Melisa Lemoyne is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on family wealth management strategies, personal retirement planning, tax minimization, and retirement income. Melisa is committed to developing personalized financial strategies tailored to her clients’ long-term goals. Melisa brings extensive expertise in assisting individuals and families as they prepare for retirement, emphasizing listening to clients’ stories and understanding their concerns. Her approach addresses complex financial issues such as longevity and dementia through comprehensive wealth management plans that integrate retirement income, healthcare, and estate planning services. She holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Melisa holds a High School Diploma from Christian Brothers Academy, a Bachelor’s degree from LeMoyne College, and a Master’s degree from the State University of New York at Albany. She is active in the Central New York community, involved with organizations such as the Alzheimer’s Association, Central New York Chapter, and the New York State Children’s Alliance, Inc. Outside of work, she enjoys boating, golfing, reading, skiing, and watching movies.

Ashlyn Burtle is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and previously worked in medical imaging, including positions at Doctors Imaging Group and North Florida Regional Medical Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a variety of segments. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs.

Weston Gallop is a financial advisor with LPL Financial in Gainesville, FL, holding a Series 66 designation and 11 years of industry experience. He has worked at LPL Financial since 2022 and has concurrent experience with Cuna Brokerage Services, Inc. and CAMPUS USA Credit Union since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Philip Crutchfield is a Series 66-licensed advisor with Raymond James & Associates in Gainesville, FL, with three years of industry experience. He previously served on the School Board of Alachua County for 12 years. Outside of his advisory role, he owns a small family farm growing row crops and serves on the finance committee of a nonprofit organization, Gianna's Place. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Kelsy Levee is a financial advisor with Equitable Advisors in Gainesville, FL, holding a Series 66 designation and eight years of industry experience. She previously worked at AXA Advisors, LLC and has experience outside of finance including a role at Johnston Chiropractic Health Center and employment at the University of Florida. Kelsy is involved with the Gainesville Area Women's Network as an At Large Director and volunteers regularly at Howard Bishop Middle School. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and offers access to third-party managers and proprietary programs without sponsoring its own wrap fee program.

Startoria Stevens is a Financial Advisor at Merrill Lynch Wealth Management. She collaborates with clients to develop comprehensive financial strategies tailored to their unique goals and priorities, utilizing the resources of Bank of America and Merrill Lynch, including banking, lending, and investing services. Her approach involves creating well-structured plans that are regularly reviewed and adjusted to align with evolving client objectives. Ms. Stevens has expertise in family wealth management strategies, personal retirement planning, and retirement income. She holds the Professional Investment Advisor (PIA) designation. Her educational background includes a Master of Science in Health Service Administration from the University of Central Florida and a Bachelor of Arts in Mathematics from the University of Florida. Outside of her professional role, Ms. Stevens enjoys boating, camping, cooking, football, gardening, gymnastics, spending time with her family, swimming, and traveling.

Robert Mack is a financial advisor at Edward Jones in Gainesville, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Dish Network and T-Mobile. Outside of his advisory role, he has been involved with Nature Coast Gaming LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Kristin Gibson is a financial advisor at Cetera with 12 years of industry experience. She holds the ChFC® designation along with Series 65 and Series 63 licenses. Prior to joining Cetera, she worked at Concourse Financial Group Securities Inc and Alan Hagopian. Outside of her advisory role, she is the owner of North Florida Money Management, a business involved in tax preparation and securities services. Cetera Investment Advisers LLC is a national firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Kirk Ruth is a financial advisor with UBS Financial Services in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he is also involved in rental real estate as a property owner. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides a range of capital markets, custody, and research resources.

Pablo Vela is a Financial Advisor at Merrill Lynch Wealth Management with over 17 years of experience in the financial industry. He began his career at JPMorgan Chase, where he worked across Private Client Banking, Business Banking, Operations, and Management. He later served as an Account Manager for LATAM Financial Institutions within JPMorgan Corporate & Investment Bank, focusing on institutional clients and gaining expertise in global markets, risk management, capital allocation, and macroeconomic strategy. Pablo advises individuals, families, and business owners on financial decisions related to investment strategy, retirement planning, liquidity events, business transitions, and multigenerational wealth management. His approach emphasizes building long-term relationships and providing guidance tailored to clients' goals and values. He holds an MBA from the University of Florida and a Bachelor of Arts in Economics from the University of South Florida. Pablo is also a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. Outside of his professional responsibilities, Pablo enjoys activities such as billiards, boating, cooking, drawing and sketching, hiking, running, scuba diving, spending time with his family, traveling, and watching movies.

Samuel Fragale is a financial advisor with LPL Financial in Gainesville, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for four years and has experience with Amazon Logistics. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across discretionary and non-discretionary accounts.

Sheila Quinones is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. She has worked with various divisions of JPMorgan Chase since 2011, including J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with brokerage, distribution, and investment management capabilities.

Adam Walker is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, he spent ten years at Sanofi. He is also involved with Greg Smith, LLC, a non-investment-related support company based in Newberry, FL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique municipal advisor affiliation.

Dania Posada is a financial advisor at Merrill with a Series 66 credential and nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ann Gracy is a financial advisor at LPL Enterprise with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with LPL Enterprise since 2024, previously working at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she operates Gracy Financial Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed internally and by third-party strategists, and it offers a range of financial planning and consulting services.

Patrick Foran is a Financial Advisor with Merrill Lynch Wealth Management. He brings a disciplined approach to financial planning, drawing on his background as a graduate of the United States Coast Guard Academy and his experience navigating complex environments. Patrick emphasizes building comprehensive plans tailored to clients' goals and preferences, acting as a navigator to help clients pursue their long-term financial objectives. Before entering financial advising, Patrick served in the Coast Guard on the Great Lakes, in New England, and with the Navy in the Arabian Gulf. He then earned an MBA from Duke University's Fuqua School of Business and a Master's Degree from the University of Florida. His career path included positions in transportation, medical devices, and higher education, where he served as an MBA Admissions Director. This breadth of experience informs his client approach focused on family wealth management, retirement planning, and legacy strategies. Patrick's background instilled strong ethical standards and a commitment to putting clients first. Outside of work, he supports civic engagement and participates in organizations such as the Veterans of Foreign Wars and local booster clubs. His personal interests include bicycling, boating, camping, fishing, and various sports. Patrick holds the Personal Investment Advisor (PIA) designation.

Ryan Gleichowski is a financial advisor with Cambridge Investment Research Advisors based in Gainesville, FL. He holds a Series 65 credential and has one year of industry experience. Prior to joining Cambridge, he worked at Real Broker, LLC and American Heritage Real Estate Group. Gleichowski is also Vice President of Sports One Athlete Management, Inc., which represents professional baseball players. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a large network of independent financial professionals. The firm provides both proprietary and third-party investment strategies across various platforms and custody arrangements.

Kevin Marriott is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at UBS since 2015. Outside of his advisory role, he owns Dappa Motorsports, an aftermarket car parts business, and Dappa Health & Fitness, which offers personal training services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients' goals and risk tolerances.

Christopher Dodd is a financial advisor with Raymond James Financial Services Advisors, Inc. in Gainesville, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Raymond James since 2013 and previously spent six years with The Milner Group. Dodd also operates Dodd Ramsey Financial Group, an independent contractor business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through its advisory programs and maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Deepa Bhramdat is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and with experience at multiple firms, including Heritage Wealth Management and Cetera ADVISORS LLC. She has a varied professional background spanning roles in financial services and education-related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with both discretionary and non-discretionary options, utilizing multiple program platforms and third-party managers.