Bret Kinzler is a CFP® with 15 years of industry experience, currently affiliated with OSAIC Institutions, INC. He has worked at Infinex Investments, Inc. since 2018 and at Alerus Securities and Alerus Financial since 2014. He primarily supports wealth management employees in client service, focusing on insurance and mutual fund products. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services and employs a hybrid adviser/broker-dealer model with extensive third-party affiliations and access to alternative investments.

Brendon De Rouin is a ChFC® credentialed financial advisor with 25 years of industry experience. He is currently affiliated with TLG Advisors, INC. and has held prior roles at E4 Insurance Services LLC, The Leaders Group, Inc., Woodbury Financial Services, Inc., SII Investments, and Insurance Services Group. Outside of his advisory work, he is involved with Oliver Brooks Organics, where he works on an orchard and farm. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary assets and serving a diverse client base that includes individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm employs a research approach based on fundamental analysis and Modern Portfolio Theory, offering investment supervisory services, comprehensive financial planning, and ERISA fiduciary services, along with its direct-to-consumer Starlight Portfolios program.

Cynthia Fason is a financial advisor with Osaic Wealth, Inc. She holds Series 63 and Series 65 credentials and has 27 years of industry experience. Prior to joining Osaic in 2024, she worked at Securities America Advisors and Equitable Advisors. Outside of her advisory role, she is involved in a family farm partnership, assisting with farm management decisions. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct and manage diversified portfolios.

Michelle Swenson is a financial advisor with LPL Financial in Fargo, ND, holding a Series 66 license and 27 years of industry experience. Her prior experience includes roles at Wells Fargo Clearing, Merrill, Raymond James Financial Services, Bremer Bank, and Old National Bank. She is involved in a financial institution employee referral program with Old National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party strategies, supported by advanced research and operational tools.

Lisa Juvette is a financial advisor with Raymond James Financial in Fargo, ND, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. She has been with Raymond James Financial Services, Inc. since 2001. Outside of advising, she is also an insurance agent specializing in term and non-variable permanent insurance. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a range of advisory programs, including municipal and public finance services uncommon among large institutional advisors.

Bryant Christian is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. His work history includes roles at BlueLine Hockey and Border States Electric, as well as time at American International College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Spencer Kamoni is a CFP® professional with 13 years of industry experience, currently serving at Mass Mutual Investors Services in Fargo, ND. He has been with MassMutual and its affiliated entities since 2012. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, using firm-approved tools to deliver goal-oriented recommendations.

Patrick Stadum is a financial advisor with LPL Financial in Fargo, ND, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2018, he worked at INVEST Financial Corp and has been affiliated with American Federal Bank since 2017 as an associate banker. He also holds a role as an insurance agent with Ash Brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisory resources and various financial products.

Ashley Marden is a financial advisor with Morgan Stanley in Fargo, ND, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning that incorporates firm-approved planning tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and corporate financial planning agreements.

Keith Burck is a financial advisor at LPL Financial in Fargo, ND, holding CFP® and ChFC® designations with 39 years of industry experience. His prior career includes long tenures at Alerus Securities Corporation and Infinex Investments, Inc. He is also a business owner outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Andrew Lien is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked at Inspiration Point and Epic Valet. Outside of his advisory role, he is employed at Surety Wealth Group, LLC, where he manages an advisory business. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team.

Thad Pike is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in retirement strategies for high-net-worth individuals and businesses, focusing on areas such as risk management, tax minimization, and estate and wealth transfer strategies. As a qualified Portfolio Manager, Thad manages personalized or defined investment strategies on a discretionary basis, utilizing individual stocks and bonds, model portfolios, and third-party strategies. Thad holds a bachelor's degree and a master's degree in Business Administration from North Dakota State University. He has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been with Merrill since 2007. Outside of his professional role, Thad is active in outdoor activities such as boating, fishing, hunting, and racquetball, often spending time outdoors with his family.

Kristi Simmons is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Before joining Merrill in 2022, she worked at The Salvation Army for three years and Dakota Micro, Inc. for nine years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Mcintyre is a financial advisor with LPL Financial who holds Series 63 and Series 66 credentials and has 32 years of industry experience. His prior roles include positions at ICA Group Wealth Management, Investment Centers of America, and Securities America Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, utilizing both proprietary and third-party portfolio management strategies across discretionary and non-discretionary accounts.

Steven Wurzer is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and previously worked at Morgan Stanley Smith Barney LLC starting in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Secular Return Estimates and Monte Carlo simulations, as part of its financial planning process.

Joshua Krank is a financial advisor at Raymond James Financial with a Series 66 designation and approximately one year of industry experience. Prior to joining Raymond James, he worked in patent and business law and held positions at several law firms. He has also been involved with the Fargo Park District and academic institutions including Drake University and North Dakota State University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutional investors, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, supporting implementation through its advisory programs or other providers.

Michael Amundson is a financial advisor with Wells Fargo Clearing in Fargo, ND, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Paul Meyers is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Citigroup Global Markets and Woodbury Financial Services. Outside of his advisory role, he owns D.R.O. Productions Inc., a business unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by extensive operational tools and a broad network of over 22,800 advisors.

Ryan Modahl is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation. He has been with the firm since 2025 and has prior experience at NYLife Securities LLC and various roles outside the financial industry, including with the United States Census Bureau and educational organizations in Fargo, ND. He also works as an associate at Collins and Krank, providing clerical support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting, employing analytical tools such as risk profiling and modeling to support client goals.

Timothy Oehlke is a Series 66-credentialed financial advisor at Edward Jones with 17 years of industry experience. He has been with Edward Jones since 2008 in Fargo, ND. Outside his advisory role, he has worked as a software consultant for Ecolab, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.