Danielle Sanchez is a financial advisor with First Command Advisory Services in Ventura, CA, holding a Series 66 designation and six years of industry experience. Her prior work history includes positions at Bank of America and a brief role at Mitchell Katz Winery. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized investment management team to select and monitor portfolios and third-party managers.

Colin Kilpatrick is a CFP® with 16 years of industry experience and has been with Centaurus Financial, Inc. since 2016. He holds a Series 66 license and operates in Camarillo, CA. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm uses a mix of fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management, including specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Craig Skeels is a financial advisor at Commonwealth Financial Network with over 45 years of industry experience. He holds the CFP® and ChFC® designations. Prior to joining Commonwealth, he worked at Kestra Advisory Services LLC, Kestra Investment Services LLC, United Capital Financial Advisers, LLC, and Girard Securities, Inc. He is also a partner, CEO, and co-owner of Skeels & Fox Wealth Management, LLC, and owns Skeels and Wheels, LLC, which provides securities, advisory, insurance services, and car enthusiast activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers managed-account programs, access to third-party asset managers, retirement consulting, and custody services, with portfolios implemented using in-house or outsourced model options.

Nicholas Goodwin is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC. His prior roles include positions at Mariner Independent Advisor Network, LLC and LPL Financial, LLC. Goodwin is also involved with Watermark Insurance Services as an insurance agent. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations by offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to multiple advisory programs, third-party asset managers, turnkey asset management platforms, and firm-managed model portfolios supported by strategic partners such as Fidelity and BlackRock.

Cody Nigh is a CFP® with eight years of industry experience, currently affiliated with Commonwealth Financial Network. His career includes previous roles at Powell Financial Group, CCG Wealth Management LLC, and Lincoln Financial Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support platforms including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Russell Fox is a financial advisor with Commonwealth Financial Network, holding the CFP® and ChFC® designations and possessing 34 years of industry experience. He has previously worked at Kestra Advisory Services LLC, Kestra Investment Services LLC, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Fox is also a partner and president of Skeels & Fox Wealth Management, LLC, a private entity involved in securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Barton Ketterling is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at Commonwealth since 2009 and has been involved in tax and accounting services since 1988, including operating a tax preparation business. Ketterling is also the owner of a payroll service company supporting his tax business. Commonwealth Financial Network is a dual-registered broker-dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs, third-party asset manager access, and custody services, providing both discretionary and nondiscretionary investment solutions.

Timothy Warren is a financial advisor with Private Advisor Group, LLC in Camarillo, CA, holding a Series 66 designation and over 26 years of industry experience. His career includes roles at firms such as LPL Financial, Avantax, Cetera, and 1st Global Advisors. He is also a licensed CPA providing tax preparation and accounting services through his own practice. Private Advisor Group serves a wide range of clients, including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to both proprietary and third-party asset management programs, supported by a network of investment adviser representatives who tailor strategies to client objectives.

John Clay Jr. is a financial advisor with D.A. Davidson & Co. in Ventura, CA, holding a Series 66 designation and 25 years of industry experience. He has been with D.A. Davidson since 2013. Outside of his advisory role, he owns Cordell Wellness LLC, a cryotherapy wellness center in Oxnard, CA. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various financial planning tools and a Private Wealth program for high-net-worth clients, operating under fiduciary standards and utilizing both qualitative and quantitative analyses in its investment approach.

Andrew Newell is a CFP® and holds a Series 65 license, with four years of experience in financial advising. He has worked at Mariner Wealth Advisors since 2022 and previously spent one year at Western International Securities, Inc. Prior to his financial career, he served ten years with the South Australia Police. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, providing investment management, financial planning, retirement plan consulting, and access to various investment vehicles. The firm offers integrated tax services and family office capabilities alongside discretionary, customized portfolio management supported by in-house research and third-party managers.

Juan Viveros is a financial advisor at Voya Financial Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Voya, he worked at Planmember Securities Corporation and has experience in education and food service sectors. Voya Financial Advisors serves a broad mix of individual and institutional clients, providing financial planning, portfolio management, and retirement plan consulting. The firm offers multiple program structures, including wrap programs and third-party money manager access, and operates with a preference for non-discretionary, recommendation-based client relationships.

Andrea Chases is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Her background includes long-term roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of advisory work, she provides bookkeeping services through a temporary contract arrangement. Park Avenue Securities LLC serves a wide range of clients, including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement and business consulting, utilizing a mix of proprietary and third-party investment strategies across various account types.

James Chackel is a financial advisor at Empower Advisory Group with a Series 66 designation. He has been with Empower Advisory Group since 2026 and has previous experience at Empower Financial Services and American Senior Benefits. Outside of finance, he worked for several years at Santino's Pizza. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing in their planning approach.

Alexander Lyskin Jr. is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with Commonwealth Financial Network since 2016. He operates Lyskin Financial Advisory, Inc., a private entity for securities, investment advisory, and fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Marilyn Germann is a financial advisor with Planmember Securities Corporation and holds a Series 63 designation. She has 27 years of industry experience and has worked with firms including Easilamente, Legacy Financial Group, Aflac, and Irm Distributors, Inc. Outside of her advisory duties, she assists in the sales of t-shirts and water polo rules booklets at Easilamente. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation process to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Gregory Lamp is a financial advisor with Kestra Advisory in Newbury Park, CA, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. His prior roles include positions at Morgan Stanley and Sagepoint Financial, Inc. Lamp is also involved with FinancialPointe in an insurance capacity. Kestra Advisory provides investment advisory and retirement-plan consulting services to institutional and individual clients, offering fiduciary consulting, plan-level investment advice, and a range of managed solutions tailored to large plan sponsors and diverse investor types.

Jack Dvir is a financial advisor at Kestra Advisory with 25 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at SagePoint Financial for 12 years. Outside his role at Kestra, he engages in consulting through Financial Pointe. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, supporting clients such as sovereign wealth funds and other large institutional investors.

John Distad Jr. is a financial advisor at D.A. Davidson & Co. with 51 years of industry experience. He holds Series 63 and Series 65 credentials and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm emphasizes fiduciary standards under the Advisers Act and ERISA, offering services such as retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Rebecca Albert is a financial advisor with Primerica Advisors and holds a Series 66 designation. She has seven years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance. Outside of her advisory work, she serves as an administrative assistant to the ACO at Pacific Advisors. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a mix of proprietary and third-party investment strategies across various account types.

John Jacobson is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets Inc. serves individual and institutional clients across a range of wealth segments, offering diverse investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies using internal standards and oversight committees and operates at a large institutional scale with specialized market roles such as swap dealing and futures commission merchant services.