Benjamin Koala is a CFP® and PFS™ credentialed advisor with 11 years of industry experience, currently serving as CFO and co-owner at Koala Financial. He has held positions at Cetera Wealth Services and Avantax, and concurrently serves as a Finance Officer in the Air National Guard. Koala is the President of the Chula Vista Rotary Foundation and will serve as President-Elect of the Chula Vista Rotary Club in 2025. He is also the owner-operator of Koala Law PC, a law firm offering client representation and legal services. Koala Financial provides investment advisory services to individuals and high-net-worth clients, with offerings that include pension consulting and written financial planning. The firm integrates accounting, tax, legal, insurance, and real estate services into its investment process, which employs multiple methods of analysis and includes discretionary portfolio management focused on mutual funds, ETFs, and other securities.

Matthew Cobas is a CFP® and holds a Series 66 license with 10 years of industry experience. He has worked at Kaiyo Wealth LLC since 2021 and previously held positions at Origin Investment Advisory LLC, Mariner Wealth Advisors, Wells Fargo Clearing, and Msec, LLC. He is based in San Diego, CA. Kaiyo Wealth LLC provides discretionary portfolio management and customized financial planning for individuals, high-net-worth clients, and charitable organizations. The firm’s investment approach incorporates modern portfolio theory, long-term trading, margin, and options strategies, while also utilizing outside managers and maintaining regular portfolio monitoring.

Denisse Arebalo is a financial advisor at Pacific Canyon Investments with eight years of industry experience. She holds a Series 66 designation and has worked previously at Bay Street Capital Holdings and TD Ameritrade. Pacific Canyon Investments serves individual, family, and institutional clients, offering financial planning, portfolio management, and discretionary advisory services. The firm employs a tech-forward, innovation-focused investment approach combined with value-based fundamental analysis and provides customized portfolio solutions and educational seminars.

David Sprenger is a financial advisor at Qualified Planning with 10 years of industry experience. He holds the ChFC® and Series 63 designations. Sprenger has held roles at The Leaders Group DBA Simplicity Investments, Alkeme Insurance, IRA Solutions, Inc., and Dunhill Marketing & Insurance Services, Inc., where he serves as Vice President. Qualified Planning provides investment advisory services primarily to individual clients, as well as pension/profit-sharing plans and corporations. The firm offers passive, asset-allocation-driven portfolios mainly composed of ETFs and mutual funds, alongside model portfolio management and third-party manager monitoring.

Brady Bishop is a financial advisor at Waits Investments, LLC in San Diego, CA, holding a Series 65 designation with two years of industry experience. Prior to joining the firm, he was involved with the San Diego Futures Foundation for 15 years. Waits Investments, LLC provides personalized, fee-only financial planning and investment management primarily for individual investors, as well as trusts, estates, and charitable organizations. The firm emphasizes a long-term, asset-allocation focused investment approach using low-cost index funds and ETFs, complemented by selective active management to seek incremental value.

Joel Everett is a CFP® and ChFC® with 11 years of experience in financial advising. He has been with Financial Planning Consultants and affiliated with LPL Financial since 2015. In addition to his advisory role, he serves as an insurance agent specializing in life, disability, and long-term care policies. Financial Planning Consultants offers financial planning and consulting services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm provides non-discretionary investment recommendations across a range of asset types, focusing on a long-term, value-oriented approach without managing client assets or charging fees based on assets under management.

Riley Kelly is a financial advisor at Wealth Legacy Group, Inc. in San Diego, CA, with 42 years of industry experience. He holds the ChFC® designation and Series 63 and Series 65 licenses. He has worked at Wealth Legacy Group since 2006 and previously spent time at Osaic FA, Inc. and Sentra Securities Corporation. In addition to his advisory role, he owns and operates R. J. Kelly Financial & Insurance Services, where he is licensed to sell life and health insurance. Wealth Legacy Group serves high-net-worth families, business owners, and select individual, nonprofit, and institutional clients by providing wealth planning, business succession, philanthropic planning, insurance guidance, and tax-deferred real estate investment assistance. The firm uses institutional third-party managers and model platforms for investment implementation and employs a proprietary planning process called the Critical Actions Roadmap to coordinate multi-topic planning.

David Tsow is a financial advisor at Pandora Wealth, Inc. in San Diego, CA, holding Series 63 and Series 66 licenses with 25 years of industry experience. His prior work includes ten years at Charles Schwab and five years at Spotlight Asset Group. Pandora Wealth provides discretionary portfolio management and financial planning services to individual, high-net-worth, business, and institutional clients. The firm constructs customized, diversified portfolios and employs fundamental and cyclical analysis, offering tailored strategies for special situations alongside estate-planning document services through a partnership with Helios Integrated Planning.

Jason Barney is a financial advisor at Wealth Alliance, LLC in El Cajon, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience and has been with Wealth Alliance since 2011. In addition to his advisory role, he owns Wealth Alliance Tax and Financial Services LLC, which provides tax preparation, bookkeeping, and payroll processing. Wealth Alliance serves individuals, families, trusts, estates, retirement-plan participants, and small businesses, focusing on business owners, executives transitioning to retirement, and emerging-wealth professionals. The firm manages approximately $64.5 million across 266 clients using proprietary model portfolios and combines quantitative and fundamental analysis with discretionary portfolio management.

Jeffrey Platt is a CFP® and CFA® with 18 years of experience in financial advising. He has been with Platt Wealth Management since 2018 and previously worked at Wealth Quest Partners from 2015 to 2018. Platt Wealth Management provides discretionary investment management and financial planning services to individuals, including high-net-worth clients, as well as corporate and retirement plan clients. The firm employs a Modern Portfolio Theory-based approach focused on strategic asset allocation and diversified mutual fund exposure, alongside services such as retirement planning, estate analysis, and consulting on Social Security and insurance.

