Casey Flom is a financial advisor at LPL Financial in Santa Cruz, CA, holding a Series 66 designation with two years of industry experience. Prior to joining LPL Financial, Casey worked at BMO Bank NA and Edward Jones. Outside of financial advising, he owns Redwood Original, LLC, a business consulting firm that provides process review and general assistance tasks. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting, supported by research and model portfolios from multiple sources.

Angelina Mcclellan is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2011. Mcclellan serves as a trustee in several trust-related roles outside of her advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Antonio Da Roza is a Private Wealth Advisor at Merrill Private Wealth Management. He leads a strategic process aimed at making work optional for clients by applying his expertise to advance their financial interests, restore free time, and promote satisfaction. Antonio began his career in financial services in 1989. He has worked extensively with entrepreneurs, corporate executives, and their top employees, focusing on areas such as corporate executive services, family wealth management strategies, legacy planning, and managing new wealth. Prior to his current role, he was a director in the Private Wealth Management Division at Morgan Stanley Smith Barney and its predecessors. He holds a Bachelor of Science degree in Finance and Banking from San Francisco State University and the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute. Antonio resides in Hillsborough, California, with his wife and two daughters, and enjoys golfing, skiing, surfing, and tennis.

Glenn Nagamine is a financial advisor at Osaic with 11 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation, The O. N. Equity Sales Company, and Ohio National Financial Services. Nagamine also operates a sole proprietorship offering fixed disability insurance, indexed annuities, long-term care, and life insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports various advisory platforms and legacy account transitions.

Alan Gale is a financial advisor at Edward Jones in Scotts Valley, CA, with seven years of industry experience. He joined Edward Jones in 2018 after working three years at Cisco Systems, Inc. Outside of his advisory work, Gale is the lead vocalist and lead guitarist for a local rock band in Ben Lomond, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fabiola Morales is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her career includes roles at JP Morgan Chase Bank, NA, spanning from 2012 to the present. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Erik Hanson is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he serves on the advisory board of Music in May, a local classical music event supporting schools, nonprofits, and underprivileged children in the Santa Cruz area. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning conversations and proprietary analytical tools, serving clients through both direct and corporate financial planning agreements.

John Howard is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he is involved in managing several real estate ventures as a sole proprietor and partner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning supported by firm-approved tools and a structured discovery process, managing approximately $2.74 trillion in client assets.

Matthew Zepeda is a financial advisor at Morgan Stanley in Santa Cruz, CA, holding a Series 66 designation with four years of industry experience. His work history includes roles at Morgan Stanley Private Bank and Newmark Knight Frank, as well as experience at Loyola Marymount University. Outside of advisory work, he is involved with CRBN Pickleball as an ambassador. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Nikolas Barr is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 license and has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he is employed by Peninsula Sports, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs supported by structured discovery tools and modeling techniques.

Justin Hannah is a financial advisor at Primerica Advisors with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors and Primerica Financial Services since 2006. Outside of his advisory role, he is self-employed as a handyman. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm utilizes model-delivery investment strategies managed by unaffiliated asset managers and offers portfolio services supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Kris Schilperoort is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2018. His prior experience includes five years at Waddell & Reed, Inc. Schilperoort has interests in oil and gas royalties and rental income through various entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Sebastian Henshaw is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and supports client services as a Registered Sales Assistant, assisting with equity research and client communications. Prior to joining Raymond James, he has held various roles including positions at Kevin L. Mize, CFP®, and other firms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with notable programs in municipal advising and SIMPLE IRA employer consulting.

Heather Stiles is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 45 years of industry experience. She has been with Raymond James Financial Services, Inc. since 1992 and currently serves as Secretary and Treasurer of a concierge wealth management company affiliated with the firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, corporations, pension and profit-sharing plans, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Jane Mckenzie is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. She has 26 years of experience in the industry and has been with Cambridge since 2016. Outside of her advisory role, she serves as a volunteer director for the Santa Cruz Surfing Preservation Society. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals.

Brandyn Cavin is a financial advisor at OSAIC with 24 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Securities America Advisors and Investment Planning Group. Cavin is also involved in a fixed annuity business through Pacific Life Insurance Company. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services with a focus on portfolio construction using firm-provided tools, third-party managers, and a variety of investment options.

Melissa Sterling is a financial advisor at Edward Jones with eight years of industry experience. She holds a Series 66 designation and has worked with Edward Jones since 2017, with prior experience at Firefly Ink and the Southern Illinois Healthcare Foundation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including both discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Rick Boynton is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for 15 years prior to joining OSAIC. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Julius Freeman is a financial advisor at Fidelity with nine years of industry experience. His prior roles include positions at Merrill, Bank of America, JP Morgan, and Wells Fargo. Outside of his advisory work, he is the owner and operator of Sole Surf LLC, a business focused on buying and reselling sports merchandise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory roles to registered investment companies and the use of systematic methodologies and AI in portfolio management.

Brian Cooke is a financial advisor with LPL Financial in Capitola, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he acts in a fiduciary capacity for the Florence G P Smith Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.