Keep more of what you built. Valence Wealth is a flat-fee wealth management firm for executives whose wealth is tied up in company stock. If RSUs, ISOs, NQSOs, ESPP shares, or highly appreciated stock make up a meaningful part of your net worth, every financial decision can become a tax, risk, and timing decision. That's the problem we solve. We help clients answer questions like: -How do I diversify a concentrated stock position without creating an unnecessarily large tax bill? -My RSUs keep vesting. What should I sell, and when? -When should I exercise my stock options, and how do I manage AMT exposure? -How should I plan around an IPO, acquisition, trading window, or 10b5-1 plan? -How do charitable giving, estate planning, taxes, and the rest of my portfolio fit together? Valence coordinates your tax strategy, investment management, estate planning, and broader balance sheet into one plan. Why Valence? I've spent 15+ years advising hundreds of families, including executives at companies such as Microsoft and Amazon, on equity compensation and concentrated wealth. I've also lived the concentration problem myself. Roughly 95% of my own net worth was once tied to the financial services firm I co-founded and helped grow to ~$500 million in assets under management, before ultimately selling it. That experience shaped Valence - narrow on purpose, highly technical, and built specifically for people dealing with concentrated wealth. Depending on the situation, our work may include tax projections, direct indexing, exchange funds, options strategies, charitable planning, 10b5-1 plans, estate coordination, and tax-aware sale sequencing. One flat annual fee. 0% AUM. Your portfolio is not our invoice. Our fees are based on the complexity of the work - not the size of your portfolio. Current annual fees range from $10,000 to $25,000. If a significant portion of your net worth is tied to one company or highly appreciated asset, let's talk.

Gregory Viechnicki is the principal of Viechnicki Wealth Management, LLC, an independent advisory firm based in Scottsdale, AZ. He holds Series 63 and Series 65 licenses and has 24 years of industry experience, including prior work at Berthel Fisher & Company Financial Services, Inc. Outside of advisory work, he has been involved as a sales representative for bathroom remodels with Dreamstyle Remodeling. Viechnicki Wealth Management, LLC serves individual and high-net-worth clients with non-discretionary portfolio management, offering investment advice across various securities and assisting in selecting third-party money managers. The firm’s process integrates fundamental and technical analysis with modern portfolio theory, implementing decisions in consultation with clients rather than through discretionary trading.

Lawrence Innes is the sole advisor at The Innes Associates, Ltd., an independent firm based in Tempe, AZ. He holds Series 63 and Series 65 credentials and has 12 years of industry experience. Outside of his advisory role, he is involved in several business ventures related to cabin rentals and shuttle services in the Grand Canyon area. The Innes Associates, Ltd. provides discretionary investment management and pension and trust accounting services to a range of clients in Arizona, including individuals, trusts, charitable organizations, pension plans, corporations, and municipal government entities. The firm employs a model portfolio approach based on modern portfolio theory and incorporates both fundamental and technical analysis, with a focus on customized risk assessment and ongoing account monitoring.

Michelle Moses is a CFP® with 21 years of industry experience, currently serving as the sole advisor at Me Financial, PLLC in Phoenix, AZ. She has been with Me Financial since 2016 and previously worked at Innovative Advisory Group, LLC. In addition to her advisory role, she is involved in life insurance and annuities, meeting with clients and assessing their needs. Me Financial, LLC is a single-advisor registered investment adviser serving individuals, including high-net-worth clients, as well as corporations and business entities. The firm offers financial planning, portfolio management, and third-party adviser recommendations, focusing on individualized asset allocation and fundamental analysis using ETFs, stocks, money market funds, and occasional private placements.

Yuerg Eichmann is a financial advisor with Swiss American Asset Management, holding a Series 65 designation and over 11 years of industry experience. He has worked at Swiss American Advisors, LLC and Horter Investment Management, among other firms. In addition to his advisory role, he is a licensed real estate agent with Homesmart and operates an independent insurance advisory business where he creates financial retirement plans and sells annuities, life insurance, and long-term care products. Swiss American Asset Management is an independent, single-advisor registered investment adviser that provides portfolio oversight and manager selection services to individual and high-net-worth clients, focusing on aligning assets with risk-based model portfolios through third-party sub-advisers.

