Daniel Cossette is a CFP® professional with three years of industry experience. He has worked at Cambridge Financial Group, LLC since 2023 and previously held roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Outside of his financial advisory work, his family is involved with Heal Equine, LLC, which provides Equine Facilitated Life Skills for adults and children. Cambridge Financial Group serves individuals and families, including high-net-worth clients, offering holistic financial planning and discretionary portfolio management with integrated tax, estate, risk management, and retirement planning services. The firm employs a fee-only model and builds portfolios tailored to clients’ tax situations, risk tolerance, and goals, using primarily no-load mutual funds, ETFs, fixed income, and cash instruments, while also providing cryptocurrency exposure for qualified clients.

John Jarvise is a financial advisor at Beam Wealth Advisors, Inc. in Tucson, AZ, holding Series 63 and Series 65 licenses with four years of industry experience. He previously worked at Raskob Kambourian Financial Advisors, Ltd. for eleven years. Beam Wealth Advisors serves individuals—including high-net-worth clients—pension and profit-sharing plans, trusts, estates, charities, and businesses, providing comprehensive financial planning, investment management, and retirement plan consulting. The firm employs asset allocation and diversification strategies based on Modern/Post-Modern Portfolio Theory and offers coordinated tax and planning services through affiliated tax and CPA entities.

Rebecca Harper is a financial advisor at IFC with a Series 65 designation and one year of industry experience. She has been involved with Bekki Harper Financial, LLC since 2015 and Sea Star, LLC since 2003. IFC provides investment advisory and financial planning services to individuals, trusts, pension and retirement plans, and businesses, managing approximately $110 million in client assets with a team of seven advisors. The firm offers written financial plans, one-on-one consultations, and ongoing investment management using mutual funds, ETFs, and independent sub-advisors.

Jeffrey Hybiak is a CFA® charterholder and holds a Series 66 license with 25 years of industry experience. He has been with Strategic Equity Management, Inc. since 1998. Based in Tucson, AZ, he is part of a team of four advisors at SEM Wealth Management. SEM Wealth Management provides discretionary investment supervisory services and financial planning to individuals, retirement plans, trusts, and other entities, primarily through referrals from other financial professionals. The firm employs tactical, dynamic, and strategic model programs based on technical and quantitative analysis, managing approximately $920 million in client assets across about 2,010 client relationships.

Douglas Riegger is a financial advisor at Southwest Investment Advisors, Inc. in Tucson, AZ, holding a Series 66 designation with two years of industry experience. He has worked at LPL Financial LLC and Southwest Investment Advisors since 2023. Prior to his financial advisory career, he held various roles including ownership of a sole proprietorship and involvement in the hospitality sector. Southwest Investment Advisors primarily serves individual investors and pension-plan clients, offering discretionary investment management, portfolio reviews, and standalone financial planning. The firm manages approximately $325.7 million in client assets and employs an asset allocation approach based on Modern Portfolio Theory, utilizing a range of packaged investment vehicles and fixed-income securities.

Jeffrey Johnson is a financial advisor at Nova Financial Services with 26 years of industry experience. He holds the Series 66 designation and has worked at Nova Financial and Mutual Securities since 2016. In addition to his advisory role, he operates an independent insurance agency as a sole proprietor. Nova Financial Services is an SEC-registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and corporate clients. The firm provides asset management, financial planning, and pension consulting, employing a disciplined process that includes client goal assessment, ongoing account monitoring, and a selective investment approach utilizing mutual funds, ETFs, equities, and fixed income.

Kyle Van Oort is a financial advisor with Modern Capital Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Packerland Brokerage Services and Liberty Partners Financial Services, LLC, each for multiple years. Additionally, he is involved in real estate sales as a licensed REALTOR. Modern Capital Advisors provides financial planning, asset management, and retirement plan consulting to individual, pension, charity, and corporate clients. The firm employs a strategic asset allocation approach that combines passive index funds with selective active management and offers implementation through direct management or third-party managers.

Adam Amante is a Series 65-licensed financial advisor with Fortress Financial Solutions, LLC, where he has worked since 2007. He has 18 years of industry experience and is also involved in business and consulting through Fortress Consulting, LLC, and non-variable life insurance and fixed annuities through Fortress Insurance Brokerage, LLC. Additionally, Mr. Amante provides notary services to clients at no charge. Fortress Financial Solutions, LLC is a fee-only, SEC-registered advisory firm serving individuals, business owners, retirement plans, trusts, estates, and charitable organizations. The firm uses an investment process guided by an in-house Investment Committee, offering a range of portfolio strategies including long-term buy-and-hold and selective impact/ESG investing.

Jeremy Rabalais is a financial advisor at Secure Investment Management, LLC with 17 years of industry experience. He holds a Series 65 credential and has worked at several firms including Puritan Investment Advisors, Inc., Puritan Financial Group, AE Wealth Management, LLC, and Soundincome Strategies LLC. He is also the owner of TPC Financial Group, LLC, where he is involved in fixed insurance sales and services. Secure Investment Management serves individuals, business entities, trusts, and estates, offering financial planning, discretionary portfolio management, and separately managed account solutions. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing low-cost mutual funds, ETFs, third-party managers, and direct indexing, with portfolios customized by independent advisers to meet client objectives.

Joshua Mellberg is a financial advisor with Secure Investment Management, LLC in Tucson, AZ, holding a Series 65 license and bringing 20 years of industry experience. He has been with Secure Investment Management since 2012 and owns JD Mellberg Financial, which provides insurance marketing, product development, and lead generation services. Outside of advisory work, he is involved in managing several business entities related to insurance sales and e-commerce. Secure Investment Management serves individuals, business entities, trusts, and estates with financial planning, discretionary portfolio management, and separately managed accounts. The firm employs a quantitative, factor-based investment approach centered on Modern Portfolio Theory and long-term, diversified allocations using low-cost mutual funds, ETFs, and third-party managers.

