Sheila Quinones is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. She has worked with various divisions of JPMorgan Chase since 2011, including J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with brokerage, distribution, and investment management capabilities.

Adam Walker is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and previously worked for Sanofi for ten years. He is also involved with Greg Smith, LLC, a non-investment-related support company based in Newberry, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through various advisory programs and an extensive affiliate network.

Dania Posada is a Series 66 licensed financial advisor with Merrill, based in Gainesville, FL. She has nine years of industry experience, including ten years with Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services within Bank of America’s platform, providing access to a wider set of products and services.

Ann Gracy is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she operates Gracy Financial Services, an entity related to her LPL business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering a range of advisory and brokerage services supported by model portfolios, third-party asset managers, and integrated insurance products.

Patrick Foran is a Financial Advisor with Merrill Lynch Wealth Management. He brings a disciplined approach to financial planning, drawing on his background as a graduate of the United States Coast Guard Academy and his experience navigating complex environments. Patrick emphasizes building comprehensive plans tailored to clients' goals and preferences, acting as a navigator to help clients pursue their long-term financial objectives. Before entering financial advising, Patrick served in the Coast Guard on the Great Lakes, in New England, and with the Navy in the Arabian Gulf. He then earned an MBA from Duke University's Fuqua School of Business and a Master's Degree from the University of Florida. His career path included positions in transportation, medical devices, and higher education, where he served as an MBA Admissions Director. This breadth of experience informs his client approach focused on family wealth management, retirement planning, and legacy strategies. Patrick's background instilled strong ethical standards and a commitment to putting clients first. Outside of work, he supports civic engagement and participates in organizations such as the Veterans of Foreign Wars and local booster clubs. His personal interests include bicycling, boating, camping, fishing, and various sports. Patrick holds the Personal Investment Advisor (PIA) designation.

Kevin Marriott is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at UBS since 2015. Outside of his advisory role, he owns Dappa Motorsports, an aftermarket car parts business, and Dappa Health & Fitness, which offers personal training services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients' goals and risk tolerances.

Christopher Dodd is a financial advisor with Raymond James Financial Services Advisors, Inc. in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at The Milner Group from 2013 to 2019 and has been with Raymond James and affiliated entities since 2013. Outside of his advisory role, he is involved in managing the transition of his support company, Dodd Ramsey Financial Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, emphasizing tailored financial plans developed via detailed client interviews and firm research.

Deepa Bhramdat is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and with experience at multiple firms, including Heritage Wealth Management and Cetera ADVISORS LLC. She has a varied professional background spanning roles in financial services and education-related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with both discretionary and non-discretionary options, utilizing multiple program platforms and third-party managers.

Eric Vallerand is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes roles at BBVA Wealth Solutions, BBVA Securities, and PNC Bank prior to joining J.P. Morgan in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Katherine Gross is a financial advisor with Thrivent Investment Management in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she serves as Chair of the Stewardship Committee at First Lutheran Church, where she is involved in planning and promoting the congregation’s annual giving programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based financial analyses and planning without discretionary trading authority and emphasizes ongoing plan reviews while keeping planning separate from managed-account services.

David Hanson is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2016. Hanson serves on advisory finance councils for the Diocese of St. Augustine and St. Francis Catholic Academy, assisting with financial decisions and budgeting. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, corporations, and public entities, delivering advice through consultative, non-discretionary planning and portfolio recommendations.

John Hemken is a financial advisor with Primerica Advisors in Gainesville, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2015, with a brief tenure at Initiative One. Outside of advising, he is the founder and owner of Hemken Enterprises, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, using a tiered, percentage-based fee model.

Joseph Walker is a financial advisor with Edward Jones in Gainesville, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory work, he and his wife own a single-family home that they rent. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operates under a fiduciary standard, and maintains a large network of advisors and branch offices across the country.

Jonathan Monesar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized financial strategies by understanding what matters to his clients and their families. Jonathan's expertise includes general investing, retirement planning, and preparing for unexpected expenses. As a Merrill Financial Solutions Advisor, he takes time to engage with clients to discuss their goals, concerns, and questions, providing ongoing advice as their needs evolve. He holds a Bachelor's Degree from the University of Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Cynthia Watson is a financial advisor at Wells Fargo Clearing with 17 years of industry experience and holds a Series 66 designation. She has been with Wells Fargo Clearing since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Nichole Wilcox is a financial advisor at Edward Jones with two years of industry experience. She previously worked for Superior Credit Union Inc. for ten years. Wilcox also serves as a peer tutor assisting college students with business courses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by an extensive nationwide network of advisors and branch offices.

Francis Flores is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2016. He holds the Series 66 designation and is based in Gainesville, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, offering a non-discretionary approach to portfolio recommendations supported by extensive research and an affiliate network.

Angelina Ramsey is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 20 years of industry experience. She has been affiliated with Raymond James Financial Services Advisors Inc. since 2013 and currently operates under the Dodd Ramsey Financial Group and Banks Carroll Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client interviews and firm-supported research.

Sheila Smith is a financial advisor at Edward Jones with 17 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and other services under a fiduciary standard.

Ernest Watson III is a financial advisor with Wells Fargo Clearing in Gainesville, FL, holding Series 63 and Series 66 designations and 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, he co-owns rental properties in Florida. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.