Andrew Horton is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His work history includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Uber Technologies Inc. He is also involved in providing fixed insurance services through his affiliation with 49 Financial. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Derrik Naegelin is a financial advisor with 49 Financial in Austin, TX. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining 49 Financial, he worked at Kestra Investment Services, Kestra Advisory, American Pacific Mortgage, and Primerica. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm’s investment approach focuses on disciplined, long-term diversified asset allocation supported by fundamental, cyclical, technical, and behavioral analysis.

Ryan Rattay is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial, he held roles at Zoetis Inc. and worked at Baltusrol Golf Club. He is also contracted with 25 Giving, where he refers nonprofits to assist in developing charitable plans for donors. 49 Financial serves a diverse client base including individuals, trusts, estates, and corporations, offering financial planning, advanced planning, retirement-consulting, and investment management. The firm’s investment approach is based on disciplined, long-term diversified asset allocation incorporating fundamental, cyclical, technical, and behavioral analysis.

Andrew Johnsen is a financial advisor at Waterloo Capital with 11 years of industry experience. He holds a Series 66 designation and previously worked at Titleist Asset Management and Merrill Lynch. Outside of his advisory role, he serves on the advisory board of a training facility focused on financial wellness, participates in business coaching consulting, and is involved in a short-term exotic car rental venture. Waterloo Capital is a multi-advisor firm that provides investment management and financial planning services primarily to entrepreneurs, high-net-worth individuals, trusts, and institutional clients. The firm emphasizes long-term, strategic buy-and-hold portfolio construction with customized solutions, ongoing monitoring, and annual reviews.

Michael Frandsen is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for seven years and at Nucor Steel for five years. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and specialized services, supporting both discretionary and non-discretionary arrangements.

Steven Battel is a financial advisor at Kestra Private Wealth Services, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Kestra since 2018, following two years at Wells Fargo Clearing. Battel serves as Managing Director and Wealth Manager at Liberty Wealth Solutions, where he is involved in investment advice and business operations. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individuals and institutional clients. The firm manages a wide range of client assets and offers diverse investment products and platforms, with specialized services including annuity subaccount management and 529 plan services.

Gary Baker is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes positions at Wells Fargo Clearing, Merrill, and Morgan Stanley Dw Inc. Outside of his advisory work, Baker is involved in entrepreneurial and community activities such as co-creating the People Centric Project book study and teaching as an adjunct instructor at Washington University. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm supports a broad range of investment products and platforms while maintaining institutional affiliations and operational capabilities that distinguish it from many multi-team firms.

Tyler Staniford is a financial advisor at 49 Financial with eight years of industry experience. He holds a Series 66 designation and has worked previously at Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of his advisory role, he is also involved in insurance sales. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term, diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Keith Stinebaker is an investment advisor representative with Transce3nd LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at several firms including Kalos Capital, National Planning Corporation, and AE Wealth Management. Outside of advisory roles, he serves as president of L & S Capital Investments, a tax and accounting business. Transce3nd LLC works with a diverse client base including individuals, foundations, trusts, and institutions, offering discretionary and non-discretionary investment management alongside financial planning and retirement consulting. The firm’s investment approach combines strategic asset allocation with fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers.

Logan Smith is a financial advisor at Root Financial Partners in Austin, TX, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Paraclete Wealth Partners, Whitfield Bacon Wealth Partners, Raymond James Financial Services, Crux Wealth Advisors, Kestra Financial, and Wells Fargo. He is also employed in operational support roles at Noble Wealth Partners and Paraclete Wealth Partners. Root Financial Partners provides investment management and comprehensive financial planning services to individuals, high-net-worth households, trusts, estates, small businesses, and select retirement-plan relationships. The firm primarily utilizes broadly diversified, passive investment approaches with portfolios tailored to client objectives, and offers specialized strategies and educational programming separate from advisory services.

Dillon Hakes is a Certified Financial Planner® with 11 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC since 2023. His prior experience includes roles at Private Asset Management Inc and UBS Financial Services. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across 208 advisors. The firm serves both individual and institutional clients with a wide range of investment products and specialized offerings, including discretionary and non-discretionary account management.

Amy Fredritz is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at Edward Jones from 2016 to 2024 before joining Kestra in 2024. Fredritz serves as Treasurer of the Marion Foundation and as Vice President of the Marion Technical College Foundation Board. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements.

Larry Lyons is a financial advisor with Transce3nd LLC and holds the ChFC® designation along with Series 63 and Series 66 licenses. He has 27 years of industry experience, including prior roles at Madison Avenue Securities, AE Wealth Management LLC, and his own Lyons Wealth Management. Lyons serves as chairman of the finance committee for First Redeemer Church and is a board member of Whispering Hope, both non-investment-related community organizations. Transce3nd LLC serves a diverse client base that includes individuals, foundations, trusts, employer-sponsored retirement plans, and charitable organizations. The firm employs a strategic asset allocation process using fundamental, technical, and quantitative analysis, frequently implementing portfolios through third-party model managers and AE Wealth Management’s platform.

David Brandt is a CFP® professional with 27 years of industry experience. He has worked at Kestra Private Wealth Services, LLC since 2020 and previously spent 11 years with Ameriprise Financial Services, Inc. Brandt serves as Vice President on the board of the Highline Educational Foundation. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a range of investment products and platforms with both discretionary and non-discretionary arrangements, and it supports specialized services such as annuity subaccount management and 529 plan services.

Roy Anderson is a financial advisor with 17 years of industry experience, currently affiliated with 49 Financial in Austin, TX. He holds a Series 66 designation and has worked at firms including Charles Schwab, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Anderson is also involved in fixed insurance sales through the Financial Independence Group. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

Scott Stevens is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 10 years of industry experience. He previously worked at Bank of America, N.A. and Merrill, each for five years, and has been with Kestra in various capacities since 2016. Stevens serves as Secretary on the board of a neighborhood recreation club. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets across about 208 advisors. The firm offers a broad range of investment products and specialized services while overseeing advisor recommendations within approved product menus.

Nancy Tuininga is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 credentials and having 25 years of industry experience. She has been with Kestra since 2014 and is involved as a consultant providing investment, insurance, and financial planning services through an independent outside RIA. Kestra Private Wealth Services, LLC offers investment advisory services via a network of independent advisors and multi-advisor teams to individuals and institutions, managing approximately $13.45 billion in client assets. The firm supports a broad range of investment products and specialized offerings, while overseeing advisor recommendations within an approved product menu.

Madeline Mason is a Series 65-licensed financial advisor at 49 Financial with one year of industry experience. She previously worked at Savrick, Schumann, Johnson, McGarr, Kaminski, & Shirley, LLP and Fragomen, Del Rey, Bernsen & Lowery. Outside of advisory work, she acts as a licensed insurance agent. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy grounded in Modern Portfolio Theory and offers tiered fractional family office services for high-net-worth clients.

Thomas Bonnington is a financial advisor with Regal Investment Advisors LLC, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Nixon Capital LLC, Kestra Financial, Inc., and IMG Financial Group, Inc. Outside of his advisory work, he has experience in the restaurant industry with Torchy's Tacos. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management services to independent advisers and other registered firms. The firm serves a diverse client base, including individual, charitable, and corporate clients, using a combination of proprietary and third-party investment strategies.

Joseph Bolling is a financial advisor at 49 Financial in Austin, TX, with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Purshe Kaplan Sterling Investments and American Campus Communities. Bolling is also licensed to sell fixed traditional insurance products. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term investment approach based on diversified asset allocation and offers tiered fractional family office services alongside access to third-party managers.