Thomas Curtis IV is a CFP® professional with 32 years of industry experience, currently serving at Wealth Management Partners, LLC where he has worked since 2020. His career includes roles at Raymond James Financial and various positions related to insurance from 2011 to 2022. Wealth Management Partners, LLC provides discretionary asset management, financial planning, and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and corporate entities. The firm manages approximately $793 million in assets, employing a mix of fundamental, technical, and quantitative investment strategies with active use of derivatives, margin, and digital asset advisory services.

Daniel Nentl is a financial advisor at Ironwood Financial, LLC in Tucson, AZ, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ironwood Financial since 2009. Outside of his advisory role, he is involved in community activities including coaching and mentoring with Canyon View Little League and serves as a director for the nonprofit Rollin for Ninos. Ironwood Financial, LLC provides portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a range of strategies including derivatives-based approaches such as covered call writing and selective IPO participation, with portfolios constructed using individual equities, bonds, mutual funds, and ETFs tailored to client goals and risk tolerance.

King Kearns is a financial advisor at Everest Financial Group with 34 years of industry experience. He holds a Series 63 designation and has worked at Everest Financial Group since 2005, also spending time at Securities America, Inc. Kearns owns an insurance agency that services life and long-term care insurance and annuities. Everest Financial Group serves a diverse individual client base, including high-net-worth individuals, pension plans, charitable organizations, and business entities. The firm offers portfolio management, financial planning, and investment management using a range of analytical techniques and model asset allocation programs.

Dean Greenberg is a financial advisor with Greenberg Financial Group in Tucson, AZ, holding Series 65 and Series 63 licenses and totaling 42 years of industry experience. He has been with Greenberg Financial Group since 2001. Outside of advisory work, he is a 50% owner of Campbell Financial Plaza LLC, the office building where the firm operates. Greenberg Financial Group is a team-based SEC-registered advisory firm with six advisors managing approximately $407 million for around 800 clients. The firm offers discretionary portfolio management and financial planning services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses, utilizing strategies that include asset allocation, market timing, and dollar-cost averaging.

Alicia Klein is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Cambridge Financial Group, LLC since 2011. She holds a Series 65 license and participates in professional organizations as a board member for both the Financial Planning Association of Southern Arizona and the Arizona College of Podiatric Medicine. Cambridge Financial Group provides holistic financial planning and investment advisory services to individuals and families, including high-net-worth clients. The firm integrates investment management with tax, estate, retirement, and risk-management planning, typically managing accounts on a discretionary basis and tailoring portfolios to clients’ tax situations, risk tolerance, and goals.

Anders Engbretson is a financial advisor with MD Financial Advisors / Vestment Financial in Las Cruces, NM. He holds a Series 65 designation and has two years of industry experience. Prior to joining MD Financial Advisors / Vestment Financial in 2023, he worked at North Oaks Financial Group and has experience in education and municipal roles. MD Financial Advisors / Vestment Financial provides financial planning, customized investment advisory and discretionary portfolio management, and retirement plan services to individuals, trusts, estates, and institutional plan sponsors. The firm manages approximately $246 million in discretionary assets and employs a long-term, asset-allocation-driven investment approach that emphasizes diversification, rebalancing, and tax strategies using low-cost mutual funds and ETFs.

Ryan Genzman is a financial advisor at GR Financial Group, LLC with 13 years of industry experience. He holds Series 65 and Series 63 designations and has worked at GR Financial Group since 2015, following time at Mutual Securities, Inc. Genzman is involved in several family and personal real estate ventures outside of his advisory role. GR Financial Group provides discretionary investment management and financial planning to individuals, charitable organizations, and corporations. The firm manages over $1 billion across a seven-advisor team and employs a range of strategies including asset allocation, sector, fundamental, and technical analysis, with portfolios composed of mutual funds, ETFs, equities, fixed income, commodities, and digital assets.

Julia Rogan is a financial advisor at Attessa Capital LLC with a Series 65 designation and one year of industry experience. Her prior roles include positions at AW Securities, Presidio Group Wealth Management, and Long Realty Company. She has also worked in the hospitality industry and attended the University of Arizona. Attessa Capital provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients. The firm employs a multifaceted investment approach incorporating cyclical, fundamental, quantitative, and technical analysis across various asset classes and maintains regular portfolio reviews with detailed reporting.

Timothy Fleshman is a financial advisor at Parkwoods Wealth Partners, LLC in Tucson, AZ, holding a Series 65 designation with one year of industry experience. He previously worked at Wellspring Financial Partners and Brandvia Alliance. Parkwoods Wealth Partners serves individuals, qualified retirement plans, not-for-profit organizations, foundations, and corporations with investment management, retirement plan consulting, financial planning, and employee financial-wellness services. The firm applies a long-term investment approach based on Modern Portfolio Theory and efficient-market principles, utilizing diversified allocations primarily through mutual funds, ETFs, and fixed-income ladders, and offers both discretionary and non-discretionary portfolio management.

Francisco Almada is a financial advisor with Union Capital Company in Tucson, AZ, holding Series 63 and Series 66 credentials with 34 years of industry experience. He has been with Union Capital Company since 1999 and is also the principal and investment advisor of Alamos Capital, LLC, and sole owner of Hilltop Capital Company. Union Capital Company serves individuals, trusts, estates, charitable organizations, and corporations through a team of ten advisors, managing approximately $150 million across about 414 client accounts. The firm employs a portfolio management approach based on Modern Portfolio Theory, utilizing mutual funds, ETFs, individual securities, and occasional covered-call strategies.