Samantha Hoffstatter is a financial advisor at Edward Jones with five years of experience at the firm and holds a Series 66 designation. Prior to joining Edward Jones, she worked at Hendrick House Calls for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Martin Robbins is a financial advisor with Ameriprise in Destin, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Command Advisory Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and employs algorithmic automation overseen by a dedicated committee to generate tailored recommendations.

Troy Wagnon is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He has held roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. prior to joining Wells Fargo Advisors. He holds a Series 63 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu tailored to clients who meet a net-worth threshold, utilizing proprietary research and planning tools.

Draylen Mc Grew is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at Bank of America and Regions Bank. Outside of his advisory role, he streams video games on Twitch as a hobby that generates additional income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Cathleen Brock is a CFP® with 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Merrill and Synovus Securities, Inc. She is based in Fort Walton Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions, relying on research and analytics to guide investment selection.

Paulo Manisck is a financial advisor with UBS Financial Services in Miramar Beach, FL, holding a Series 63 designation and 35 years of industry experience. He has been with UBS since 1991. Outside of advising, he serves as secretary for a dental corporation in Texas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines wealth management services with institutional trading capabilities and offers a broad range of financial products and services.

Reginald Hoddinott is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in advising and investing. Since August 1981, he has helped clients plan for their futures by providing guidance and developing personalized financial strategies aimed at achieving their long-term goals. His expertise covers a wide range of client needs including college education planning, divorce transition planning, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Reginald holds a Bachelor's Degree from Southeastern Louisiana University and the professional designation of Personal Investment Advisor (PIA). In addition to his professional work, Reginald is engaged in community service, volunteering with organizations in the communities he serves. Outside of work, he enjoys boating, golfing, spending time with his family, and traveling.

Donald Hawkins is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, he serves as a trustee for a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions through a broad planning menu tailored to clients meeting net-worth thresholds.

Kimberly James is a financial advisor with Morgan Stanley in Destin, FL, holding a Series 66 designation and bringing 23 years of industry experience. Her career includes 20 years at Merrill Lynch, Pierce, Fenner & Smith Inc., one year at Bank of America, N.A., and four years with Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Gustavo Gonzalez is a financial advisor with Primerica Advisors in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Primerica Financial Services and PFS Investments Inc. since 1999. Outside of advisory work, he has involvement with Freedom Hierarchy, LLC, an investment-related entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

John Woodruff is a financial advisor with LPL Financial in Miramar Beach, FL, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2010, following roles at Wells Fargo Clearing and Ameriprise Advisor Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisory services through a large network of investment adviser representatives.

Melissa Hines is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. She has 23 years of industry experience, including six years at Guardian Life prior to joining Cambridge in 2019. Hines serves as a board member of the Hines Educational Foundation in Henderson, NC. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial wellness services to a diverse client base. The firm supports a wide range of investment approaches through multiple custody platforms and offers both proprietary and third-party model strategies.

Angela Hilderbrand is a financial advisor with Morgan Stanley in Destin, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured planning tools and scenario modeling.

Steven Cann is a financial advisor with Raymond James & Associates in Destin, FL, holding a Series 66 designation and having 19 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by extensive research and multiple portfolio management styles.

Debra Reyle is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their individual goals, leveraging the investment insights of Merrill and the lending solutions of Bank of America. Debra holds a Bachelor's Degree from Davidson College and a Juris Doctorate Degree from the University of Miami School of Law. She is also designated as a Personal Investment Advisor (PIA). In addition to her professional work, Debra is actively involved in community service, volunteering with local organizations consistent with Merrill’s tradition of community participation.

Allen Whitehurst is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and Spelman & Co., Inc. Outside of his advisory role, he owns a sole proprietorship selling term life insurance and fixed annuities. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes through multiple advisory platforms.

Teresa Mclaughlin Bass is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2007, she has worked to guide her clients toward achieving their individual and family financial goals. Her focus areas include retirement planning, college education planning, family wealth management strategies, legacy planning, and portfolio management services. Tess employs a defined process that begins with understanding each client's unique situation to establish objectives, develop suitable strategies, and review progress. She utilizes a conservative investment approach emphasizing tax minimization, capital preservation, and estate planning services. Tess holds the Chartered Financial Consultant (ChFC®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA®) designations. She graduated cum laude with a Bachelor of Science degree in Business Administration from Troy State University. A native of Destin, Tess resides in Shalimar with her husband, Joe, and their son, Carver. She supports local communities including Liza Jackson Preparatory School and Impact 100 Northwest Florida. Her personal interests include boating, fishing, football, music, reading, spending time with family, and traveling.

Eric Delagarza is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked at UBS Financial Services for 12 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2025. Delagarza holds Series 65 and Series 66 licenses and is based in Destin, FL. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling while generally acting in an advisory capacity for client plans.

Mark Kilbride is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Eglin Federal Credit Union, CUSO Financial Services, CUNA Brokerage Services, Kestra Financial Services, Klear Financial, and Raymond James & Associates. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes automated allocations, third-party managers, and bespoke strategies, managing over $256 billion in assets with a network of more than 10,000 advisors.

David Zhang is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade in various roles since 2019. Prior to his financial services career, he was employed at the University of Minnesota in facilities management, public safety, and other capacities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to discretionary separately managed accounts via an integrated platform with centralized custody and operational support.