Stephen Green is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans since 2012 and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based analyses and written recommendations on a broad array of financial topics. The firm offers these services through a network of advisors and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kristin Rognerud is a Series 66 registered advisor with Raymond James Financial Services Advisors, where she has worked since 2011, accumulating 19 years of industry experience. She serves on the Finance and Investment Committee of the College of St. Scholastica Board of Trustees, advising on the management of the college’s endowment. Rognerud is also president of Ascential Wealth Advisors, a firm providing financial planning and investment advice. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm provides tailored non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Tanner Laderoute is a financial advisor with Morgan Stanley in Duluth, MN, holding a Series 66 designation and with less than one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, the Pittsburgh Penguins Organization, and the University of Minnesota Duluth. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and research resources.

Derek Dallum is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked in healthcare and bookkeeping roles. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports through a centralized consulting team.

Kevin Pilon is a financial advisor with Thrivent Investment Management in Duluth, MN, holding a Series 66 credential and 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of his advisory role, Pilon provides occasional cantoring at funerals and serves on the stewardship council at St. Benedict Catholic Parish. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based financial planning without discretionary trading authority or institutional portfolio management.

Conrad Hjort is a financial advisor with Ameriprise in Duluth, MN, holding CFP®, ChFC®, and Series 63 designations and has 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as a trustee and is a general partner involved in managing office expenses for a business entity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Mark Brown is a financial advisor with Morgan Stanley who holds the Series 66 designation and has 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Cheryl Meese is a CFP® with 47 years of industry experience, currently with RBC Capital Markets in Duluth, MN. She has worked at the firm since 2008 and at City National Bank since 2020. Outside of her advisory role, she serves on the boards of the Animal Allies Humane Society and the Kitchi Gammi Club Foundation, and she is involved with NATCOM Bancshares as chair of its Enterprise Risk Management Committee. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies, offering discretionary and non-discretionary portfolio management, financial planning, and custody services through multiple wrap fee advisory programs.

Vincent Jones is a CFP® professional with 17 years of experience at RBC Capital Markets in Duluth, MN. He has served at RBC Capital Markets Corporation since 2008. Outside of his advisory role, he is a board member of Goodwill Industries Vocational Enterprises, Inc. and participates on the University of Minnesota Duluth Labovitz School of Business & Economics Financial Markets Program Oversight Committee. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm combines proprietary and third-party investment managers and offers customizable portfolio solutions tailored to clients’ risk profiles.

Lynn Dart Nelson is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and 41 years of industry experience. Prior to joining LPL Financial in 2021, Nelson worked for Waddell & Reed, Inc. and various insurance carriers from 1985 to 2021. Nelson has been involved in insurance sales as an agent alongside advisory work throughout their career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Carol Taran is a financial advisor with Ameriprise in Hermantown, MN, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Robert Bubalo is a financial advisor with RBC Capital Markets in Duluth, MN, holding a Series 66 designation and bringing 11 years of industry experience. He has been with RBC Capital Markets since 2014 and is also affiliated with City National Bank. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Maple Village Home Owners Association and the local court of the Royal Order of Jesters, and he is a board member of the GND Development Alliance, a charitable foundation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored advisory programs combining discretionary and non-discretionary portfolio management with a range of in-house and third-party investment options.

Grace Creager is a financial advisor at Ameriprise in Duluth, MN, holding a Series 66 designation with one year of industry experience. She has prior work experience in various roles including at Perk Place Coffeehouse and the University of Minnesota-Duluth. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations, supported by a centralized consulting team and algorithmic tools.

John Lawien is a CFP® with 25 years of industry experience, currently serving at RBC Capital Markets in Duluth, MN. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2017. He serves on the Board of Directors for the St. Luke's Foundation, a hospital foundation in Duluth. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients, offering a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes both in-house and third-party managers.

Kristin Montgomery is a CFP® certificant with 15 years of industry experience, currently affiliated with LPL Financial in Duluth, MN. Her prior experience includes roles at BELL Bank, Manifest Wealth Management, and Waddell & Reed Inc. Outside of financial services, she operates Derek Montgomery Photography, a business she has maintained since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Jade Cavallin is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, Jade worked at Anne Holy and Waddell & Reed, INC., and has held roles with various insurance carriers. Jade also maintains a notary business in Duluth, MN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Joseph Liberty is a financial advisor with Raymond James & Associates in Duluth, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at RSM US LLP and Northland Country Club. Liberty attended the University of Minnesota - Twin Cities. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and municipalities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a range of portfolio management styles supported by firm research and external sub-advisers.

Daniel Maki is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds the CFA® designation and Series 66 license. Maki has worked with Raymond James Financial Services Advisors Inc. since 2016 and is also affiliated with Ascential Wealth Advisors in Duluth, MN, where he contributes as a financial advisor focusing on investment management and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Jordan Fahlsing is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Fahlsing serves as a board member at large for the Hermantown Legacy Fund, a philanthropic organization supporting community grants, scholarships, and sponsorships in Hermantown, MN. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations on a variety of planning topics. The firm’s approach separates planning from portfolio management and does not accept discretionary trading authority for its planning services.

Matthew Blake is a financial advisor with Merrill in Duluth, Minnesota. He holds a Series 66 designation and has six years of industry experience. His prior work includes roles at UBM and MJH Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.