Alan Simpson is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and its affiliates since 2017, following seven years at Great Nation Investment Corporation. Outside of his advisory role, Simpson serves as treasurer for the Hope Border Institute and participates as a committee member and board member in various local nonprofit organizations. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with access to diverse program structures and custodians.

Maria Martinez is a financial advisor with Wells Fargo Clearing in San Angelo, TX, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Bank NA and Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Claudia De La Rosa is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at Triad Hybrid Solutions, Triad Advisors, and Graham Capital Strategies LLC. She serves as president of the Hunt College of Business Alumni Network and is a board member of the nonprofit PROGRESS321. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services with access to multiple platforms and third-party managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios that may include various asset classes.

Angela Parra Mcneely is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. Her career includes roles at Hughes Financial Group, Securities America, and managing her own financial services businesses. She is co-owner of a car wash business and is a provisional member of the Junior League of El Paso. Cetera Investment Advisers LLC is a nationally recognized SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Antonio Almaraz is a financial advisor with Wells Fargo Clearing based in Santa Fe, NM, holding Series 63 and Series 66 licenses and 24 years of industry experience. His prior roles include positions at Kirkland Federal Credit Union, LPL Financial, U.S. Bancorp Investments, Compass Bank, BBVA entities, and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Xavier Escobedo is a financial advisor at Merrill in El Paso, TX, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Bank of America, Fisher Investments, Pimco, and Capital Strategies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amber Rosenthal is a financial advisor with Charles Schwab in El Paso, TX, holding Series 63 and Series 65 licenses and with six years of industry experience. Her prior work experience includes roles at Wells Fargo Clearing, Wells Fargo Bank, and Connects Federal Credit Union. She has also been affiliated with Saint Leo University for over a decade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Susan Morrow is a financial advisor at Edward Jones in El Paso, TX, holding a Series 66 designation. She has been with Edward Jones since 2025 and has prior experience outside the financial industry, including six years at Edith Cowan University and 25 years with Ronald McDonald House Charities WA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors.

Cristian Martinez is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Wells Fargo in various roles between 2011 and 2023. Martinez is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with investment management supported by both proprietary and third-party research.

Alyssa Najar is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked in various capacities within Charles Schwab entities since 2022, as well as roles at Temple College, MWA Financial Services, and Modern Woodmen of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, custody, and advisory services. The firm employs a mostly non-discretionary client relationship model alongside access to discretionary separately managed accounts and utilizes multi-asset model portfolios with strategic asset allocation.

Kristy Mcgee is a financial advisor at Raymond James & Associates with 25 years of industry experience and holds the Series 66 credential. She has been with Raymond James since 2016. Outside of her advisory role, she occasionally contributes creative ideas and design input to a small digital design business operated by her husband. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Elvira Grossman is a financial professional with six years of industry experience, currently affiliated with Cetera. She has held roles at NYLIFE Securities LLC and New York Life Insurance Company and also worked at Cafe Central. Grossman serves on an animal shelter advisory committee in El Paso, TX. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Charles Lambeth is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 28 years. In addition to his advisory role, he offers accident and health insurance, disability insurance, fixed annuities, health savings accounts, and traditional life insurance as a licensed agent. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk tolerance, and efficient-frontier analysis, offering a range of investment options managed on discretionary or non-discretionary bases.

Kyong Peterson is a financial advisor with Raymond James Financial Services Advisors, Inc. in El Paso, TX, holding Series 63 and Series 65 credentials and 22 years of industry experience. Prior to joining Raymond James, Peterson worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of advisory work, Peterson serves on the board and investment committee of the YWCA Foundation in El Paso. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm utilizes client-specific risk profiling and analytical tools to deliver tailored, non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Samuel Edwards is a financial advisor with Wells Fargo Clearing in San Angelo, TX, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, serving plan sponsors with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Mark Heath is a CFP® professional with 21 years of industry experience. He is currently with Osaic and previously spent 20 years at Lincoln Financial Advisors. Outside of his advisory role, Heath owns and leads 10 Key Consulting, LLC, which offers various insurance products and group benefits. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, and institutions through a large network of advisers. The firm provides integrated brokerage and advisory services with a range of portfolio management options supported by advanced asset-allocation tools.

Richard Joens is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julio Rivera is a financial advisor at Wells Fargo Clearing in El Paso, TX, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Thornburg Investment Management and Thornburg Securities LLC. Rivera also worked as an independent contractor life insurance broker with Family First Life, from which he continues to receive commissions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kristine Marcum serves as a Senior Resident Director. She has over 25 years of experience providing financial and wealth management advice and services, beginning her career in August 2000. Kristine works with individuals, business owners, families building their wealth, couples enjoying retirement, and those planning for retirement. Her team aims to be trusted advisors who collaborate with clients' other professionals to help achieve their personal and financial goals. Kristine holds a bachelor's degree in interdisciplinary studies (1995) and a master's degree in education (2000) from the University of Texas at El Paso. She holds multiple FINRA registrations including Series 7, Series 66, Series 31, Series 9, and Series 10, and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She participates in professional organizations such as the Executive Forum. In addition to her professional work, Kristine is involved in several community organizations including Borderplex Alliance, CASFV, El Pasoans Fighting Hunger, Junior League of El Paso, Kids Excel El Paso, and the YWCA Paso Del Norte Region. She enjoys spending time with her blended family, which includes her husband Alfonso, three sons, a daughter, and three grandsons, as well as engaging in activities like traveling, cooking, dancing, and reading.

Presciliano Ortega Jr. is a financial advisor at Cetera with 42 years of industry experience. He has been associated with Cetera and its related entities since 2017 and has operated Presi Ortega & Associates since 1986. Ortega serves on the boards of the San Vicente Family Health Center and the Yucca Council Boy Scout Board of Directors, and he is president of the Cathedral High School Association. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services across various program structures and custodial relationships.