Patrick Johnson is a CFP® and ChFC® with 21 years of industry experience. He is currently with Arax Advisory Partners and has worked at SRS Capital Advisors, Inc. since 2007. In addition to his advisory work, Patrick founded Synthesis Life Insurance, Inc., a Public Benefit Corporation focused on life insurance brokerage, where he serves as president. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in assets for individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm utilizes a combination of internal portfolio management, third-party manager relationships, and tailored asset allocation, and is notable for its use of performance-based fee arrangements and carried-interest structures for certain clients and private funds.

Kenneth Connally is a CFP® professional with 16 years of industry experience, currently advising at Summit Financial, LLC. His prior roles include positions at Facet Wealth, Charles Schwab, and Fidelity Brokerage Services LLC. Summit Financial, LLC is an SEC-registered multi-team advisory firm managing approximately $26.35 billion in assets with 216 advisors serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs alongside financial planning and retirement plan advisory services, combining discretionary and consultative approaches to portfolio management.

Ann Stewart is a financial advisor with Concorde Asset Management, LLC in Fort Collins, CO, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. She previously worked for Cambridge Investment Research Advisors, INC and Cambridge Investment Research, INC for 11 years. Outside of her advisory role, she serves as president of an independent insurance agency. Concorde Asset Management serves individual, corporate, and retirement-plan clients with discretionary and non-discretionary portfolio management, tailored financial planning, and ERISA retirement-plan advisory services. The firm builds individualized portfolios using asset allocation and model-based strategies across proprietary and third-party platforms, including a unified managed account program.

Timothy Murray is a financial advisor at Ascentis Independent Advisors, LLC in Fort Collins, CO, with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Edward D. Jones & Co., L.P. for 24 years, as well as Raymond James Financial Services Advisors, Inc. for four years. Outside of his advisory role, he owns and operates Shotgun Chaps LLC. Ascentis Independent Advisors is a multi-team SEC-registered investment adviser serving individuals, trusts, retirement plans, and corporate clients. The firm offers diversified portfolio management and financial planning, utilizing a mix of public and private securities with discretionary management through model portfolios and sub-advisory arrangements.

Kira Aduddell is a financial advisor at IHT Wealth Management LLC with 18 years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2010 before joining IHT Wealth Management in 2022. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools, offering diversified model portfolios and algorithmic investment options, supported by comprehensive ERISA fiduciary services and affiliated broker-dealer and venture/private equity operations.

Matthew Jackson is a financial advisor at Royal Fund Management, LLC with 14 years of industry experience and holds a Series 65 designation. He is also president of Dreammaker Lifestyles, LLC, where he authors publications and courses related to retirement planning. Additionally, he serves as Chief Philanthropy Officer for the Colorado Bowhunters Association Foundation, a volunteer role focused on coordinating donors and grants. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to implement investment strategies tailored to client risk tolerances and offers specialized services for retirement plan participants, including both discretionary and non-discretionary account management.

Phillip Maltzahn is a financial advisor at Wealth Management with 18 years of industry experience. He holds the PFS™ designation and Series 65 license. Phillip has worked at Wealth Management, LLC since 2007 and previously at Almquist, Maltzahn, Galloway & Luth Pc for 27 years. Outside of his advisory role, he serves as Secretary and Treasurer for Millennia Home Source, Inc., where he handles accounting and tax return preparation. Wealth Management Nebraska LLC provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as retirement plan sponsors and institutional clients. The firm manages approximately $3.1 billion in assets and employs a modern portfolio theory-based approach using passively managed mutual funds and ETFs.

Jason Boyd is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 designations and 28 years of industry experience. He previously worked at Icma Rc for eight years and JPMorgan Securities LLC for one year. John Hancock Personal Financial Services, LLC offers financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and businesses. The firm uses technology-assisted, written financial plans and an Emergency Savings program as part of its service model.

David Essay is a CFP® professional with 22 years of industry experience, currently affiliated with United Capital Financial Advisors. His work history includes roles at Integrity Alliance, Lion Street Financial, CETERA Advisor Networks, and Girard Securities. In addition to his advisory work, he serves as an assistant basketball coach at a high school in Fort Collins, Colorado. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment solutions, sub-advisory and consulting services, and supports other independent advisors through its technology platform, FinLife Partners.

Edward Moore is a financial advisor at Belpointe Asset Management LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Fortis Capital Advisors, Mountain Financial Capital, Regulus Advisors, and Regal Investment Advisors. Outside of advising, Mr. Moore is an insurance agent and owns a pass-through company called Love U Moore. Belpointe serves a diverse client base including individual investors, retirement plans, corporations, and other registered advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing customized portfolios and a range of strategies tailored to client objectives and risk tolerance.

