Leeanne Cardoza is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Grimbleby & Coleman Accountants, a CPA firm where she has worked for over 12 years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach supplemented by shorter-term trades for specific needs.

Douglas Deboer is a financial advisor with Integrated Wealth Concepts LLC and holds principal status at Grimbleby Coleman CPAs, where he has worked since 2011. He has two years of industry experience and is based in Modesto, California. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing a combination of internal management and third-party asset managers with a long-term investment approach.

Calvin Heim is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds the Series 63 designation and has worked with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Robert Powell is a CFP® with 14 years of experience currently with Raymond James Financial Services Advisors, Inc. in Modesto, California. He previously worked at Concurrent Advisors and has been associated with several Raymond James entities since 2011. Outside of advisory work, he is the CEO of Hebrews 135, LLC, a business support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public finance services through a unique affiliation with a municipal advisor.

Madeline Mc Carthy is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. She previously worked at Charles Schwab and currently owns Feather & Fibers, a custom pillow cover business, and serves as Secretary/CFO for Performance Advantage Baseball, a nonprofit youth baseball organization. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence to deliver customized, non-discretionary advice.

Jairus Bryant is a financial advisor with LPL Financial in Modesto, CA, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2017 and was previously involved with 1st Light Energy Inc for five years. In addition to his advisory role, he is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services supported by research and technology, providing both discretionary and non-discretionary portfolio management.

Eric Chu is a Wealth Management Advisor with Merrill Lynch Wealth Management, operating within the Global Wealth Management Division. He is a senior partner of Nan/Chu & Associates, a team of financial professionals providing banking solutions and investment advisory services. Eric works with individuals, families, trustees, and business owners to develop customized wealth management strategies tailored to their financial goals. His expertise includes wealth preservation, retirement planning, trust and estate matters, college education planning, family wealth management strategies, and legacy planning. Eric holds the Certified Investment Management Analyst® (CIMA®) designation and the Personal Investment Advisor (PIA) designation. He completed his education at the University of California system and furthered his studies through The University of Chicago Booth School of Business. Leveraging his credentials and experience, he assists clients in managing and distributing family wealth, including the establishment and administration of estate and trust accounts, fiduciary advisory services, recordkeeping for court filings, and the development of tax-sensitive wealth management strategies. Eric serves clients throughout Modesto, Merced, and the Central Valley and engages in community involvement through organizations such as Merced Sunrise Rotary and University Friend's Circle. He speaks English and Chinese and holds personal interests in chess, golfing, and skiing.

Kyle Crawford is a CFP® professional with 11 years of industry experience, currently advising clients at LPL Financial in Modesto, CA. He has been with LPL Financial since 2014. Outside of his advisory role, Kyle serves as an assistant baseball coach at Central Catholic High School in Modesto. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Randolph Cook is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and was previously with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques to support client decision-making.

Glenda Robles is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 63 designation and bringing 31 years of industry experience. She has worked at Citigroup Global Markets since 1985 and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning process uses structured discovery and firm-approved tools, and they provide services primarily in an advisory capacity.

Joseph Runyan is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at various divisions within Morgan Stanley since 2022. His background includes roles outside finance in the retail and education sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning supported by proprietary tools and focuses on structured discovery conversations without offering individual security recommendations as part of standalone planning services.

Japjit Perumalla is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2022, following prior positions at Hogin Financial and Insurance Services. Perumalla is also involved with Balam Wealth Management, a related entity offering insurance and investment services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing various investment strategies and research from internal and third-party sources.

Dane Anderson is a financial advisor with Stifel in Modesto, CA, holding a Series 63 license and 28 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Stifel in 2018. Outside of his advisory role, Anderson is involved in managing short-term rental properties through Airbnb. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment strategy methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Zachary Walters is a financial advisor with Cetera based in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been affiliated with Cetera Wealth Services since 2010 and currently serves as an insurance agent offering fixed group and individual annuities. Outside of his advisory role, Walters co-owns an automated RV and trailer storage facility and serves as Director of Membership for the Society Human Resources Managerd organization. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform. The firm offers a range of portfolio management and consulting services, allowing advisors to use affiliated and unaffiliated managers or create custom strategies across various program structures.

Randall Jenkins is a financial advisor with Cetera, holding a Series 63 designation and over 32 years of industry experience. His career includes long-term roles with Avantax firms and insurance agencies, and he currently operates a financial services business called Inspired Growth. Outside of advising, he serves as treasurer and board member for several church-related charities and manages a small almond farm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program platforms and manager options, overseeing more than $256 billion in assets.

Richard Magallanes is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Grant Wiebe is a financial advisor at Stifel with Series 66 registration and one year of industry experience. Prior to joining Stifel, he held positions at Monte Vista Farming Company, Blue Diamond Growers, and Spring Creek Golf and Country Club. He also studied at California Polytechnic State University. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and asset allocation guidance.

Randall Anderson is a financial advisor at Stifel with 59 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, Anderson is involved in property management and commercial real estate as a partner and landlord. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is supported by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Jesse Cortez is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. He is based in Modesto, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Chad Webster is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has previously worked with BancWest Investment Services and Bank of the West since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and services, utilizing model portfolios and research to support both discretionary and non-discretionary management strategies.