Bradley Coonfield is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services since 2019, as well as earlier employment at Home Depot and Walmart. Outside of his advisory duties, he works as an independent contractor for Kynect Energy, a non-investment-related business. Primerica Advisors is a large institutional firm that offers a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm provides advisory services through financial advisors using model-delivery strategies from unaffiliated asset managers and supports trade execution and custody with established providers.

Emily McGovern is a Financial Advisor with the McGovern, O'Dell & Associates team at Merrill Lynch Wealth Management. She provides personalized financial strategies and long-term planning to individuals, families, and business owners, focusing on areas such as executive compensation, equity compensation services, family wealth management, legacy planning, retirement planning, and portfolio management services. Emily graduated Magna Cum Laude from Auburn University with a Bachelor's Degree in Finance. She began her career in Dallas, Texas, gaining industry experience with Goldman Sachs and Alliance Bernstein before joining Merrill Lynch. She holds various FINRA registrations, including Series 7, Series 63, Series 66, and SIE, and is designated as a Personal Investment Advisor (PIA). Emily is a member of the Auburn University Alumni Association and Phi Mu Sorority, and participates in the community through Impact100 of Northwest Florida. Outside of her professional duties, Emily enjoys boating, fishing, gardening, pickleball, reading, scuba diving, traveling, and spending time with family and friends.

Jonathan Woodham is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has prior experience at Regions Bank, Wells Fargo Advisors, and Stifel, Nicolaus & Company. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party investment options.

Samantha Hoffstatter is a financial advisor at Edward Jones with five years of experience at the firm and holds a Series 66 designation. Prior to joining Edward Jones, she worked at Hendrick House Calls for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Martin Robbins is a financial advisor with Ameriprise in Destin, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Command Advisory Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and employs algorithmic automation overseen by a dedicated committee to generate tailored recommendations.

Christopher Blaszyk is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. His prior roles include positions at Cetera Investment Advisers, Cetera Advisors LLC, Investors Capital Corporation, and Net Worth Solutions, where he was involved for nearly three decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research from multiple sources.

Christopher Sutherland is a CFP® with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior roles include positions at Bank of America and Merrill from 2013 to 2021. He also provided investment advisory services through TSFG, LLC, an independent registered investment advisor firm, from 2021 to 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Draylen Mc Grew is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at Bank of America and Regions Bank. Outside of his advisory role, he streams video games on Twitch as a hobby that generates additional income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Evelyn Kearney is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in delivering comprehensive wealth management strategies that are tailored to the individual goals and needs of her clients. Evelyn's approach begins with understanding each client's full financial picture and creating flexible strategies that adapt to changing market conditions. She offers access to the investment insights of Merrill as well as the banking services of Bank of America to support various financial aspects of her clients' lives. Evelyn's expertise includes college education planning, employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Bachelor's Degree from Averett College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Raised in Texas, Evelyn is family oriented and spends her off hours running, gardening, fishing, and spending time with her family. Committed to community involvement, she follows Merrill's tradition of participating in the communities served by volunteering with local organizations.

Cathleen Brock is a CFP® professional with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Reginald Hoddinott is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in advising and investing. Since August 1981, he has helped clients plan for their futures by providing guidance and developing personalized financial strategies aimed at achieving their long-term goals. His expertise covers a wide range of client needs including college education planning, divorce transition planning, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Reginald holds a Bachelor's Degree from Southeastern Louisiana University and the professional designation of Personal Investment Advisor (PIA). In addition to his professional work, Reginald is engaged in community service, volunteering with organizations in the communities he serves. Outside of work, he enjoys boating, golfing, spending time with his family, and traveling.

Donald Hawkins is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Hawkins holds Series 63 and Series 65 licenses. He also serves as a trustee for a family trust in Shalimar, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning solutions and uses proprietary research and tools to develop tailored recommendations, with clients able to choose whether and how to implement those recommendations.

Kimberly James is a financial advisor with Morgan Stanley in Destin, FL, holding a Series 66 designation and bringing 23 years of industry experience. Her career includes 20 years at Merrill Lynch, Pierce, Fenner & Smith Inc., one year at Bank of America, N.A., and four years with Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Michael Blunt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 after six years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a board member for the Raintree Villas Homeowners Association in Independence, MO. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources to support diversified investment strategies and provides both brokerage and advisory solutions.

Gustavo Gonzalez is a financial advisor with Primerica Advisors in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Primerica Financial Services and PFS Investments Inc. since 1999. Outside of advisory work, he has involvement with Freedom Hierarchy, LLC, an investment-related entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Melissa Hines is a financial advisor with Cambridge Investment Research Advisors in Destin, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. She previously worked at Guardian Life from 2013 to 2019 and has been with Cambridge Investment Research Advisors since 2019. Hines serves as a board member of the Hines Educational Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies and custody platforms.

Angela Hilderbrand is a financial advisor with Morgan Stanley in Destin, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured planning tools and scenario modeling.

Steven Cann is a financial advisor with Raymond James & Associates in Destin, FL, holding a Series 66 designation and having 19 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by extensive research and multiple portfolio management styles.

Debra Reyle is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their individual goals, leveraging the investment insights of Merrill and the lending solutions of Bank of America. Debra holds a Bachelor's Degree from Davidson College and a Juris Doctorate Degree from the University of Miami School of Law. She is also designated as a Personal Investment Advisor (PIA). In addition to her professional work, Debra is actively involved in community service, volunteering with local organizations consistent with Merrill’s tradition of community participation.

Allen Whitehurst is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Sagepoint Financial, Inc. for 14 years. Outside of his advisory role, he owns a sole proprietorship selling term life insurance and fixed annuities. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party solutions to construct diversified portfolios for its clients.