Peter Ahrens is a CFP® professional with four years of industry experience, currently serving at Mission Wealth Management, LP. His prior roles include positions at Keystone Financial Services, JMG Financial Group, A.H.C. Advisors, and Rauschenberger Financial Advisors. He also worked at Blue Sail Ent. for four years. Mission Wealth Management is a multi-team advisory firm that offers wealth management, financial planning, and portfolio management primarily for affluent individuals and families. The firm employs customized, long-term investment strategies using a range of asset types and provides services through various tiered models, including family office and institutional consulting.

Jonathan Neher is a financial advisor with Concurrent Investment Advisors, LLC in Fort Collins, CO, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes 17 years with Cambridge Investment Research Advisors and a year with Planmember Securities Corporation. Outside of his advisory role, he manages a family farm in Kansas as well as college planning consulting through his own company. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, and supports its advisors with integrated operational tools and affiliated sub-advisory arrangements.

James Raine is a financial advisor with Diversify Advisory Services, LLC, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His prior roles include positions at DFPG Investments, Inc., Questar Capital Corporation, and Principal Life Insurance. He is also a partner in Rocky Mountain Wealth Advisors and serves as an insurance agent with Financial Foundations Insurance & Investments LLC. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm employs a tactical diversification and individualized asset allocation approach, offering a wide range of portfolio management and consulting services tailored to client goals and risk tolerance.

Andrew Hairgrove is a financial advisor at United Advisor Group with five years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Alera Group and Medicare Upgrades LLC. He is also involved with Unify Payroll, LLC and Unify CPAs, businesses he has been connected with for over a decade. United Advisor Group provides investment management, financial planning, consulting, and family office services to a diverse client base including individuals, small businesses, trusts, and charities. The firm employs a combination of proprietary model portfolios, third-party sub-advisors, and custom-traded accounts, tailoring strategies based on risk tolerance, tax considerations, and time horizons.

Quinn Mcelwee is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. His work history includes roles at Integrity Alliance, Lion Street Financial, Cetera Advisor Networks, and Girard Securities. Outside of advising, he is the owner of an agriculture Delaware statutory trust, where he manages design, legal, and funding responsibilities. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customizable asset-allocation models and offers access to third-party managers, alternative investments, and specialized services such as 529 plan advice and 1031 exchange introductions.

Stephen Patterson II is a financial advisor with Diversify Advisory Services, LLC, holding the ChFC® and Series 63 designations and 15 years of industry experience. His prior roles include positions at The Leaders Group, Inc., BFC Planning, Inc., Securities Management and Research, Inc., and American National Insurance Company. He is a partner in Rocky Mountain Wealth Advisors, an investment management and advisory business based in Windsor, Colorado. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach using a combination of internal models and third-party solutions across multiple platforms and a broad array of investment instruments and strategies.

Jerald Dunn is a CFP® professional with 46 years of industry experience, currently serving as an advisor at Savvy since 2026. His prior roles include positions at AdvisorNet Wealth Management, Goldman Sachs, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Outside of advisory work, he co-owns Triwest, LLC, a real estate organization based in Fort Collins, CO, where he assists with organizational management. Savvy serves individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations with customized investment and financial planning services. The firm employs a primarily index-based, long-term approach supplemented by active equity portfolios, tax-aware direct indexing, and integrates third-party fintech tools and specialized sub-adviser strategies.

Jonathan Mertens is a financial advisor with United Capital Financial Advisors in Fort Collins, CO. He holds a Series 66 designation and has eight years of industry experience. His prior roles include positions at TIAA, Lion Street Financial, and Waddell and Reed Financial Advisors. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm offers discretionary portfolio management, third-party manager access, alternative investments, and customized strategies including ESG and faith-based options.

Lindsay Batezel is a CFP® and Series 66 credentialed financial advisor with eight years of industry experience. She is currently with ON Investment Management Company and previously worked at Valic Financial Advisors and Agia. Outside of her advisory role, she is a partial owner of Cake Co, LLC, which manages short-term rental properties. ON Investment Management Company serves individuals, families, trusts, charitable organizations, businesses, and plan sponsors by providing financial planning, portfolio management, and retirement-plan advisory services. The firm offers a range of third-party investment programs alongside discretionary and non-discretionary account management.

Laurence Bowers is a financial advisor at Gradient Advisors, LLC with 17 years of industry experience. He holds a Series 65 designation and has worked at Gradient Advisors since 2012. In addition to his advisory role, Bowers owns and operates Legacy Financial Resources, LLC, a financial services business, and Legacy Tax Services, LLC, which provides tax preparation. Gradient Advisors offers investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model and various analytical tools in portfolio management.