Stephen Smith is a financial advisor at Stephen Smith Financial Inc. with nine years of industry experience. He holds a Series 65 credential and previously worked at Significant Wealth Partners LLC, Capital Management Consultants, Inc., Atkins & Associates, and Essence Capital Group. In addition to his advisory work, he is an author. Stephen Smith Financial Inc. provides discretionary investment advisory and managed-account services to individual and high-net-worth clients. The firm offers portfolio management across various asset classes and combines technology-driven tools with personalized financial planning and oversight.

Jeffrey Moran is a CFA® charterholder and an advisor at SCV Capital LLC with five years of experience at the firm and 22 years in the industry, including 17 years at PPM America. He is based in Tower Lakes, Illinois. SCV Capital LLC provides discretionary and non-discretionary investment management primarily to pooled investment vehicles and institutional clients such as banks, pension funds, and nonprofit organizations. The firm employs fundamental analysis for public equities and detailed reviews for private securities, focusing on long-term strategies while allowing for shorter-term adjustments as needed.

Michael Moffat is a financial advisor at West Wealth Group, LLC with a Series 65 designation and one year of industry experience. He has also been affiliated with National Agents Alliance since 2018. West Wealth Group provides investment advisory, asset management, and financial planning services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm manages approximately $616.7 million in discretionary assets and employs a networked operating model that coordinates advisory services through affiliated practices while offering portfolio management using a blend of fundamental, technical, and cyclical analysis.

Melissa Dailey is a financial advisor with Clearwater Capital Partners, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. Her prior work includes roles at Northwestern Mutual Wealth Management Company, Lincoln Financial, and individual advisors Andrew Watters and Scott Penning. Clearwater Capital Partners provides family office services, private wealth management, institutional advisory, and retirement plan advising. The firm serves a diverse client base, including individuals, high-net-worth clients, and various institutional clients, using a combination of asset-allocation, fundamental, technical, quantitative, and thematic investment strategies.

Beau Toth is a financial advisor with Legacy Capital Wealth Partners, LLC and holds Series 63 and Series 66 licenses. He has 17 years of industry experience, with prior roles at firms including Neuberger Berman LLC, AXA Distributors, LLC, and LPL Financial LLC. Outside of his advisory work, he is the manager and owner of Precise Access LLC, a non-investment-related business. Legacy Capital Wealth Partners serves individuals, families, trusts, businesses, and charitable organizations, offering holistic financial planning along with discretionary and non-discretionary portfolio management. The firm employs a tailored, long-term investment approach using fundamental analysis and a range of investment vehicles, managing over $1.3 billion in assets across more than 590 client relationships.

Ethan Rowe is a financial advisor with Monere Wealth Management, Inc. in Schaumburg, IL. He holds Series 63 and Series 65 designations and has two years of industry experience. His prior roles include positions at Northwestern Mutual and Summit Global Investments. Monere Wealth Management is a team-based advisory firm managing approximately $312 million in client assets. The firm serves individual and high-net-worth clients, pension plans, charities, and business accounts through a variety of portfolio management and financial planning services, using both discretionary and non-discretionary approaches.

Matthew Mc Wherter is a financial advisor with Pendulum Wealth Partners, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. He serves as president of The Robert Michael Wood Foundation, a nonprofit supporting families of children affected by pediatric stroke and NICU. Pendulum Wealth Partners provides discretionary investment management, financial planning, and family office services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term, diversified investment approach and operates alongside an affiliated tax and accounting firm, offering integrated services under common control.

Alison Brandt is a financial advisor at Pendulum Wealth Partners with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, LLC. Pendulum Wealth Partners is a team of nine advisors providing discretionary investment management, financial planning, and family office services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamental, primarily long-term investment approach with diversified portfolios and operates under common control with an affiliated tax and accounting firm.

David Andrews is a CFP® professional with 27 years of industry experience. He is currently with Sequoia Wealth Management, LLC, where he has worked since 2015, and also maintains a role at LPL Financial. Sequoia Wealth Management advises individuals, trusts, estates, corporations, and employer retirement plans with services including asset management, financial planning, and retirement-plan consulting. The firm combines quantitative optimization, third-party research, and manager selection to tailor portfolios and offers both discretionary management and third-party strategist models.

Patricia Musachio is a financial advisor at Walsh & Associates, LLC with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at LPL Financial (Dba Kinnare & Associates Financial Consultants) since 2003. She joined Walsh & Associates in 2025 as part of an eight-advisor team. Walsh & Associates serves individuals, trusts, estates, charitable organizations, and employer retirement plans, providing portfolio management, financial planning, and retirement plan consulting. The firm manages approximately $660 million on a discretionary basis and employs strategies that emphasize asset allocation along with fundamental, quantitative, and qualitative security analysis.

Linda Grizely is a CFP® and holds a Series 66 license with four years of industry experience. She is currently with Nectarine, a financial planning firm, and has held roles at multiple firms including Fidelity Investments and Sageview Advisory Group. Outside of advisory work, she owns Linda Grizely Ventures, LLC, through which she engages in public speaking and writing, and she also operates Mindset & Money, LLC, a mindset coaching business. Nectarine serves individual and high-net-worth clients by providing consultative financial planning through advisor representatives selected via the firm’s website. The firm emphasizes long-term asset allocation with low-cost, index-based funds and offers a proprietary financial-aggregation app, providing advice without managing or monitoring client portfolios.

