Chase Flint is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 10 years of industry experience. He has worked with multiple firms, including LPL Financial and Mountain America Credit Union, before joining Raymond James in 2018. Outside of his advisory role, Flint serves as the Second Counselor in the Bishopric of the Summerhaze Ward for The Church of Jesus Christ of Latter-Day Saints. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports various advisory programs alongside specialized services in municipal and public finance.

Coleman Cordero is a financial advisor with Ameriprise in Clearfield, UT, holding a Series 66 designation. He has one year of industry experience and previously held roles in media, athletics, and education. Outside of finance, he has experience in athletics coaching and solar energy ventures. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm employs a research-driven, tax-aware approach and integrates its affiliated product ecosystem in its investment recommendations.

Spencer Huff is a financial advisor with Ameriprise in Syracuse, UT, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Morning Sun, FSY, Vivint, and involvement with Southern Utah University and the Church of Jesus Christ of Latter Day Saints. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to deliver customized recommendation reports through a centralized consulting team.

Jacob Fredrickson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at PwC for seven years. Fredrickson is also the owner of LMSW LLC, a business unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm utilizes algorithmic automation alongside research and modeling to generate retirement income recommendations, emphasizing a range of advisory, brokerage, and insurance solutions through its large institutional platform.

Timothy Averett is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Fidelity Investments Institutional Services Co, Inc. since 2005 and has concurrently worked at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios using proprietary methodologies and oversight controls.

Craig Umbrell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1999, focusing on providing clients with confidence in their financial futures through thoughtful planning and investment management. Craig works closely with clients on family wealth management strategies, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, and retirement income solutions. Craig began his financial career in 1998 and holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor’s degree from Weber State University. Craig is actively involved in his community through affiliations with his church, local food pantry, school foundations, and youth groups. Outside of his professional work, he enjoys golf, racquetball, hiking, boating, skiing, and spending time with his wife Emilyn and their four children.

Nathan Barker is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and nine years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Modern Woodmen of America. Barker has also worked in education with Weber School District and has experience with Evelar Solar. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

John Taylor Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 12 years at Royal Alliance Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing a combination of discretionary and non-discretionary management supported by research from multiple sources.

Frank Gerecht is a financial advisor with LPL Financial, holding a Series 66 license and bringing 17 years of industry experience. He previously worked at Cuso Financial Services, LP, Wells Fargo Clearing, and Wells Fargo Investments, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to research and model portfolios from various sources.

Valerie Kimble is a financial advisor with Primerica Advisors in Layton, UT, holding Series 65 and Series 63 licenses and three years of industry experience. Her work background includes roles at PFS Investments Inc., Primerica Financial Services, Amazon, Wasatch Front Fish Market, South Summit Pediatrics, USPS, and Aquatic Animals. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-driven strategies created by third-party asset managers.

Ryan Turner is a financial advisor with LPL Financial in Ogden, UT, holding Series 63 and Series 66 licenses and with 24 years of industry experience. His prior work includes roles at CUSO Financial Services, Lp, and Zions Bank. Outside of his advisory role, he is involved with Morgan Sports Network, a radio, TV, and podcast venture. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research from multiple sources.

Jessica Boyer is a CFP® professional with 29 years of experience in the financial industry. She has been with LPL Financial in Ogden, UT since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, financial planning, and retirement consulting supported by research and technology-driven portfolio management.

Jon Wilson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has served as the retirement planning professional for the BHB group since joining Merrill Lynch in 1989. Jon has accumulated over 35 years of experience in financial services, specializing in retirement planning for business owners and their key employees. His expertise covers all aspects of qualified retirement plans, including 401(k)s, defined benefit plans, non-qualified deferred compensation plans, and the transition to retirement. Prior to his current role, Jon held positions as a Regional Director and Retirement Plan Manager within the Corporate Financial Services Group at both Smith Barney and Merrill. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), earned in 1987, Certified Plan Fiduciary Advisor® (CPFA), received in 2018, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jon earned a Bachelor's Degree in Finance from Brigham Young University. Jon resides in Ogden, Utah with his wife Dawnene and their two children. The family makes monthly visits to Southern California, where they previously lived for over 18 years. Outside of his professional work, Jon enjoys golf, hiking, fishing, and skiing. He is also involved with OnStage Ogden in his community.

Tonya Cummings is a financial advisor with LPL Financial based in Ogden, UT, holding a Series 63 designation and nine years of industry experience. Her prior roles include seven years at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and services, including financial planning, retirement plan consulting, and brokerage services, supported by research and multiple portfolio management options.

Matthew Frey is a financial advisor with Edward Jones in Ogden, UT, holding a Series 66 designation and beginning his industry experience in 2026. Prior to joining Edward Jones, he had roles at Systems Implementers Inc., Hill Air Force Base Marketing Office, and operated a catering business, Marvellous Catering LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering various advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets under management with a large network of advisors and branch offices across the United States.

Maryann Spencer is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and previously worked at D.A. Davidson Companies, Ernst & Young, and PricewaterhouseCoopers LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Grant Archer is a financial advisor with LPL Financial in Ogden, UT, holding Series 65 and Series 63 credentials and three years of industry experience. He previously worked at Wells Fargo Clearing Services and Discover Financial Services. Outside of his advisory role, he is involved as a bartender at The Kokomo Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by proprietary and third-party research and technology solutions.

Alexander Witkowski is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has previously worked in various roles, including a long tenure at Utah Ski & Golf. Outside of his advisory work, he participates in on-mountain safety patrol at Snowbasin Ski Resort during the winter months. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of advisors and branch offices.

Stacey Fredrickson is a financial advisor with Ameriprise in Clearfield, UT, holding Series 63 and Series 65 licenses and with 42 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she owns and manages Fredrickson & Associates, Inc., an independent business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Mckaylin Crowley is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and previously worked at Raymond James Financial Services and Fidelity before joining Ameriprise. Outside of her advisory role, she serves as an associate and registered executive assistant for J Scott Smith Inc., supporting administrative tasks and industry research. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on income and tax-aware withdrawal strategies.