Andrew Mulindwa is a CFA® charterholder and the founder of Cognis Retirement Group LLC, where he has worked since 2013. He has 11 years of industry experience and serves as a director and co-founder of Cognis Private Markets. Mulindwa is also a visiting professor at local universities. Cognis Retirement Group provides fiduciary advisory and investment management services to retirement plan sponsors and private investors, focusing on plan governance, investment-menu construction, and participant education. The firm utilizes fundamental analysis for asset allocation and manager selection and offers various managed account and retirement income planning solutions, including third-party manager implementations and educational seminars.

Guilford Nergard is a CFP® professional with 33 years of industry experience, currently serving as the sole advisor at Nergard Wealth Management, LLC. His prior experience includes roles at SB Advisory, Newbridge Financial Services Group, Newbridge Securities Corp., and Raymond James & Associates. He is also active as an insurance agent specializing in variable life and annuity products. Nergard Wealth Management provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, business owners, and estates. The firm employs a blend of fundamental, technical, charting, and cyclical analysis to manage portfolios that include mutual funds, equities, ETFs, fixed income, and options.

David Walsvick is the sole advisor at Walsvick Wealth Management in Phoenix, AZ, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has managed his own firm since 2014 and serves as a Health Services Officer in the US Air Force Reserve. Additionally, he works as an accountant and tax preparer. Walsvick Wealth Management is a single-advisor independent firm serving individual and high-net-worth clients. The firm focuses on client-specific Investment Policy Statements and uses a primarily non-discretionary approach, integrating portfolio management with tax preparation, accounting, and insurance services.

Bruce Benham is the sole advisor at Baron Capital Management, LLC in Scottsdale, AZ, where he has worked since 2001. He holds Series 63, 65, and 66 licenses and has 24 years of industry experience. Outside of his advisory role, he maintains a limited position as a designated broker with Showhomes Luxury Staging, a company that places home managers into real estate properties for sale. Baron Capital Management, LLC provides discretionary portfolio management and investment advice primarily to individual clients and a limited number of private business clients. The firm uses a combined top-down and bottom-up analytical approach across global asset classes and manages accounts on an event-driven basis.

Kelly Johnson is a CFP® and Series 63-registered financial advisor with 16 years of industry experience. She is the sole advisor at Deborah Wealth Advisory LLC, an independent firm she founded in 2026. Her prior experience includes roles at Schwab Wealth Advisory Inc., Charles Schwab, Facet Wealth, and Vanguard Group. Deborah Wealth Advisory LLC provides fee-only wealth management services to individuals and high net worth clients, combining portfolio management with financial planning. The firm uses a blend of passive and active funds within a long-term, asset-allocation framework and incorporates client-directed values-based screening when requested.

Frank Molinar is a CFP® professional with 38 years of experience in financial advisory services. He is the principal of Molinar & Co Financial Advocates and has previously worked with Retirement Consultants, Inc., Verus Capital Partners, LLC, and Securities America, Inc. Molinar is also a professional speaker specializing in personal finance education, particularly for military service members and veterans, and serves as president of the Arizona chapter of the National Speakers Association. Molinar & Co Financial Advocates provides investment management and financial planning services to institutional and organizational clients, including retirement plans, as well as individuals and charitable organizations. The firm integrates financial planning with portfolio construction using a combination of passive and active strategies and offers specialized retirement-plan consulting and ERISA-related investment fiduciary services.

Becki Sutton is a CFP® and CFA® charterholder with 24 years of industry experience. She is the principal of BKS Wealth LLC, a firm she founded in 2024 after working at JBL Wealth Strategies and Financial Sense. The firm serves individuals, high-net-worth clients, trusts, estates, and corporations, providing discretionary asset management and integrated financial planning. BKS Wealth LLC employs a combination of strategic and tactical asset-allocation strategies, incorporating fundamental, technical, and charting analyses, and accepts corporate business clients, which is uncommon for independent single-advisor firms.

Steven Dabbs is the principal of LTC Wealth Management, LLC, an independent advisory firm based in Tempe, Arizona. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Dabbs has been with LTC Wealth Management since 2017 and has held roles at various related entities, including insurance and senior residential placement services. LTC Wealth Management serves individual and high-net-worth clients, providing financial consulting and portfolio management through the SEI Asset Management Program. The firm offers investment advice on a primarily non-discretionary basis and also provides education and consulting in retirement, tax, estate, and long-term care planning.

Richard Getzen is the managing principal and president of The Getzen Group, Inc. in Scottsdale, AZ. He holds the CFP® and ChFC® designations and has 28 years of experience in financial advisory services. He has led The Getzen Group since its founding in 1996. Outside of investment management, he is involved in comprehensive financial planning, estate planning, legal document preparation, insurance sales, and tax preparation through affiliated entities. The Getzen Group, Inc. is a small advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and wealth-planning services tailored to client-specific investment policy statements, utilizing a range of investment strategies and maintaining custody through independent custodians.

