Yun Chen is a financial advisor with Merrill in Elk Grove, CA, holding a Series 66 designation and eight years of industry experience. Chen has been with Merrill and Bank of America, N.A. since 2013. Outside of advisory work, Chen is a co-owner of a family-related business in Fremont, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Derek Van Dyke is a Series 66-credentialed financial advisor with two years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His background includes roles at Cambridge Investment Research, Inc., Cantella & Co., Inc., and Door Dash Inc. He also serves as a financial assistant contractor at 3D Financial Services. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a variety of financial planning and investment management services through a network of independent financial professionals, emphasizing both proprietary and third-party model strategies tailored to client objectives.

Benny Vallejo is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various J.P. Morgan entities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Dennis Morita is a financial advisor with Cetera, holding the CPA designation and bringing 26 years of industry experience. He has been associated with Cetera and its affiliate networks since 2000 and operates a full-time CPA business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a range of portfolio management and retirement services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Wade Lokka is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He previously worked at Edward Jones for 19 years before joining Raymond James in 2019. Lokka is also the president of Season 59 Financial LLC, a support company focused on managing liability and recordkeeping for his advisory business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools, and supports municipal and public finance work through its affiliation with a municipal advisor.

Douglas Van Dyke is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at Cantella & Co., Inc. for 20 years before joining Cambridge in 2022. Van Dyke serves as a board member for TKOP Investment LLC, focusing on estate planning. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary model strategies and access to third-party managers, with both discretionary and non-discretionary options tailored to client objectives.

Beverly Brautigam is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 27 years of industry experience. She previously worked at Avantax Insurance Services, Inc. for five years and has operated Brautigam & Co. since 1984. Beverly also speaks at conferences on tax-related topics through the California CPA Education Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Michael Brandt is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked for Marathon Petroleum Company for six years. Outside of his advisory role, he is involved with Associated Students Inc. as special event staff at an aquatic center, where he networks within the rowing community. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of financial advisors and branch offices.

Richard Weeks is a financial advisor at Osaic with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, CETERA Advisor Networks, and Independent Financial Group. In addition to his advisory role, he sells life and health insurance policies and assists clients with claiming unclaimed property in California. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and access to third-party money managers to construct diversified portfolios.

Suzy Lam is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Ryan Daley is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds Series 63 and Series 65 credentials. In addition to his advisory role, Daley is involved with Hickingbottom Financial Services, where he provides financial services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients, utilizing tailored non-discretionary planning supported by advanced analytical tools.

Michael Mccay is a financial advisor at Osaic Wealth, Inc. with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Woodbury Financial Services, Questar Capital Corporation, International Advisory Consultants Inc., and Emmett A. Larkin Company. Outside of his advisory work, Mccay is the owner and winemaker at Mccay Cellars, a winery engaged in grape farming and wine production. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services across multiple platforms, using asset-allocation tools, risk-tolerance assessments, and portfolio construction techniques that incorporate a variety of investment vehicles.

Julio Garcia Frias is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, Julio is involved as a youth soccer coach with the Sacramento United Soccer Club. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Karri Ehrhart is a financial advisor with Ameriprise in Lodi, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Ameriprise in 2018, Ehrhart worked at Holiday Inn Express from 2015 to 2018. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Kelly Shultz is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2018. Prior to joining Edward Jones, her work background includes roles at Dolphin Destiny Adventures, Procana Holdings LLC, Telestream, and Brightcove. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

George Lorente is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. He previously operated Lorente Professional Suites for 15 years and worked with Waddell & Reed as well as various insurance carriers for nearly three decades. Outside of advising, he is involved in motivational speaking. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Lawrence Newman is a financial advisor at OSAIC with 49 years of industry experience. He previously worked at Foothill Securities, Inc. for 28 years and Securities America Advisors for eight years. In addition to his advisory role, he has been involved in selling life, long-term care insurance, and annuities since 1971. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage, investment advisory services, and access to third-party money managers through a network of affiliated financial advisers. The firm employs various asset-allocation and portfolio management tools and supports both discretionary and non-discretionary accounts.

Jasdeep Cheema is a Series 66 licensed financial advisor with J.P. Morgan Securities LLC, where he has worked since 2016. He has 19 years of industry experience. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kayla Larsen is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. She previously worked at Ameriprise Financial Services from 2011 to 2024 before joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Austin Bronson is a financial advisor with Ameriprise in Lodi, California, holding a Series 66 designation and currently in his first year in the industry. His background includes involvement with California Polytechnic Athletics and Vino Farms, as well as experience at Lodi High School and St. Peter's Lutheran. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet certain asset thresholds, delivering written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.