Frank Voli is a financial advisor with Commonwealth Financial Network in Wilmington, NC, holding the CFP® designation and Series 63 and Series 65 licenses. He has 36 years of industry experience and has worked at firms including RBC Capital Markets Corporation and V & V Financial. Voli is also the owner of V & V Financial, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors nationwide. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Pantelis Miliotis is a CFP® professional with nine years of industry experience, currently affiliated with Commonwealth Financial Network. His career includes roles at Pathfinder Wealth Consulting and The Vanguard Group. He is based in Wilmington, NC, and holds Series 63 and Series 66 licenses. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, third-party asset manager access, and custody services.

Jerry Smith is a financial advisor at Truist Advisory Services with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Truist Investment Services since 2006. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary management, utilizing third-party platforms and manager arrangements, and integrates inter-affiliate resources to support its AMC Advantage program.

Stephen Lozan is a financial advisor at Oppenheimer with 30 years of industry experience. He has been with Oppenheimer since 2008 and previously worked at Citigroup Global Markets for 10 years. Lozan holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a wide range of programs and manages assets using both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Keith Dorney is a financial advisor with Empower Advisory Group in Wilmington, NC, holding Series 65, Series 63, and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Fisher Investments, Wells Fargo Advisors, and Happy Valley Partners. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm operates through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Michael Hudson is a financial advisor at Farther with 31 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Zermatt Wealth Partners, LLC and RS Wealth Management. Outside of his advisory role, he owns Hudson Wealth Management, LLC, which engages in the sale of fixed life insurance. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs an investment approach based on Modern Portfolio Theory, using bespoke and algorithmic model portfolios with automatic rebalancing, primarily allocating among ETFs, mutual funds, individual equities, and fixed income.

Ralph Williams III is a financial advisor at Commonwealth Financial Network with 46 years of industry experience. He holds the CFP® designation and Series 63 and 66 licenses. Williams is the owner of Sterling Wealth Management, LLC and has been affiliated with Commonwealth and Sterling Wealth Management since 2012. Outside of his advisory work, he is a co-owner of BCB Farm LLC, a family farm real estate holding company that also provides accounting and tax preparation services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while offering operational and compliance support to affiliated advisors.

Shannon Devita is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 14 years of industry experience. She has worked at firms including Merrill, Bank of America, Cetera Investment Services, and Huntington Investment Company. Devita is also involved in fixed insurance sales, dedicating a portion of her professional time to this activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers a broad range of managed-account programs and access to third-party asset managers, providing both discretionary and nondiscretionary portfolio solutions.

Elliott Moskowitz is a financial advisor with Commonwealth Financial Network, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has worked at Commonwealth since 2010 and is currently a co-owner of LifeTime Asset Management, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing a range of advisory programs and services along with operational, trading, technology, compliance, and practice-management support. The firm offers discretionary portfolio management and various program structures designed to meet diverse client needs.

Charles Cunningham is a ChFC®-designated financial advisor with 46 years of industry experience. He is currently with Kestra Advisory, where he has worked since 2022. Prior to Kestra Advisory, Cunningham spent 16 years at LPL Financial. He is also an agent for a group life and health insurance trust, dedicating part of his time to the sale and service of insurance products. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and pooled plan solutions, serving large institutional investors such as sovereign wealth funds.

Richard Sheilds Jr. is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and over 27 years of industry experience. He has worked at Private Advisor Group since 2016 and has previous experience with LPL Financial, Mutual Service Corporation, and Osaic FA, Inc. Sheilds also manages his own independent investment advisory activities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing both discretionary and non-discretionary strategies, third-party managers, and proprietary technology platforms such as WealthSuite and Pontera.

Leslie Price is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. Based in Wilmington, NC, Price holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm that serves over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Brendan O'Kelly is a CFP® with 24 years of industry experience, currently practicing at LPL Financial in Wilmington, NC. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved with Grover Financial Services in a non-investment capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advice delivery through a large network of investment adviser representatives.

Randall Trimm is a Series 66-licensed financial advisor with seven years of industry experience, currently with Edward Jones since 2019. Prior to joining Edward Jones, he worked at Great River Federal Credit Union from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Weston Poulos is a CFP® professional affiliated with LPL Financial in Wilmington, NC, with nine years of industry experience. He previously worked at MML Investors Services, LLC and Mass Mutual Life Insurance Co. Poulos holds an outside insurance sales position focusing on life and disability insurance and is a partner in Spectrum Wealth Strategies, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, utilizing various portfolio programs and platforms supported by operational and research tools.

John Graves is a ChFC® credentialed financial advisor with 40 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has prior experience with Cetera Advisors and his own firm, The Renaissance Group, LLC. Outside of his advisory work, he is the owner of Safe Harbor Publishing and engages in authoring, education, podcasting, and speaking activities. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides a range of investment implementation options, including proprietary and unaffiliated strategies, with an emphasis on tailored client objectives and institutional features unique among peers.

Teresa Holzwarth is a CFP® professional with 32 years of industry experience. She is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., where she has worked since 2019. Her prior experience includes 13 years at Lincoln Financial Securities Corporation. Outside of her advisory role, she serves as vice president of Rogers and Holzwarth Associates, an independent insurance agency. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using a range of portfolio management strategies and platform arrangements.

Shannon Colon is a CFP® and Series 66-registered financial advisor at Edward Jones with 18 years of industry experience. Her prior roles include positions at Merrill Lynch, Vanguard, and Wells Fargo. She is currently based in Wilmington, NC. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets. The firm offers a range of advisory strategies and maintains a large network of financial advisors and branch offices.

Debra Pickett is a CFP®-certified financial advisor with six years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones and held roles in various industries including pharmaceuticals and manufacturing. Pickett serves as a committee member on the Town of Leland Economic Development Committee. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs a tailored, non-discretionary planning approach using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

David Lohff is a financial advisor with Ameriprise, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Outside of his advisory role, Lohff serves as a substitute pastor and occasionally speaks at churches, and he also leads group exercise classes at Rockwell Fitness. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines algorithmic automation with advisor collaboration and offers a broad range of advisory, brokerage, and insurance solutions.