Patrick Harney is a financial advisor with Allworth Financial, L.P. in Sacramento, CA. He holds a Series 63 designation and has seven years of industry experience, including two years with RAA prior to joining Allworth Financial. Outside of his financial career, he is also an airline pilot for Delta Air Lines. Allworth Financial serves a diverse client base, providing financial and wealth planning, portfolio management, retirement plan consulting, and variable annuity sub-account servicing. The firm employs a combination of quantitative and qualitative analysis to offer customized investment strategies across various asset classes and manages both wrap and non-wrap programs.

John German is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 30 years of industry experience. He worked at RAA for 26 years before joining Allworth Financial in 2020. Allworth Financial serves a diverse client base, including individuals, high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers financial planning, discretionary and non-discretionary portfolio management, and retirement plan consulting, utilizing a combination of quantitative and qualitative analysis to implement customized investment strategies.

Timothy Phillips is a financial advisor with Principal Financial Services in Elk Grove, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Principal, he worked in logistics and healthcare, including roles at Avanti Logistics, LLC, where he is the owner, and DaVita. He also serves as treasurer on the board of Cosumnes Wrestling, a nonprofit youth wrestling club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

James Hall Jr. is a financial advisor at Allworth Financial, L.P. with nine years of industry experience. He previously worked at RAA from 2016 to 2020 and has been a pilot for American Airlines since 1990. Allworth Financial serves individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to create customized investment strategies and provides educational resources through newsletters, podcasts, and seminars.

Rick Barton is a financial advisor at Allworth Financial, L.P. with 23 years of industry experience and a Series 65 designation. He has worked with RAA for 19 years and has been a practicing attorney at R.R. Barton Attorney at Law since 1990. His legal practice is separate from his advisory duties. Allworth Financial serves a diverse client base, including individual and high-net-worth investors, trusts, and charitable organizations, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across various asset classes and also provides educational resources through newsletters, podcasts, and seminars.

Patrick Danis is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, holding eight years of industry experience. He previously worked at RAA for four years and is also a pilot for American Airlines. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers comprehensive financial planning and portfolio management, employing both quantitative and qualitative analysis to provide customized investment solutions.

Steven Sutley is a financial advisor at Independent Financial Group, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Independent Financial Group since 2009, with prior experience at Pension Planners Securities, Inc. and Cetera Wealth Services, LLC. Sutley serves as a board member for 1230 Park Owners Inc. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, employing a mix of passive and active strategies tailored to client risk profiles.

Casey Meyer is a financial advisor with Principal Financial Services in Elk Grove, CA, holding Series 63 and Series 65 licenses. He has seven years of industry experience, including roles at Almond Valley Wealth Management, De La Torre Financial Group, and Allstate Insurance Co. Meyer serves as a board member for the Rotary Club of Elk Grove, where he coordinates youth mentorship and scholarship programs. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various advisory and promoter arrangements.

Bryan Chew is a CFP® with 36 years of industry experience, currently affiliated with Commonwealth Financial Network and Paragon Financial Services since 2012. He operates Bryan Chew and Associates, a private entity used for payroll tax purposes. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, compliance, and practice-management resources.

Debra James is a financial advisor at Allworth Financial, L.P. with nine years of industry experience. She has been with Allworth Financial since 2020 and also works as a flight attendant for American Airlines, a role she has held since 1992. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations, offering a range of services such as financial planning, portfolio management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to create customized investment strategies and provides educational resources through newsletters, podcasts, and seminars.

Alisa Chatham is a financial advisor with Guardian Life in Sacramento, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. She previously worked at Morgan Stanley from 2000 to 2014 before joining Guardian Life in 2014. Outside of her advisory role, she has investments in limited partnerships related to restaurants, real estate, and educational media through Grammaropolis. Guardian Life, through its subsidiary Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, with access to proprietary programs, third-party solutions, and a digital advisory platform.

Charles Comeau is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, holding a Series 65 designation and 30 years of industry experience. He worked at Raa for 23 years before joining Allworth Financial in 2020. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers financial and wealth planning, portfolio management, retirement plan consulting, and education through newsletters, podcasts, and seminars, using both quantitative and qualitative analysis to implement customized investment strategies.

Kenneth Mills is a financial advisor with Allworth Financial, L.P., holding a Series 65 designation and bringing 12 years of industry experience. He has worked with Allworth Financial since 2020 and Retirement Advisors of America since 2016. Outside of finance, Mills serves as a pilot for Delta Air Lines, flying an average of 15 days per month. Allworth Financial serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across various asset classes and manages both wrap and non-wrap programs.

John Grady is a CFP® and ChFC® with seven years of experience in financial advising. He has worked at Allworth Financial, L.P. since 2020 and previously spent ten years at American Financial Advisors, LLC. Before entering financial services, he had an 11-year career at Delta Air Lines. Allworth Financial serves a diverse client base including individual investors, pension plans, trusts, corporations, and charitable organizations, providing financial planning, portfolio management, and retirement plan consulting. The firm uses a combination of quantitative and qualitative analysis to create customized investment strategies across a wide range of asset classes and offers specialized portfolios and model strategies.

Brian Curland is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, with nine years of industry experience. Prior to joining Allworth Financial in 2020, he worked at RAA from 2013 to 2020. In addition to his advisory role, Brian is a pilot for Southwest Airlines, where he has worked since 2006. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers comprehensive financial and wealth planning, portfolio management, retirement plan consulting, and manages privately offered funds while providing educational resources such as newsletters and seminars.

Mark Fanning is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, holding a Series 65 credential with seven years of industry experience. His prior work includes roles at RAA and RNAV. Allworth Financial serves individual and high-net-worth investors, as well as institutions such as pension plans and charitable organizations, offering comprehensive wealth planning and portfolio management through a combination of quantitative and qualitative analysis and a range of investment strategies.

Snehalkumar Shah is a financial advisor with Transamerica Financial Advisors holding a Series 66 credential and beginning his advisory career in 2025. He has prior experience managing tax preparation, bookkeeping, and payroll services through Harshad Shah Financial Services Inc. Shah is also active as a health insurance producer with Illinois Health Agents Inc, working with various insurance carriers. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm delivers services through a large advisor network using model portfolios and third-party managers, offering integrated retirement plan solutions and multiple advisory platforms.

Daniel Griffin is a financial advisor at Allworth Financial, L.P. with 13 years of industry experience. He has worked at Allworth Financial since 2020 and previously spent seven years at Raa. Allworth Financial serves individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations, providing financial and wealth planning, portfolio management, retirement plan consulting, and investment education. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across various asset classes and offers a range of model and specialist portfolios.

Stephen Machado is a financial advisor with Eagle Strategies (NY Life) based in Elk Grove, CA, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at NYLIFE Securities LLC, New York Life Insurance, and Knights of Columbus Asset Advisors. Outside of his advisory work, he serves as an officer in the local Knights of Columbus council and is president of a resident-owned retirement community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Matthew Balecki is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, U.S. Bancorp Investments, Chase Investment Services, and Wamu Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm operates with a combination of large institutional scale and unique market roles, including custody, derivatives, and futures services, providing tailored solutions for diverse client needs.