Wheat Kelley is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 38 years of industry experience. His prior roles include positions at Wells Fargo Clearing, PNC Investments, BBVA, Compass Bank, and BB&T Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and advisory services, supporting both discretionary and non-discretionary strategies.

David Hancock is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2014. He specializes in advising business owners, entrepreneurs, retirees, and affluent families on various aspects of their financial lives, including retirement income planning, generational wealth transfer, estate planning, and concentrated stock strategies. David collaborates with clients' legal and accounting professionals to develop comprehensive wealth management plans that align with their personal, professional, and charitable priorities. David earned a Bachelor's Degree in Accounting from Samford University's Brock School of Business. Before joining Merrill Lynch, he worked as a Certified Public Accountant at PricewaterhouseCoopers. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). David and his wife, Halley, live in Columbus, Georgia, with their four children. He is actively involved in his community, serving on the boards of Clement Arts and Lantern Vision. His personal interests include reading, spending time with family, and playing tennis.

Dennis Hendrix is a financial advisor with Ameriprise in Columbus, GA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Hendrix serves on the Board of Directors for the Columbus State University Athletic Foundation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement-income advice through a centralized consulting team.

Jeff Dakin is a financial advisor with Raymond James & Associates in Columbus, GA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary services with a variety of portfolio management styles and affiliated research.

Sean Starkey is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing from 2015 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Joseph Young is a financial advisor at LPL Financial in Columbus, GA, holding the CFP® designation and Series 66 license with 20 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Synovus Securities, Inc. and Synovus Bank from 2003 through 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Benjamin Toelle is a financial advisor at Raymond James Financial Services Advisors, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Total System Services and Aflac. Outside of his advisory role, he is a co-owner of several rental properties in Columbus, GA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services including municipal and public-finance advisory and employer SIMPLE IRA consulting programs.

James Jordan is a CFP®-credentialed financial advisor at Stifel with three years of industry experience. Prior to joining Stifel, he held roles at Mountain Oak Mill, Columbus Body Works, Operation HOPE, and Tsys. He serves as a board member for both The Greater Columbus Sports & Events Council, Inc. and the Columbus, Georgia Consolidated Government Community Development Advisory Council. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Jonathan Hemmings is a financial advisor with Wells Fargo Clearing in Columbus, GA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes multiple terms at Wells Fargo entities and six years at Ameriprise Financial Services. Wells Fargo Advisors serves individual, corporate, and institutional clients nationwide by providing investment advisory services, financial planning, and retirement plan consulting. The firm leverages research from Wells Fargo Investment Institute and third parties, applying diversification principles and modern portfolio theory, while also facilitating a range of financial products through affiliated banks and insurance companies.

Larry Smith Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc. in Columbus, GA, holding Series 63 and Series 65 licenses and 36 years of industry experience. His previous roles include positions at Ameriprise Financial Services, Inc., Wells Fargo Clearing, and Banc of America Investment Services, Inc. He is the owner and president of Smith & Associates Private Wealth LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

David Folds is a financial advisor at Raymond James Financial Services Advisors, Inc. in Columbus, GA, with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Advisors for 11 years before joining Raymond James in 2020. Outside of his advisory role, he owns and operates a seasonal fireworks retail store in Phenix City, Alabama. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical modeling and supports institutional consulting and portfolio management across a large advisor network.

Homer Shuler is a financial advisor with Wells Fargo Clearing in Columbus, GA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His career includes roles at Wells Fargo Advisors LLC, Morgan Keegan & Company, LLC, and Citigroup Global Markets. He serves on the finance committee of St. Paul United Methodist Church in Columbus, GA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and utilizes research and analytics grounded in diversification principles and modern portfolio theory.

Ronica Smith is a financial advisor with Edward Jones in Columbus, GA, holding a Series 66 designation and 14 years of experience at the firm. She has served as treasurer of the American Legion Post 35 Auxiliary. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a wide range of investment and advisory strategies supported by a large nationwide network of financial advisors.

Lori Allen is a financial advisor with Morgan Stanley in Montgomery, AL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is an independent contractor for Mary Kay Cosmetics. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market modeling in its financial planning process.

Christopher Webb is a financial advisor with Edward Jones in Columbus, GA, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Edward Jones since 2016 and serves as a bi-vocational Baptist pastor, preaching weekly and leading Bible study and prayer meetings. Webb also holds leadership roles in Baptist associations and a business networking organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors across the United States.

Robert David III is a financial advisor with Morgan Stanley in Columbus, GA, holding a Series 66 designation and 21 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously with Citigroup Global Markets from 2006 to 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct individual plans and Corporate Financial Planning agreements.

Archie Morris III is a financial advisor with Merrill in Columbus, GA, holding Series 63, 65, and 66 credentials and 44 years of industry experience. He has been with Merrill since 1982 and affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, he owns a small agricultural operation managing a few cows on his farm. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution. The firm utilizes multiple program strategy types and emphasizes tax-efficient investment capabilities, supported by integration with Bank of America affiliates and a comprehensive capital-markets platform.

Kenneth Couture is a financial advisor with Ameriprise in Columbus, GA, holding Series 63 and Series 66 designations and 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He serves on the Board of Directors and is Foundation Chair of the Muscogee Rotary Club. Ameriprise provides retirement-income planning services focused on individuals with significant investable assets, utilizing a centralized consulting team that delivers tailored, research-driven recommendation reports combining tax efficiency and adaptive withdrawal strategies.

Cynthia Chilkuri is a financial advisor with LPL Financial in Columbus, GA, holding a Series 66 designation and three years of industry experience. She has previously worked at Cetera Investment Advisors, Cetera Wealth Services, and Reneau Wealth Advisors, among others. Outside of her advisory role, Cynthia is the owner of Cafe Le Rue, a business she has operated since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutional clients. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of advisors and advanced operational tools.

Averett Flory is a Wealth Management Advisor with Merrill Lynch Wealth Management. He assists clients in handling their financial lives with greater clarity and ease, helping them accomplish their financial goals through personalized wealth management strategies. His approach is grounded in understanding each client's full financial picture to develop strategies that align with their long-term objectives. Flory's expertise includes college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income. He was inspired to enter the financial advising profession by his father, who is the senior partner on their team, after observing the positive impact his father has had on clients' lives. Averett holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Georgia. Averett is also engaged in community activities, continuing the tradition of participation that is a core part of Merrill's values.