Thomas Elsea is a financial advisor with Transamerica Financial Advisors who holds a Series 66 designation and has eight years of industry experience. He has worked at Transamerica Financial Advisors and Wfgia since 2018. His other business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors, Inc. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through a variety of proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Christian Schank is a financial advisor with Integrated Wealth Concepts LLC in Riverside, CA, holding one year of industry experience. He is also the owner and practicing attorney at the Law Offices of Christian Schank & Associates, APC, a role he has maintained since 2003. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, employing a long-term investment approach alongside customized portfolio construction.

Yuming Su is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds Series 63 and Series 65 licenses. His prior work history includes roles at U.S. Bancorp, J.P. Morgan Securities LLC, and Bank of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides specialized solutions for large relationships.

Calvin Wu is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 designations and previously worked at HSBC Bank USA, N.A. from 2016 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities, supported by a large institutional scale and specialized market roles.

Lisa Lee is an investment advisor representative at TLG Advisors, Inc. with three years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Lisa’s prior experience includes roles at The Leaders Group Inc and Transamerica Financial Advisors, Inc. In addition to her advisory work, she has owned and operated Elite Global Lending Inc, a mortgage lending business serving residential and commercial clients, since 2012. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, and it offers both traditional portfolio management and a digital program called Starlight Portfolios.

Alexis Reynoso is a financial advisor with Centaurus Financial, Inc. in Riverside, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. In addition to his advisory role, he is a certified tax preparer and serves as a junior partner at Empire Financial Benefits, Inc. He also works part-time helping clients with medical insurance questions and placement through Blue Shield and Kaiser. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary arrangements with a variety of investment analysis techniques.

John Barba is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at VOYA since 2014 and has been affiliated with Teachers Financial Services since 1999. Outside of his advisory roles, he operates as an independent insurance agent, specializing in the sale of fixed insurance products and servicing existing annuity clients. VOYA Financial Advisors, Inc. serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients by providing financial planning, portfolio management, and retirement advisory services. The firm combines in-house and external strategists with technology-enabled tools to implement client-focused investment strategies, offering both non-discretionary and limited discretionary management options.

Justin Dorado is a financial advisor with PNC Wealth Management in Riverside, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at LPL Financial and Wells Fargo Clearing. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including the Portfolio Solutions Strategist Digital Offering, which features algorithm-driven model selection and discretionary management with mutual funds and ETFs.

Vincent Alvarez is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Voya Financial Advisors since 2017 and previously spent six years with Valic Financial Advisors. Outside of his financial advisory role, Alvarez serves as a pastor at The Bridge Church, where he conducts Sunday services and leads Bible study sessions. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers comprehensive financial planning and portfolio management services through a broad network of advisors, utilizing both affiliated and unaffiliated investment products with a focus on investment policy statements, model allocations, and technology-enabled tools.

Raul Salazar Jr. is a financial advisor with Empower Advisory Group in Moreno Valley, CA, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His work history includes roles at GWFS Equities, Inc. and J.P. Morgan Securities, as well as JPMorgan Chase Bank, N.A. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

George Peterson is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 designations and has 34 years of industry experience. He has been with VOYA Financial and its affiliated entities since 2003. Outside of advisory work, he is also an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, portfolio management, unified managed accounts, and retirement-plan advisory services, utilizing both in-house and third-party investment strategies.

Nain Perez is a financial advisor at Valic Financial Advisors with 21 years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill Lynch, Ameriprise, and Agia. Outside of his advisory role, he is involved in occasional land purchase and resale activities and operates a real estate investment LLC within a self-directed IRA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and wrap programs through a large network of advisors, utilizing Envestnet’s platform and third-party UMA model managers.

Jason Lewis is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. He has also been affiliated with Soren McAdam LLP since 2009. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income.

Alexis Hundley is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. Prior to joining Integrated, Alexis has worked at Soren McAdam LLP since 2005. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.

Reginald Stewart is a financial advisor with Planmember Securities Corporation, bringing 37 years of industry experience. He has worked with Syncis since 2015 and has been involved in substitute teaching since 2013. In addition to his advisory role, he is active in insurance education and sales, focusing on products such as life insurance and annuities through Syncis. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

Ted Baker is a financial advisor at Mariner with a Series 65 designation and no prior industry experience. Before joining Mariner in 2026, he worked in research and clinical roles at Charles River Laboratories, the San Francisco Research Institute, and Icon Clinical Research, following six years at Target. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs customized, discretionary portfolios combining in-house research with third-party managers across various asset classes and also provides integrated tax and accounting capabilities uncommon for a firm of its size.

Liliana Fahel is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Voya since 2017 and previously spent a year with GWFS Equities, Inc. Outside of finance, she has been involved in the tobacco retail business through Cubano Cigars and Tobacco since 2010. Voya Financial Advisors, Inc. serves a broad range of clients including individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, portfolio management, unified managed accounts, and access to third-party money managers, utilizing a mix of in-house and external strategists along with technology-driven tools to implement investment recommendations.

Joshua Cervantes is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at New York Life Insurance Co., NYLIFE Securities LLC, and BBVA Compass. He also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and supports close to 300,000 clients with centralized technology and model solutions.

Austen Karr is a financial advisor at Kestra Advisory with 16 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Raymond James Financial Services for 11 years. Outside of advising, he is involved in ownership and management of residential real estate through multiple LLCs. Kestra Advisory provides investment advisory and retirement-plan consulting services to a broad mix of institutional and individual clients, offering fiduciary consulting, plan design, and access to multiple management platforms.

Michele Medugno is a financial advisor with Voya Financial Advisors, Inc. in Redlands, CA, holding Series 63 and Series 65 licenses with 23 years of industry experience. She has been with Voya Financial Advisors since 2014 and has worked at Teaque Financial Insurance Services, Inc. since 2002. Outside of advisory work, she operates as an independent insurance agent focused on fixed insurance products. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, portfolio management, and retirement-plan advisory with an investment approach combining in-house and external strategists, model portfolios, and technology tools, primarily emphasizing client-approved, non-discretionary management.