Adam Zachary is a Financial Advisor at Merrill Lynch Wealth Management, where he works with individual families and business leaders to develop strategies aimed at achieving their financial objectives. He is a member of a dynamic team that employs a collaborative approach, combining diverse experience to deliver customized solutions in wealth management, investment planning, estate preparedness, and retirement planning. Adam leverages Merrill Lynch’s resources to build comprehensive, goal-oriented strategies tailored to the unique needs of each client. Adam’s expertise includes college education planning, family wealth management, corporate benefits, legacy planning, retirement income, portfolio management, and small business strategies. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). He holds a high school diploma from Oakdale High School and has completed an accredited certificate program at Modesto College. Outside of his professional role, Adam is involved with the Kuna Youth Softball and Baseball Association. He enjoys a variety of personal interests, including adventure sports, baseball, camping, football, golfing, hunting, music, softball, spending time with his family, and traveling.

Bruce Geiger is a financial advisor at OSAIC with 38 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining OSAIC in 2024, he worked for Woodbury Financial Services Inc. for nine years. He also operates a sole proprietorship focused on outside sales of insurance products. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of financial advisers. The firm offers a range of brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple asset classes.