Kirke Meeks is a CFA® charterholder with 14 years of industry experience. He is the principal advisor at Meeks Wealth Management, LLC, an independent firm he has led since 2019. Prior to founding this firm, he worked at BMO Private Bank from 2010 to 2018 and managed Meeks Investment Management, LLC from 2009 to 2019. Meeks Wealth Management provides comprehensive portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm emphasizes a non-discretionary approach, combining various analytical methods and tailored investment solutions to align portfolios with client objectives and risk tolerance.

David Schiller is a CFP® professional with 14 years of experience, currently serving as the sole advisor at Aegis Wealth Partners, LLC in Phoenix, AZ. He has been with Aegis Wealth Partners since 2014. Mr. Schiller holds a life and health insurance license in Arizona, which is set to expire in August 2024, though he no longer conducts insurance business. Aegis Wealth Partners provides investment advisory and financial planning services to individual investors and employer-sponsored retirement plans. The firm emphasizes structured retirement-plan consulting and investor education, offering portfolio management, comprehensive financial planning, and guidance on insurance products such as annuities.

Seth Thompson is a CFP® and ChFC® with three years of experience in financial advising. He currently leads Forward Financial Planning LLC, an independent advisory firm, and has prior experience at Accenture and CTC | myCFO. Forward Financial Planning serves individual clients, including high-net-worth households, employer plan sponsors, and small-business owners. The firm uses a passive investment approach focused on ETFs and mutual funds, incorporating Modern Portfolio Theory and technical analysis, and offers financial planning, investment management, retirement plan consulting, and tax-preparation services.

Kaitlin Krozel is a financial advisor with Krozell Capital Management, LLC in Scottsdale, AZ, holding a Series 66 designation and with 12 years of industry experience. She has operated Krozell Capital Tax, LLC since 2016, providing tax preparation and managing the business. Krozell Capital Management offers investment advisory and financial planning services to individual and high-net-worth clients, focusing on tailored advice using asset allocation, dollar-cost averaging, technical analysis, and both short- and long-term strategies. The firm integrates tax considerations into its investment process and provides discretionary portfolio management alongside project-based financial planning and independent third-party money manager selection.

Tara Capp is a financial advisor with Fresh Forward Financial Planning, LLC, holding a Series 65 credential and beginning her advisory career in 2024. She has prior experience at Zions Bancorporation and National Bank of Arizona, and concurrently works as a tax preparer with Jackson Hewitt Tax Services. Fresh Forward Financial Planning, LLC provides investment management and financial planning services to individuals and high-net-worth clients, employing a mix of passive and active strategies grounded in asset allocation and modern portfolio theory. The firm emphasizes selecting and monitoring outside managers and offers flexible billing options including hourly and fixed-project fees.

I specialize in helping software developers and data engineers at tech companies navigate the complexity of equity compensation (RSUs, ESPPs, ISOs) and maximize their wealth through strategic tax planning. If you're vesting six figures in company stock annually and wondering how to optimize the tax hit, when to sell, and how to diversify without leaving money on the table—I can help. TYPICAL CLIENT: - $200K-500K household income - $100K-300K+ vesting in RSUs annually - Works at companies like Microsoft, Amazon, Google, Meta, Apple, Salesforce, Adobe, Intel, etc. - Dealing with: Tax complexity, concentration risk, when-to-sell decisions, Mega Backdoor Roth eligibility, AMT on ISOs MY EXPERTISE: - Equity compensation optimization (RSUs, ESPPs, ISOs) - Strategic tax planning for high earners - Diversification strategies & concentration risk management - Tech industry benefits analysis & optimization I translate complex financial strategies into clear action plans—because you'd rather spend your time coding than Googling "what happens if I exercise my ISOs." While my expertise is rooted in the tech community, I'm always happy to have a conversation with high-earning individuals and families ($200K+ household income) who value comprehensive financial planning and strategic tax optimization. If you're dealing with complex financial situations—regardless of industry—let's talk. CREDENTIALS: - CERTIFIED FINANCIAL PLANNER™ Professional - NAPFA Board Member (Genesis Board) - B.S. Finance, Magna Cum Laude | Arizona State University - Fee-Only Fiduciary Based in Arizona, serving clients nationwide via virtual meetings.