James Mosteller is a financial advisor at Liberty Asset Management, Inc. with 21 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. In addition to his advisory role, he is a partner at Mosteller & Holmberg, P.C., a law firm where he consults on marketing concepts and estate planning/elder law issues. Liberty Asset Management, Inc. provides portfolio management and financial planning services to individuals, trusts, retirement plans, corporations, and charitable organizations. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory, utilizing mutual funds, ETFs, and sub-advisors, while also offering retirement and estate planning support.

Bernard Czerwinski Jr. is a financial advisor at Ascension Financial with a ChFC® designation and a Series 65 license, bringing three years of industry experience. His career includes roles at RLK-PLG Investment Management, LLC, Forever Companies, and GM Casting House, Inc. Outside of his advisory work, he is the managing member of Czerwinski Consulting, which provides consulting services on operational strategy and technology for B2B manufacturers and direct consumer retail. Ascension Financial is a fee-only investment adviser that manages customized portfolios for individuals, high-net-worth clients, retirement plans, trusts, charitable organizations, and corporate entities. The firm uses a combination of quantitative optimization, fundamental and technical analysis, and institutional investments, actively monitoring and adjusting portfolios to meet clients’ objectives, incorporating derivative strategies and leverage where appropriate.

Mark Jablonski is a financial advisor at Servant Financial, Ltd. with a Series 65 designation and one year of industry experience. Prior to his advisory role, he worked in corporate positions at CVS Health Corp., Middough Inc., and Baxter International Inc. He is also involved with Alathea Consulting LLC. Servant Financial provides personalized investment management for a range of clients including individuals, trusts, family offices, and corporate entities. The firm’s investment approach focuses on risk management through diversification, tax efficiency, and tactical adjustments, and it is notable for advising private Opportunity Zone farmland funds and offering alternative-investment consulting.

Brian Bardachowski is a financial advisor at Pensinger Financial, Inc. with one year of industry experience. He holds Series 65 and Series 63 licenses and has operated Wisdom Financial, Inc., a mortgage brokerage firm, since 2007 where he serves as owner and mortgage loan originator. Pensinger Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, focusing on long-term investing through indexed equities and fixed income using mutual funds and ETFs. The firm emphasizes documented risk tolerance, regular portfolio monitoring, and annual reviews.

Jacob Kadisak is a CFP® professional with 7 years of industry experience, currently serving as an advisor at Kadisak Financial Services, Inc. in Naperville, IL, where he has worked since 2011. The firm provides discretionary investment management and financial planning to individual and trust clients, including both high-net-worth and non-high-net-worth households. Kadisak Financial Services manages approximately $65.5 million across about 77 client relationships, using an actively managed, tactical asset-allocation approach focused on diversified mutual funds and ETFs, with services that include retirement planning and employer retirement plan reviews.

Adam Smolich is a financial advisor at Clement Street Capital LLC with 14 years of industry experience. He holds a Series 65 designation and has been with Clement Street Capital since 2012. Clement Street Capital provides discretionary asset management and comprehensive financial planning primarily to high-net-worth individuals, trusts, corporations, retirement plans, and other legal entities. The firm builds tailored investment policies using a mix of asset classes and employs ongoing monitoring and rebalancing, serving a select client base with substantial account size and net-worth thresholds.

Michael Fry is a financial advisor at RWC For Life with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Steward Financial Services, Inc. since 1993. Fry also creates financial education content through his business, Dashing Upward. RWC For Life provides comprehensive financial planning, targeted consulting, and investment management to individuals, high-net-worth clients, and corporate entities. The firm manages approximately $30 million in discretionary assets and offers customized and model portfolios with regular reviews.

Matthew Kunst is a CFP® and CFA® with nine years of industry experience. He has worked at Opus Financial Solutions LLC since 2017 and previously spent eight years at MMK Financial Services. Opus Financial Solutions provides investment advisory and financial planning services to individuals, families, business owners, executives, trusts, and other entities, offering both discretionary and non-discretionary portfolio management. The firm emphasizes integrated tax and accounting support alongside investment management, utilizing a combination of strategic and tactical asset allocation with ETFs, mutual funds, and alternative investments when appropriate.

Paul Brandwein is a financial advisor at PCFO Capital with nine years of industry experience. He holds Series 63 and Series 65 licenses. His prior work history includes roles at First Trust Advisors L.P. and related entities from 2018 to 2025, as well as positions at other firms and companies dating back to 2016. PCFO Capital provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm uses a combination of fundamental analysis and modern portfolio theory with a long-term trading orientation, tailoring portfolios to clients’ goals, tax considerations, and risk tolerances.

Charles Brown III is a financial advisor at CB3 Financial Group, Inc. in Glen Ellyn, Illinois, with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has been with CB3 Financial Group in various capacities since 2006. The firm provides investment management and wealth-planning services to individuals, families, business entities, and nonprofit organizations. CB3 offers discretionary portfolio management through several programs that utilize fundamental, technical, and quantitative analysis, including an aggressive strategy focused on global equities and emerging companies in generative artificial intelligence.

