Matthew Willemin is a financial advisor with Edward Jones in Schertz, TX, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, SageSpring Wealth Partners, Raymond James Financial Services, and several other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Bruce Byrne is a financial advisor with Edward Jones in Cibolo, Texas, holding a Series 66 designation and two years of industry experience. He has served in the Air Force since 2000 and holds a public office as a member of the City Council in Marion, Texas. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable investors. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Rebecca Kallies is a CFP® practicing with Edward Jones in Seguin, TX, with 13 years of industry experience. She previously worked at LPL Financial, First United Bank & Trust, and New York Life Insurance Company/NYLIFE Securities. She has also operated as an independent health insurance agent. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Markos Pappas is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Edward Jones and Investment Professionals, Inc. before joining Ameriprise in 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver customized, non-discretionary advice through a centralized consulting team.

Troy Engelke is a financial advisor with Ameriprise in Live Oak, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Randolph-Brooks Federal Credit Union and Cuna Brokerage Services. Outside of advising, he serves as Data Analytics Manager for RBFCU Assets LLC, providing analytical and operational support to Credit Union Service Organization leadership. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to provide tailored, non-discretionary advice, primarily for clients with substantial assets under management.

Sammi Moore is a financial advisor at Edward Jones in San Marcos, TX, holding Series 65 and Series 63 licenses with one year of industry experience. Prior to joining Edward Jones, Moore worked in the mortgage industry at Thrive Mortgage and Caliber Home Loans. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Monica Garcia is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has been affiliated with Bank of America and Merrill since 2011. In addition to her advisory work, she sells skin care products through Mary Kay Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kevin Wartsbaugh is a financial advisor at Edward Jones with 18 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2007. Outside of advisory work, he owns and manages a property and ranch in Texas. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Rodriguez is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Randolph Brooks FCU and Cuna Brokerage Services, Inc. His background includes financial advisory roles at RBFCU. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Arturo Andrews Jr. is a registered financial advisor at J.P. Morgan Securities with 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently works with JPMorgan Chase Bank, N.A. since 2011. He holds the Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering customized asset-allocation advice and performance reporting through a rigorous process that incorporates quantitative modeling and ESG criteria.

Jorge Cruz is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 63, 65, and 66 licenses. His prior roles include positions at Teamwork Financial Advisors, Edward Jones, and Kinetic Software. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies. The firm’s recommendations incorporate investment research, third-party data, and algorithmic tools, with a distinctive enrollment process that requires a minimum investable asset level and emphasizes assets managed within Ameriprise.

Dana Rovira is a Series 66 licensed financial advisor with 16 years of industry experience, currently with Ameriprise in New Braunfels, TX since 2020. Prior to Ameriprise, she worked at Investment Professionals, Inc. for four years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Joseph Pyle is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2003. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension and profit-sharing plans, and municipal entities, offering financial planning and consulting services that are typically non-discretionary, supported by a range of portfolio management styles and affiliated research.

Kenneth Wolber is a financial advisor with Raymond James Financial Services Advisors, Inc. in Seguin, TX, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He previously worked at USAA for nine years before joining Raymond James in 2020. Wolber is also the sole owner and president of Kenneth Wolber & Company, Inc., an S Corporation that handles his payroll, accounting, and tax record-keeping. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pensions, corporations, and institutional clients. The firm uses analytical tools and modeling to tailor non-discretionary planning and consulting to client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Oscar Elizalde III is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation. Prior to joining Equitable Advisors, he worked at American Income Life and held various roles in education and other sectors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored to client goals and risk tolerance.

Stanley Cunningham is a financial advisor with Edward Jones in New Braunfels, TX, holding Series 63 and Series 66 licenses and possessing 43 years of industry experience. He has been with Edward Jones since 1982. Cunningham is involved with a charitable organization in New Braunfels. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment options. The firm is notable for its extensive network of advisors and branches, as well as affiliated services including a trust company and proprietary mutual funds.

Michael Jones is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 66 designation and has worked at several firms, including NEXT Financial Group, CUSO Financial Services, Cetera Advisors, and Mtj Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management.

Elsa Cranford is a financial advisor with Edward Jones in Garden Ridge, TX, holding Series 63 and Series 66 registrations and bringing 21 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors and offers a range of advisory programs with both discretionary and non-discretionary strategies under a fiduciary standard.

Radi Zapryanov is a financial advisor at Edward Jones in New Braunfels, TX, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and affiliated investment products, managing approximately $1.01 trillion in assets. The firm is notable for its large retail advisor and branch network and offers both discretionary and non-discretionary investment strategies under a fiduciary standard.

Michael Leal is a financial advisor with LPL Financial in New Braunfels, TX, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He previously worked at Investment Centers of America, Inc. from 2013 to 2017 before joining LPL Financial, where he has been since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.