Corey Hacker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been affiliated with multiple Cetera entities since 1999 and has prior experience with Guaranty Brokerage Services and Bancnorth Investment Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a range of portfolio management and retirement services with multiple program options and access to third-party money managers.

Matthew Nikodym is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, providing services such as financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services to deliver tailored investment solutions.

Troy Molitor is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2002. Earlier in his career, he built a multi-level marketing business with Amway from 1991 to 1995. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Christopher Gadacz is a Series 66-credentialed financial advisor at Cetera with 19 years of industry experience. He has been with Cetera and its affiliate Cetera Investment Services since 2012. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures and custodians.

James Lynch is a financial advisor with LPL Financial in St. Cloud, MN, holding a Series 63 designation and 31 years of industry experience. His prior roles include positions at Investment Centers of America and Cetera. Outside of his advisory work, Lynch has served as a high school wrestling referee since 1992. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Adam Schlichting is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to his career in financial advising, he spent twelve years at Luther St Cloud Honda. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Nancy Minkkinen is a financial advisor at RBC Capital Markets with Series 63 and Series 65 licenses and 28 years of industry experience. She has worked at RBC Capital Markets since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, tailored to clients’ risk profiles through a combination of in-house and third-party investment managers.

Tracy Meyer is a financial advisor at UBS Financial Services with seven years of industry experience, including ten years with her current firm. She holds the Series 66 designation. Outside of her advisory role, she serves as a Notary Public for the State of Minnesota, providing notary services without charge. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Tren Dinius is a Series 66-licensed advisor with Cetera who has seven years of industry experience. He has been with Cetera and its affiliated entities since 2018 and previously worked at OneMaine Financial and Target. Outside of his advisory role, he serves as treasurer for the Swanville Athletic Booster, managing payments and fundraising activities. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, including access to third-party money managers and model portfolios.

Brett Shaw is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked across various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that offers investment and fee‑based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, and specialized planning for niches such as business-owner transitions and special-needs analysis.

Michael Trnka is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Focus Financial, Royal Alliance, and Invest Financial Corporation. He is also involved with Trnka Financial LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services, including model portfolio programs and participant-level retirement advice, supported by extensive technology and a broad network of over 22,800 advisors.

Carey Groethe is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding a Series 66 designation and 14 years of industry experience. He has worked at RBC Capital Markets since 2007 and is also associated with City National Bank since 2019. Groethe serves on the boards of several nonprofit organizations, including the Central Minnesota Housing Partnership and Central Minnesota Youth for Christ, and volunteers on the 7th District Ethics Committee for the Office of the Director of Lawyers Professional Responsibility. RBC Wealth Management, a division of RBC Capital Markets, offers advisory services to individual and institutional clients, including high-net-worth investors and charitable organizations. The firm provides tailored investment programs featuring discretionary and non-discretionary portfolio management, financial planning, and custody services, supported by a range of in-house and third-party investment managers.

Laura Humphrey is a financial advisor at Osaic with 12 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Securities America Advisors and Securities America Inc. Outside of her advisory work, she is a notary public and operates Granite Financial, LLC, which provides securities, insurance, and financial advice services. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and investment advisory services with financial planning and managed account solutions, employing tools such as asset-allocation models and automated rebalancing to create tailored portfolios.

Veronica Villeneuve is a Series 66-licensed financial advisor with UBS Financial Services in St. Cloud, MN. She has nine years of industry experience, including a prior role at Delaware Data Solutions. Since 2017, she has been with UBS Financial Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and capital markets expertise.

Jaclyn Evavold is a financial advisor with Cetera, holding a Series 63 designation and bringing 39 years of industry experience. She has worked with Cetera and its related entities since 2013, previously serving at St. Cloud Federal Investment Services. In addition to her advisory role, she is an insurance agent licensed to sell life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Renee Volk is a financial advisor at Ameriprise Financial Services with 10 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2015. Volk is co-owner of St. Cloud Financial Planning Services, LLC, and volunteers providing pro bono financial planning to cancer patients through the Angel Foundation’s Financial Cancer Care Program. She also participates in community activities at Our Lady of Grace Catholic Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to deliver tailored, tax-aware withdrawal strategies, operating within a defined investment universe that includes affiliated product offerings.

James Kramer III is a CFP® professional with 24 years of industry experience. He has been with LPL Financial since 2010 and operates his advisory business, Kramer Financial, in St. Cloud, MN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisers with various investment strategies and operational tools.

James Peterson is a financial advisor at LPL Financial with 37 years of industry experience. He holds a Series 63 designation and has worked at firms including Raymond James Financial Services, Bremer Bank, and Old National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Carol Gruba is a financial advisor at UBS Financial Services with 24 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2019, having previously spent 22 years with the Proviant Group. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management through its proprietary research and a broad platform of capital markets services.

Tyler Bautch is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked at Clifton Larson Allen and Stearns County, Minnesota. Outside of advising, he owns and operates a small lawn care business and a tax preparation service. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.