Tanya Tarampi is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 14 years of industry experience. Her work history includes positions at Cetera Investment Services LLC, Bankoh Investment Services, Bank of Hawaii, Raymond James Financial Services, BancWest Investment Services, and Ameriprise. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management programs and access to third-party managers, overseeing more than $256 billion in assets.

Sheryl Kozuma is a financial advisor with Primerica Advisors in Honolulu, HI, holding Series 63 and Series 65 credentials and over 25 years of industry experience. She has been with Primerica Financial Services and its affiliated advisory firm since 2000. Outside of her advisory role, she is involved in business activities including referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and employs model-driven investment strategies supported by third-party managers and custodians.

Nathan Domingo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Primerica Advisors since 2014 and was previously with Primerica Financial Services starting in 2012. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies largely on model-delivery strategies created by third-party asset managers and operates on a scale of approximately 3,698 advisors and $15.5 billion in assets under management.

Reyn Wicklund is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with SCF Investment Advisors, SCF Securities, and his own CPA firm, Reuben Wickland CPA, Inc. He is involved in tax preparation and accounting through his business, Wicklund CPA dba Wicklund Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management access, and institutional platforms.

Ken Kondo is a financial advisor with Ameriprise who holds Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with Ameriprise since 2007. Kondo serves on the board of directors for the Mary Savio Medical Plaza in Aiea, HI. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Michael Martinez is a financial advisor with Primerica Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at P&J Family Services, MAPJ SALES LLC, PFS Investments Inc., PHNSY, Honeywell International Inc., and Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-driven recommendations managed by unaffiliated asset managers.

Jeremy Bader is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. He has worked with Cetera and its affiliates since 2017 and was previously with LPL Financial from 2011 to 2017. Bader also has experience with American Savings Bank dating back to 2010. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and a multi-manager platform with access to both affiliated and third-party investment strategies.

William Krzesinski is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Securities Corporation for nine years. Outside of his advisory role, he is the owner of WMK Capital Management, where he acts as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing multiple portfolio management platforms and both proprietary and third-party strategies.

Cristiana Ercoli is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to joining Edward Jones, she held roles at Hugo Boss Retail Inc and Ayming. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Samuel Acosta is a financial advisor with Primerica Advisors in Kapolei, HI, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with PFS Investments Inc. since 2014 and with Primerica Financial Services since 2009. Outside of advisory services, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its investment services.

Ellen Nielson is a financial advisor with Cetera, holding a Series 66 designation and with seven years of industry experience. She has worked at Cetera and American Savings Bank since 2014. Nielson serves as a board member of the Halla Huhm Korean Dance Studio. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers various investment programs, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Bernardo Equila Liu is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he spent ten years at Bank of Hawaii. He is the Nex Gen Director for FPA Hawaii, focusing on fostering inclusive communities and supporting the development of the next generation of CFP® professionals. Edward Jones is a full-service wealth management firm with more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices, and operates under a fiduciary standard.

Gary Yu is a financial advisor at Raymond James Financial with five years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at First Hawaiian Bank, New York Life Insurance Company, and Nylife Securities. Outside of his advisory roles, he has been involved as a Wealth Associate at First Hawaiian Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical tools, and it supports both advisory programs and institutional portfolio management.

Bryce Miyamoto is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 66 designation and has worked previously at Bankoh Investment Services, Valic Financial Advisors, Securities America Advisors, and Uvest Financial Services Group. Miyamoto is based in Waipahu Mililani, HI. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to various program structures and third-party money managers.

Michele Lau is a financial advisor with Ameriprise in Kaneohe, HI, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise and its related entities since 2002. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional firm.

Bobby Gibbs is a financial advisor at Edward Jones in Pearl City, HI, holding a Series 66 designation with six years of industry experience. He previously worked at Hilton Grand Vacations from 2017 to 2019. Outside of his advisory role, Gibbs owns a rental property in Clarksville, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Lorraine Sim is a CFP® and holds a Series 66 license with 17 years of industry experience. She is currently with Cetera and previously worked at Bankoh Investment Services, Inc. and J.P. Morgan Securities. She is also a 16% owner of Grand Stoneman Partnership LP, a family limited partnership involved in rental real estate income and losses. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services available through a nationwide network of independent advisors.

Carl Takata is a financial advisor at Edward Jones with 18 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2008 in Honolulu, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Vincenzo Di Nicolantonio is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and previously worked at American Savings Bank and the Federal University of Rio de Janeiro. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jose Maria Jimenez is a CFP® professional with 18 years of industry experience, currently advising at Cetera. His prior experience includes roles at Edward Jones and First Allied Advisory Services. Outside of his advisory work, he is a founding director of the NEXT STEP FOUNDATION, a nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a variety of portfolio management and financial planning services through a large network of independent advisors. The firm utilizes a multi-manager platform with discretionary and non-discretionary program options and oversees over $256 billion in assets under management.