Steven Burdick is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisor, Inc. from 2008 to 2024. Outside of his advisory work, he serves as a business manager for an educational tutoring and enrichment company and acts as an independent agent marketing a not-for-profit healthcare sharing program. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs firm-provided asset-allocation tools and supports various advisory platforms, including access to third-party money managers and unified managed accounts.

Allison Estes is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. She has been with Edward Jones since 2016 and previously worked with the Santa Maria Valley Humane Society. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Jacob Allen is a financial advisor at Edward Jones in Arroyo Grande, CA, holding a Series 66 designation with four years of industry experience. He previously worked at Ramsey Solutions from 2018 to 2022 and has entrepreneurial experience as the founder of a meal planner app. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients, and manages over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

David Gaddis is a CFP® professional with 25 years of experience in the financial industry, all with Edward Jones since 2001. He is based in Pismo Beach, California. Outside of his advisory role, he is involved as a non-managing member and private investor in several local businesses, including a restaurant and various rental properties. Edward Jones is a full-service wealth management firm that serves individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Bruce Altheide is a financial advisor with LPL Financial based in Santa Maria, CA. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to his current role, he worked at Linsco/Private Ledger Corp. for 28 years. He also engages in tax preparation and accounting for Coasthills Credit Union and performs financial institution duties there. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services delivered through a large network of advisors who employ various portfolio strategies and advanced research tools.

Kenneth Recchia is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary investment services.

John Watson Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Raymond James Financial and its affiliated entities since 1989. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a large advisor network.

Andrew Paul is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he held roles at 1stPhorm, International, Paul Farm Management, Inc., and Texas Tech University. Outside of his advisory work, Paul was an independent sales representative for a nutrition company and is a silent partner in a real estate investment firm. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs, managed solutions, and affiliated investment products. The firm operates under a fiduciary standard and is notable for its extensive network of advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

Robert Ohanian is a financial advisor with Wells Fargo Advisors based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Lilia Middleton is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various divisions of Wells Fargo since 2002. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to guide investment decisions.

Nolberto Chavez is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America Private Bank for 10 years before joining Ameriprise in 2018. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mark Stotko is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and uses modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Coby Snyder is a financial advisor with LPL Financial in Orcutt, CA, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at CoastHills Credit Union, Gilbert Consulting Services Inc., and Cal Poly-San Luis Obispo. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a large network of advisors using a mix of model portfolios, third-party subadvisors, and customized strategies.

James Chambers is a financial advisor at Cetera with 17 years of industry experience. He holds the PFS™ designation and Series 65 license. His prior roles include positions at Avantax Advisory Services and running his own firms, Chambers Asset Management, LLC and James C. Chambers, An Accountancy Professional Corporation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Todd Sears is a financial advisor with J.P. Morgan Securities in Santa Maria, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with J.P. Morgan Securities since 2016 and previously worked at Brookstone Capital Management LLC. Outside of his advisory role, he is involved as an employee in a commercial janitorial business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm offers a range of investment solutions delivered on a non-discretionary basis, combining a broad product access with an ESG eligibility framework.

Suzan Victor is a financial advisor at Morgan Stanley with 19 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to support its financial planning process.

Janet Avedisian is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and over 21 years of industry experience. Her work history includes roles at Washington Mutual, Wm Financial Services, and the State of California. Outside of her advisory duties, she serves as a caregiver for her parents as needed. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Steven Felton is a financial advisor with Edward Jones in Nipomo, California, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Costco Wholesale and at Iglesia Internacional Casa De Dios. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Dylan Nelson is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he was self-employed for nine years and worked in education and community service roles, including eight years with the Del Norte Unified School District and a year with the Family Resource Center of the Redwoods. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Sawyer May is a financial advisor with LPL Financial, holding the Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, May held roles at Electriq Power Holdings and Popmenu LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.