Ryan Brody is a CFP®-designated financial advisor with 10 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. His background includes roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of advisory work, he is involved in insurance activities beyond Guardian Life and has formed a corporate entity to employ administrative staff. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary model portfolios, third-party managers, and digital advice platforms to implement investment strategies.

Sean Buxton is a CFP® professional with 22 years of industry experience. He is currently with Hightower Advisors and has worked previously at Integrity Alliance, Lion Street Financial, React Investment Solutions, and Legacy Capital Group California. Outside of his advisory role, Buxton serves on the board of GMW Associates, a company specializing in magnets and magnetic testing and support. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutional investors, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a variety of investment vehicles.

David Kwon is a financial advisor with Planmember Securities Corporation in Carpinteria, CA, holding a Series 63 designation and 18 years of industry experience. He has worked with Planmember Securities Corporation since 2011 and is also involved with the Morgan Hill Unified School District as a teacher and with Dry Creek Grill, Inc. as a server. Kwon's experience includes work in employee benefits services and prior involvement with DKYH Enterprise Inc DBA Ford Cleaners. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options. The firm uses a top-down strategic asset allocation process and manages risk-based mutual fund portfolios, supplemented by education and support services for plan sponsors and participants.

Kelly Kidwell is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Kelly has worked at Park Avenue Securities and Guardian Life Insurance since 2006 and is also the co-founder and president of the Advanced Practice Network. Outside of financial advising, Kelly owns and operates a charter air services business and serves on the board of directors for the Field Arts and Events Hall. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary and third-party investment strategies with options for discretionary and non-discretionary account management.

Mandir Nagdev is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 23 years of industry experience. He has previously worked at firms including Mariner Independent Advisor Network, LPL Financial, Stratos Wealth Partners, and Wells Fargo Clearing. Private Advisor Group serves individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of advisory programs, model portfolios, and access to third-party asset managers and turnkey platforms.

Christopher Young is a financial advisor at Farther with 24 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Meridian Investment Counsel Inc. for 13 years before joining Farther in 2026. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through a web and mobile platform combined with in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary models, algorithmic rebalancing, and a range of investment vehicles, supplemented by AI tools under internal controls.

David Parkes is a CFP® with 17 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and has worked extensively with Park Avenue Securities and Guardian Life Insurance Company since 2007. Outside of his advisory role, he serves as an executor for a family member’s estate. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a range of proprietary and third-party investment strategies and programs.

Ioannis Meras is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been associated with United Planners since 2008 and operates Meras Financial as a principal. He also acts in a fiduciary capacity for family accounts and holds a non-variable insurance agent license. United Planners Financial Services is a national wealth-management enterprise serving individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm’s advisors deliver services through independent advisory and brokerage models, with a significant portion of assets managed on a non-discretionary basis.

Scott Bloom is a financial advisor with Centaurus Financial, Inc. in Aptos, CA, holding a Series 63 designation and 44 years of industry experience. He has been with Centaurus Financial since 1999 and concurrently provides services at Pacific Tax Service since 1979. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm employs a variety of investment analysis methods and provides both discretionary and non-discretionary portfolio management, along with specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Timothy Garner is a CFP® professional with 23 years of industry experience, currently affiliated with Primerica Advisors. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, METLIFE SECURITIES Inc, and currently Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he prepares tax returns for Intuit Turbo Tax customers. Park Avenue Securities LLC serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs along with financial planning and consulting. The firm manages approximately $15 billion in regulatory assets under management and supports a range of investment strategies, including discretionary and non-discretionary accounts.

Clara Zaya is a financial advisor at Planmember Securities Corporation with 19 years of industry experience. She holds the Series 63 designation and has worked at Planmember since 2011. In addition to her advisory role, she serves as a board member for her local homeowners association. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation process with risk-based mutual fund portfolios and offers education, support, and personalized retirement planning services.

Jeffrey Grau is a financial advisor with PlanMember Securities Corporation in Campbell, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with PlanMember and Employee Benefits Services Group since 2011. Outside of his advisory role, he works as a referee for high school and club softball and water polo games. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages risk-based mutual fund portfolios, while offering education and support services to both sponsors and participants.

David Kuga is a financial advisor with PlanMember Securities Corporation in Campbell, CA, holding a Series 66 designation and over 25 years of industry experience. He has been with PlanMember Securities Corporation since 2011 and has worked with Employee Benefits Services Group since 2005, where he is involved in insurance product sales. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, with an investment approach based on strategic asset allocation and risk-based mutual fund portfolios.

Tammy Tang is a financial advisor at J.P. Morgan Securities with 9 years of experience at the firm and 8 years in the industry. She holds Series 66 and Series 63 licenses and previously worked for Santa Clara County Federal Credit Union. Outside of her advisory role, she has experience working in an assisted living capacity, providing personal care. J.P. Morgan Securities offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. Services are provided on a non-discretionary basis, with clients retaining final decision-making authority.

Kevin Lang is a CFP®-designated financial advisor with Ameriprise in Campbell, CA, bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Lang is a co-owner of MaiTai Eden Properties LLC, a real estate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Drier is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Cetera Advisors LLC since 2013 and joined Cetera in 2024. Outside of his advisory role, he is an insurance agent receiving commission trails from prior years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports over 10,000 advisors and manages more than $256 billion in assets.

Justin Wright is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Before joining LPL Financial in 2017, he worked at Transamerica Financial Advisors and World Financial Group. He is also employed at Castlewood Country Club. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Erik Cormier is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. He has 19 years of industry experience, including roles at Ameriprise since 2018. Outside of his advisory work, Cormier is involved in family-owned businesses, serving as a director of Hermitage Brewing Company, a craft brewery, and overseeing operations in a portfolio that includes restaurants and commercial real estate. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Hugh Wong is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. Before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2021, he worked at WealthSetter and South Bay Advisors, LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with clients retaining final decision-making authority.

Joseph Nguyen is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Investments, Morgan Stanley, and E*TRADE Capital Management. Outside of his advisory roles, he was involved with Twilite Productions from 2010 to 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes unique offerings like insurance-related vehicles and bank deposit sweep options.