Rebecca Albert is a financial advisor at Guardian Life with eight years of industry experience. She holds the Series 66 designation and previously worked at Wynn & Hall Financial Services for 15 years. Outside of advising, she is employed as an administrative assistant to the ACO at Pacific Advisors. Guardian Life’s affiliate, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary and third-party advisory solutions, alongside a range of insurance products and alternative investments.

Henry Whitney is a CFA® charterholder with seven years of industry experience. He has been with PlanMember Securities Corporation since 2019 and also has experience with TBI Financial. Outside of his advisory work, he is involved with the SB Polo & Racquet Club. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework and manages unitized, risk-based mutual-fund portfolios ranging from conservative to aggressive, supported by education and personalized retirement planning services.

Timothy Swier is a financial advisor with PlanMember Securities Corporation, holding a Series 63 license and 32 years of industry experience. He has been with PlanMember since 2008 and has operated Timothy A. Swier Financial Services since 1992, focusing on insurance and investment services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, employing a strategic asset allocation framework and managing risk-based mutual fund portfolios.

Davin Carey is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 credentials and 18 years of industry experience. His career includes roles at Avantax Planning Partners and several affiliated entities, as well as at Carey & Hanna CPAs. Carey serves on the boards of a non-profit housing corporation and Chabad, where he advises on real estate and business matters, and participates on the Thousand Oaks Investment Review Committee. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, financial planning, Social Security optimization, and retirement advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider, utilizing a diversified investment approach integrated within the broader Cetera network.

Austin Ziehl is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he has work experience at California Lutheran University and Bishop Diego High School. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services to plan sponsors and participants.

Michael Snowden Jr. is a Series 66 licensed advisor with 16 years of industry experience, currently serving at Mariner Wealth Advisors since 2021. Prior to joining Mariner, he worked for Lang Advisors, LLC, doing business as Channel Islands Financial Group, for seven years. He is also a member of the Channel Islands Group holding company. Mariner Wealth Advisors serves a broad range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios managed by an internal team and Investment Committee, integrating in-house research with third-party managers and supports integrated tax and accounting services alongside traditional portfolio management.

Karen Waite is a financial advisor at PlanMember Securities Corporation with 27 years of industry experience. She holds Series 63 and Series 65 designations. Her prior roles include positions with Arbonne Corporation and the Solvang City Council, where she served multiple terms. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach in managing risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Toby Spach is a Series 66 licensed advisor at PlanMember Securities Corporation with two years of industry experience. His previous roles include positions at Carp Physio, the University of Southern California, InstaCart, Santa Barbara City College, and Carpinteria High School. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and offers education and support services such as personalized retirement planning and seminars.

Heber Lares is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. He is based in Ventura, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments with a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies using internal standards and oversight committees, and operates with distinctive market roles including swap dealing and futures commission merchant activities.

Jeffrey Wiseman is a financial advisor at Cresset Asset Management, LLC with 20 years of industry experience. He holds the Series 63 designation and has been with Cresset since 2023, following nine years as a self-employed advisor. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse client base that includes individuals, high-net-worth families, trusts, estates, retirement plans, charitable organizations, and corporations. The firm focuses on diversified, asset-allocation-driven portfolio construction tailored to client objectives, employing both active and passive strategies and conducting rigorous due diligence on third-party managers.

Anita Jeffrey is a financial advisor with D.A. Davidson & Co., holding a Series 66 designation and 24 years of industry experience. She has been with D.A. Davidson since 2014. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Daniel Stryker is a financial advisor with First Command Advisory Services in Ventura, CA. He holds Series 65 and Series 63 licenses and has recently transitioned from the United States Navy, where he served from 2019 to 2026. He has been with First Command in various capacities since 2025. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team and Wealth Portfolio Managers to design and manage model portfolios.

Heather Rupp is a CFA® charterholder with two years of industry experience, currently affiliated with PlanMember Securities Corporation. She serves as an adjunct professor teaching investments and portfolio management at Westmont College. Prior to her current roles, she held positions at firms including B. Riley Capital Management, Phase Capital, and Peritus I Asset Management. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers education and support through seminars and personalized planning, utilizing a top-down strategic asset allocation approach with risk-based mutual fund portfolios.

Brian Holland is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 65 and Series 63 licenses and having 11 years of industry experience. Prior to joining PlanMember in 2020, he worked at National Pension & Group Consultants, Inc. for four years and has been involved with Fidelity Security Life Insurance Company and Forrest T. Jones & Co., Inc. since 2015. Holland also operates his own insurance sales business. PlanMember provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach using unitized, risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Howard Kreutzinger is a financial advisor with D.A. Davidson & Co. in Ventura, CA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporations. The firm operates under fiduciary standards and offers a range of services such as retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth.

Randall Patrick is a CFP® professional with 16 years of industry experience, currently affiliated with PlanMember Securities Corporation. He has been involved in both securities and insurance sales through his roles at Mindful Wealth Insurance Solutions and Mindful Wealth Planners, LLC since 2021, as well as operating as a self-employed financial agent since 2016. PlanMember Securities Corporation provides retirement-plan advisory services primarily to employers and plan participants, acting as an ERISA Section 3(38) fiduciary. The firm employs a strategic asset allocation framework and risk-based mutual fund portfolios, offering education and support services including personalized retirement planning and separation counseling.

Erin Burke is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2009, currently working at Morgan Stanley Private Bank, N.A. in Oxnard, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and advanced analytical tools.

Noah Jones is a financial advisor with Edward Jones in Ventura, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he worked at the University of California Santa Barbara and in behavioral wellness and industrial supply roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with a large nationwide network of advisors and branch offices.

Michael Miskel is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a 15-year tenure at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Barbara Shufani is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 20 years of industry experience. Her prior roles include positions at Sathers Insurance Agency, Sagepoint Financial, Inc., and Icm. Outside of her advisory work, she serves as a homeowner association board member and provides in-home care for her daughter with a disability. OSAIC serves a diverse clientele including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization. The firm is notable for its large scale, complex affiliate network, and recent consolidation activities.