Lisa Zarkin is a CFP® professional with 34 years of industry experience. She is currently with Sequoia Wealth Management, LLC, where she has worked since 2017, and has previous experience at LPL Financial and PlanSmart Financial Services. Outside of financial advising, she is an author and self-publishes her own book. Sequoia Wealth Management advises individuals, trusts, estates, corporations, and employer retirement plans, providing asset management, financial planning, and retirement-plan consulting. The firm offers access to third-party money managers and model portfolios, using a combination of quantitative optimization and third-party research to tailor portfolios to clients’ goals.

Robert Tutela is a financial advisor at Essex, LLC with nine years of industry experience. He holds a Series 65 designation and has been with Essex since 2016. Tutela serves as a SmartAsset Ambassador, consulting as an independent contractor to generate sales leads for his firm. Essex, LLC is a registered investment adviser managing approximately $649.3 million across about 576 client accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services to a diverse client base, including high-net-worth individuals, trusts, retirement plans, and charitable organizations. Investment decisions are made by a multi-member committee using a blend of fundamental, technical, and sector analysis.

Thomas Quinn is a CFP® professional with over 23 years of experience in financial advising. He is currently a financial advisor and vice president at American Community Wealth Management, LLC, where he has worked since 2003. Prior to that, he spent 16 years with Triad Advisors, Inc. Quinn serves as a successor trustee for a family trust, managing its investments and cash flow. American Community Wealth Management, LLC provides investment advisory and financial planning services to individuals, business owners, corporations, charitable organizations, trusts, estates, and retirement plans. The firm uses asset-allocation driven portfolios combining advisor-managed accounts and third-party managers, offering multiple platform choices and wrap program strategies.

Michael Speziale is a financial advisor with James T. Borello & Co. in East Dundee, IL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with James T. Borello & Co. since 2011. James T. Borello & Co. manages approximately $514 million across about 700 client relationships, serving individuals, high-net-worth clients, family offices, small businesses, trusts, and other legal entities. The firm provides discretionary portfolio management and comprehensive financial planning services, using asset-allocation models tailored to client goals and employing quantitative analysis alongside third-party software.

Kathleen Dixon is a financial advisor with American Community Wealth Management, LLC, holding a Series 66 designation and bringing 26 years of industry experience. She has worked at American Community Wealth Management since 2016 and has prior experience with Triad Advisors. In addition to advising clients, she serves as operations manager at the firm, providing administrative support to other advisors. American Community Wealth Management LLC offers investment advisory and financial planning services to individuals, business owners, charitable organizations, trusts, and pension plans. The firm employs asset-allocation driven portfolios that combine advisor-managed accounts and third-party managers, and provides multiple platform options, including wrap programs that integrate trading, custody, and advisory services.

Gregory Davis is a CFP® with 11 years of industry experience, currently serving as an advisor at Clearwater Capital Partners. He has been with Clearwater since 2015. Outside of his advisory role, he is a passive investor in a thoroughbred horse racing LLC and acts as a life insurance agent, evaluating and placing policies when needed for clients. Clearwater Capital Partners provides family office services, private wealth management, institutional advisory, and retirement plan advising. The firm serves individual, high-net-worth, and institutional clients using a variety of investment approaches, including fundamental, quantitative, and options strategies.

Terri Rau is a financial advisor with Midwest Professional Planners, Ltd., holding the ChFC® designation and Series 66 license, with 18 years of industry experience. She has worked primarily with Midwest Professional Planners, Ltd. since 2013, with additional experience at APW Capital, Inc. Outside of advisory work, Rau is involved in health and insurance wholesaling and participates in divorce financial planning workshops and consulting. Midwest Professional Planners, Ltd. manages approximately $649 million for about 710 clients, offering services to individuals, businesses, trusts, and other entities. The firm employs discretionary, model-driven portfolio management and provides comprehensive financial planning, business consulting, retirement-plan consulting, and insurance placement.

Bryson Cioni is a financial advisor at Midwest Professional Planners, Ltd. He holds the Series 65 designation and has one year of industry experience. His prior work includes roles at Amcor and Iowa State University. Midwest Professional Planners, Ltd. serves individuals, businesses, trusts, retirement plans, charities, and other legal entities, managing approximately $649 million for about 710 clients. The firm offers a range of services including financial planning, discretionary portfolio management, and business consulting, utilizing a model-driven investment approach with proprietary strategies and third-party sub-advisers.

John Chapman is a financial advisor at Clearwater Capital Partners with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Clearwater Capital Partners since 2006. Chapman is a partial owner of Clearwater Capital Insurance Services, LLC, which provides non-variable life, long-term care, and disability insurance sales, and he is also a business owner of Clearwater Capital Consulting, LLC, offering select tax services. Clearwater Capital Partners serves high-net-worth individuals, family offices, and institutional clients, providing family office and private wealth management, institutional advisory, retirement plan advisory, and wrap-fee investment programs. The firm manages most advisory accounts on a discretionary basis and incorporates fundamental, technical, quantitative, and thematic analysis in portfolio management.