Robert Thomas is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investments, and Omni Hotels & Resorts. Outside of investment advisory, he provides fixed insurance services. 49 Financial serves a diverse client base, including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and tiered fractional family office services, using a disciplined, long-term diversified asset allocation strategy primarily implemented through mutual funds, ETFs, and selected third-party managers.

Andrew Horton is a financial advisor with 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Horton is also licensed to provide fixed insurance services. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, and corporations, offering financial planning, investment management, and family office services. The firm employs a disciplined, long-term investment approach using diversified asset allocation and model portfolios primarily composed of mutual funds and ETFs.

Derrik Naegelin is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Kestra Investment Services, Primerica Advisors, and American Pacific Mortgage. Outside of advising, he has experience as a fixed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and family office services, utilizing disciplined, long-term diversified asset allocation strategies implemented through proprietary and third-party model portfolios.

Ryan Rattay is a Series 65 licensed financial advisor with 2 years of industry experience, currently with 49 Financial. Prior to joining 49 Financial, he has held positions at Zoetis Inc., Baltusrol Golf Club, and Clemson University. Outside of his advisory role, he contributes to 25 Giving, assisting nonprofits with developing charitable plans for donors. 49 Financial serves a diverse client base, including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering a range of financial planning and investment management services. The firm employs a disciplined, long-term diversified asset allocation strategy using proprietary model portfolios primarily composed of mutual funds and ETFs.

Andrew Johnsen is a financial advisor at Waterloo Capital with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Titleist Asset Management and Merrill Lynch. Outside of his advisory role, he serves on the advisory board of a training facility focused on financial wellness and is involved in business coaching and an exotic car rental partnership. Waterloo Capital is a multi-team registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm uses a long-term, buy-and-hold investment approach supported by fundamental analysis and offers a range of services including direct investment management, financial planning, and access to third-party sub-advisers.

Michael Frandsen is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for seven years and at Nucor Steel for five years. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and specialized services, supporting both discretionary and non-discretionary arrangements.

Steven Battel is a financial advisor at Kestra Private Wealth Services, LLC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Kestra since 2018, following roles at Wells Fargo Advisors and Wells Fargo Clearing. He serves as Managing Director and Wealth Manager at Liberty Wealth Solutions, a business involved in insurance and investment advisory services. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services, supporting both discretionary and non-discretionary account management.

Gary Baker is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining Kestra in 2018, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he serves as an adjunct instructor at Washington University and is involved in consulting work focused on leadership and coaching for advisors. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages approximately $13.45 billion in assets and provides access to a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements.

Tyler Staniford is a financial advisor with 8 years of industry experience, currently with 49 Financial. He holds a Series 66 designation and has previously worked at Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of advising, he is also licensed as an insurance agent. 49 Financial serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans by providing financial planning, investment management, consulting, and a tiered fractional family office program. The firm emphasizes a disciplined, long-term diversified asset allocation approach implemented through proprietary and platform model portfolios.

Keith Stinebaker is an investment advisor representative with Transce3nd LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at several firms including Kalos Capital, National Planning Corporation, and AE Wealth Management. Outside of advisory roles, he serves as president of L & S Capital Investments, a tax and accounting business. Transce3nd LLC works with a diverse client base including individuals, foundations, trusts, and institutions, offering discretionary and non-discretionary investment management alongside financial planning and retirement consulting. The firm’s investment approach combines strategic asset allocation with fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers.

Dillon Hakes is a Certified Financial Planner® with 11 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC since 2023. His prior experience includes roles at Private Asset Management Inc and UBS Financial Services. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across 208 advisors. The firm serves both individual and institutional clients with a wide range of investment products and specialized offerings, including discretionary and non-discretionary account management.

Amy Fredritz is a Series 66-credentialed financial advisor with nine years of industry experience. She currently works at Kestra Private Wealth Services, LLC and Kestra Investment Services, LLC, having previously spent eight years at Edward Jones. Outside of her advisory work, she serves as Treasurer of the Marion Foundation and Vice President of the Marion Technical College Foundation Board. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets across 208 advisors. The firm offers a broad range of investment products and platforms, emphasizing both discretionary and non-discretionary arrangements along with specialized offerings.

Larry Lyons is a financial advisor with Transce3nd LLC, holding the ChFC® designation and Series 63 and 66 licenses. He has 27 years of industry experience and has worked with firms including Lyons Wealth Management and Madison Avenue Securities. Outside of his advisory work, he serves as chairman of the finance committee for First Redeemer Church and is a board member of Whispering Hope. Transce3nd LLC serves a broad client base including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation approach using fundamental, technical, and quantitative analysis, often implementing portfolios through third-party models via AE Wealth Management’s platform.

David Brandt is a CFP® professional with 27 years of industry experience. He has worked at Kestra Private Wealth Services, LLC since 2020 and previously spent 11 years with Ameriprise Financial Services, Inc. Brandt serves as Vice President on the board of the Highline Educational Foundation. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a range of investment products and platforms with both discretionary and non-discretionary arrangements, and it supports specialized services such as annuity subaccount management and 529 plan services.

Roy Anderson is a financial advisor at 49 Financial with 17 years of industry experience. He holds the Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Axa Advisors. Anderson is also active as an insurance agent with Financial Independence Group, providing fixed insurance products alongside his advisory role. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, using a disciplined, long-term investment approach based on diversified asset allocation and model portfolios.

Scott Stevens is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 10 years of industry experience. He previously worked at Bank of America, N.A. and Merrill, each for five years, and has been with Kestra in various capacities since 2016. Stevens serves as Secretary on the board of a neighborhood recreation club. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets across about 208 advisors. The firm offers a broad range of investment products and specialized services while overseeing advisor recommendations within approved product menus.

Nancy Tuininga is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 credentials and having 25 years of industry experience. She has been with Kestra since 2014 and is involved as a consultant providing investment, insurance, and financial planning services through an independent outside RIA. Kestra Private Wealth Services, LLC offers investment advisory services via a network of independent advisors and multi-advisor teams to individuals and institutions, managing approximately $13.45 billion in client assets. The firm supports a broad range of investment products and specialized offerings, while overseeing advisor recommendations within an approved product menu.

Madeline Mason is a financial advisor at 49 Financial with a Series 65 credential and one year of industry experience. She has previously worked at Savrick, Schumann, Johnson, McGarr, Kaminski, & Shirley, LLP, and Fragomen, Del Rey, Bernsen & Lowery. Outside of advising, she is also a licensed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation strategy using model portfolios and third-party managers, along with both project-based and ongoing planning engagements.

Thomas Bonnington is a financial advisor with Regal Investment Advisors LLC, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Nixon Capital LLC, Kestra Financial, Inc., and IMG Financial Group, Inc. Outside of his advisory work, he has experience in the restaurant industry with Torchy's Tacos. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management services to independent advisers and other registered firms. The firm serves a diverse client base, including individual, charitable, and corporate clients, using a combination of proprietary and third-party investment strategies.

Joseph Bolling is a financial advisor at 49 Financial with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Purshe Kaplan Sterling Investments and has diverse professional background including roles at American Campus Communities and Texas A&M University. Outside of his advisory work, he is involved in the sale of fixed and traditional insurance products. 49 Financial serves a broad client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, and family office services. The firm employs a disciplined, long-term diversified asset allocation strategy using proprietary and platform model portfolios, combining mutual funds, ETFs, and third-party managers.