Peter Claeys is a financial advisor with Arbor Financial Services, LLC in Downers Grove, IL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Arbor Financial Services since 2012 and is also involved with Profitability Concepts & Consulting, LLC, a holding company for Arbor Financial Services. Arbor Financial Services provides discretionary portfolio management and limited financial planning to individuals, including high-net-worth clients, as well as trusts and estates. The firm uses firm-developed model portfolios and a combination of analytical methods to manage client assets, typically on a discretionary basis, and offers both bundled wrap-fee and unbundled advisory services.

Andrew Kaminski is a financial advisor with HK Private Client, LLC in Naperville, IL, holding Series 66 and Series 65 credentials and with 10 years of industry experience. His prior roles include positions at Fifth Third Bank, The Northern Trust Company, Calamos Advisors LLC, and Osaic FA, Inc. HK Private Client is a small, supported registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management and financial planning services. The firm uses quantitative tools and model-driven analysis to tailor portfolios and integrates financial planning into advisory relationships while also offering standalone planning engagements.

Reynaldo Cruz is a CFP®-certified financial advisor with 37 years of industry experience. He is the principal of Cruz Investments & Wealth Management in Aurora, IL, and has held roles at Madison Avenue Securities, LLC and Gf Investment Services, LLC. Outside of financial advising, he operates a retail business selling financial-themed products and content through Sparton Eye Candy, LLC. Cruz Investments & Wealth Management serves pooled investment vehicles and institutional clients, focusing on financial planning, qualified plan management, and third-party investment adviser selection. The firm employs an asset allocation approach using external research, provides non-discretionary portfolio management, and monitors third-party managers based on multiple criteria.

Patrick Kirvan is a financial advisor with Advanced Planning Advisors Group Inc. in Naperville, IL, holding a Series 65 credential and 14 years of industry experience. His work history includes roles at Advanced Planning Advisors Group Inc. since 2017 and Gradient Advisors, LLC from 2012 to 2021. Kirvan is also involved in fixed insurance sales as a licensed insurance agent. Advanced Planning Advisors Group Inc. provides investment advisory services primarily to individual clients, including high-net-worth individuals, as well as trusts and estates. The firm focuses on asset management through a co-advisor arrangement with Gradient Investments, LLC, offering financial planning services at no additional charge.

Charles Meeder is a CFP® professional with 25 years of experience at Sound Asset Management, Inc. He has been working in the financial industry for over 35 years through his own CPA firm, Charles Meeder, CPA, Inc. Sound Asset Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and small businesses. The firm provides personalized financial planning and investment management on a fee-only basis, focusing on strategic asset allocation and global diversification.

Mary Kilberg is a financial advisor with Masus Financial Group, Ltd., holding Series 63 and Series 66 designations and possessing 16 years of industry experience. She has been with Masus Financial Group since 2005. In addition to her advisory role, she is a licensed notary public. Masus Financial Group provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a multi-disciplinary research approach and manages diversified portfolios, serving approximately 296 client relationships with $190.6 million in discretionary assets under management as of December 31, 2025.

Lisa Conrath Bova is a financial advisor at Lenity Financial, Inc. with 22 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with Lenity Financial since 2016. Outside of her advisory work, she is a senior independent consultant for BeautyCounter and a partner and blogger for Simply Better Choices, a health and wellbeing blog. Lenity Financial, Inc. is a fee-only, state-registered investment adviser serving high-net-worth individuals, business owners, professionals, families, trusts, estates, and select institutional clients. The firm offers discretionary portfolio management, comprehensive financial planning, and retirement plan consulting with participant education, using strategic, diversified allocations tailored to clients’ objectives, risk tolerance, and tax situations.

John Heneghan is a financial advisor at Servant Financial, Ltd. with 21 years of industry experience. He holds a Series 65 designation and has been with Servant Financial since 2004. Servant Financial provides personalized investment management for individuals, trusts, family offices, and various institutional clients, with a particular focus on advising Opportunity Zone farmland funds and alternative investments. The firm emphasizes risk management through diversified, tax-efficient portfolios and employs AI-assisted research tools, managing approximately $143.6 million in regulatory assets under management as of 2025.

Darin Roth is a financial advisor with Cambier Capital, LLC, holding a Series 66 designation and 11 years of industry experience. He has previously worked at 2642 Capital, LLC, Stenger Tax Advisory, LLC, Stenger Family Office, LLC, Morgan Stanley, and Guggenheim Investments. Roth is a co-founder and former operational manager of Stenger Tax Advisory LLC, a certified public accounting firm. Cambier Capital provides wealth management and investment services to individuals, including high-net-worth clients, as well as trusts, estates, charitable organizations, corporations, and business entities. The firm offers customized portfolios using mutual funds, ETFs, individual equities, and fixed-income securities, employing a long-term investment approach alongside fundamental and technical analysis.

Colin Staub is a financial advisor at Cruz Investments & Wealth Management in Aurora, IL. He holds a Series 65 designation and has been in the industry since 2025. His prior experience includes roles at Arbor Financial Advisors, Barcocina Lakeview, and Coda di Volpe, as well as non-financial positions at Open Range Southwest Grill and Kaneland High School. Cruz Investments & Wealth Management primarily serves pooled investment vehicles and institutional clients, focusing on financial planning, qualified plan management, and the selection and monitoring of third-party investment advisers. The firm’s investment approach centers on asset allocation informed by external research and analytical tools, with ongoing evaluation of recommended managers based on reputation, performance, and financial strength.