John Hart is a financial advisor with Hayes Hart CPA’s Wealth Management, Inc. in Coronado, CA, holding a Series 65 designation and seven years of industry experience. He has served in various roles at Hayes Hart CPA’s Wealth Management since 2014 and is also a board member and secretary of the Levine Foundation since 2014. Hayes Hart CPA’s Wealth Management provides tax, financial planning, and investment management services to individuals, high-net-worth clients, trusts, estates, retirement plans, and business entities. The firm integrates accounting and investment advisory services, focusing on long-term asset allocation through actively managed mutual funds and ETFs, with portfolios tailored to clients’ objectives and risk tolerance.

Kent Stone is a financial advisor with Clutinger Williams & Verhoye Inc in San Diego, CA, holding 24 years of industry experience. He has been with Clutinger Williams & Verhoye since 2008. Clutinger Williams & Verhoye Inc provides personalized, fee-only investment management and advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses an active, tactical asset allocation approach with a focus on individual stocks, bonds, ETFs, and closed-end funds, managing accounts primarily on a discretionary basis.

Arslan Bahler is a CFP® professional with eight years of industry experience, currently advising at Altura Wealth Advisors Inc. His prior work includes roles in ESG planning and qualified planning, along with a position at UCLA Extension. Altura Wealth Advisors Inc. manages approximately $250 million for individuals, high-net-worth clients, trusts, and defined-contribution plans through customized portfolio management and financial planning. The firm employs a primarily passive, long-term investment approach using ETFs and mutual funds, with discretionary account management and consideration of tax and liquidity in portfolio rebalancing.

Michael Rosendahl is a financial advisor at Torrey Pines Financial, Inc. with eight years of industry experience. He holds a Series 65 designation and has worked at Frank E. Montes Financial Services, Inc. since 2018. In addition to his advisory role, he is a licensed insurance sales representative with Sun Life Financial, where he spends approximately half of his professional time. Torrey Pines Financial provides financial planning, consulting, and portfolio management services to individuals, trusts, estates, and retirement accounts. The firm emphasizes selecting and monitoring third-party asset managers and uses fundamental analysis and Modern Portfolio Theory to develop diversified, long-term investment strategies tailored to clients’ financial and tax situations.

Daniel Guillen is a financial advisor at International Private Wealth Advisors LLC with 13 years of industry experience. He holds a Series 65 designation and has worked previously at MGO Private Wealth, Forta Financial Group, Axxcess Wealth Management, and Sentry Pacific Financial Group. Outside of advisory roles, he serves as managing member and insurance agent at Private Wealth Insurance Solutions, LLC, president and insurance agent at North Wealth Insurance Agency, Inc., and is a board member of SMRT1 Technologies Ltd. International Private Wealth Advisors LLC provides wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm manages roughly $255 million and employs a long-term investment approach combining fundamental and technical analysis to construct diversified portfolios using mutual funds, ETFs, individual securities, alternative investments, and third-party sub-advisers.

Takaya Weckle is a CFA® charterholder at Clutinger Williams & Verhoye Inc with experience in the financial industry since 2016. He has worked at John Hancock Investment Management, LPL Financial, and Ascent Private Capital of US Bank before joining his current firm. Clutinger Williams & Verhoye provides fee-only investment management and advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses, employing an active, tactical asset allocation approach with a range of investment strategies.

Kelly Dunston is a financial advisor with Raskin Global Inc. who holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to joining Raskin Global in 2021, Dunston worked at Guardian Life Insurance Company from 2002 to 2021. Dunston is also licensed as an insurance agent, selling life, disability, long-term care, and health insurance. Raskin Global Inc. provides discretionary asset management and financial consulting services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm emphasizes individualized investment programs using fundamental analysis and ongoing portfolio monitoring, and it engages third-party managers and sub-advisors, including unique offerings such as private real estate investments and leverage strategies.

Jeremy Kovacevich is a CFP® and holds a Series 66 license with 10 years of industry experience. He currently serves as an advisor at Kaiyo Wealth LLC, where he has worked since 2024, following a 12-year tenure at HoyleCohen, LLC. Kaiyo Wealth LLC serves individual and high-net-worth clients as well as charitable organizations, providing discretionary portfolio management and comprehensive financial planning. The firm employs a Modern Portfolio Theory-based investment approach with an emphasis on ESG funds and uses mutual funds, ETFs, margin, and options trading to implement tailored client strategies.

Brandon Silvia is a CFP® with 13 years of industry experience, currently serving as an advisor at Silvia McColl Wealth Management, LLC. He previously worked at Morgan Stanley and Morgan Stanley Private Bank before joining Silvia McColl Wealth Management in 2018. Outside of his advisory role, he is a managing member of Moonshot Ventures, LLC, a private investment firm. Silvia McColl Wealth Management provides discretionary investment management, financial planning, and retirement plan consulting to individuals, retirement plans, foundations, charities, and businesses. The firm employs diversified model-based portfolio management combined with individualized customization and serves approximately 110 client relationships with around $283 million in assets under management.

Andrew Jensen is a financial advisor with WFA of San Diego, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Crystal Capital Partners from 2014 to 2020 and has been with WFA of San Diego and Zermatt Wealth Partners since 2021. WFA of San Diego is a fee-only registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes asset allocation, third-party research, and individualized investment policy statements, with a focus on fiduciary considerations and a unique shared governance structure with related advisory entities.