Peter Barbato is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Blackhawk School District, Joel Martin and Associates, and Flick Financial. He also has experience working with Beaver Falls Coffee and Tea and Geneva College. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, with a focus on dependable income sources and tax-aware withdrawal strategies.

Trudy Ingram is a CFP® with four years of industry experience, currently serving as a financial advisor at Ameriprise in Chattanooga, TN. Prior to joining Ameriprise in 2021, she worked briefly at Northshore Financial Strategies and spent three years with the U.S. Air Force supporting the Military & Family Readiness Center. She also holds a paraplanner role outside of her advisory work. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on tax-aware withdrawal strategies and dependable income sources.

Kyle Seiler is a financial advisor at Primerica Advisors with four years of industry experience. He holds Series 65 and Series 63 designations and has worked at firms including PFS Investments Inc and Morgan Fidelity Associates. Seiler also works as a Medicare health insurance agent, selling policies for multiple carriers. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors using model-based strategies managed by unaffiliated asset managers.

Benjamin Payne is a financial advisor with Edward Jones in Cleveland, TN, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he assists with Serenity Trades, an online sales business, providing consulting and support unrelated to securities. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a broad range of advisory services and approximately $1.01 trillion in assets under management. The firm operates a large network of financial advisors and offers various investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, under a fiduciary standard.

Christopher Bradberry is a financial advisor with LPL Financial and holds a Series 66 designation. He has 21 years of industry experience and has previously worked with FTB Advisors, Inc. and First Tennessee Brokerage, Inc. Bradberry operates in Chattanooga, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research and model portfolios.

Shannon Ritzhaupt is a financial advisor at Edward Jones in Cleveland, TN, with six years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is the owner of a restaurant, Cafe Roma, which she has overseen since 2003. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory strategies and maintains a large nationwide network of advisors and branches.

Luz Giraldo is a financial advisor with Mass Mutual Investors Services in Cleveland, TN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at MetLife Securities Inc. for 17 years before joining Mass Mutual in 2016. Outside of her advisory role, she is also an individual life and health insurance agent. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers various programs including educational seminars and event‑driven planning services such as divorce and estate settlement planning.

Ian Early is a CFP® with 12 years of industry experience and has been with Edward Jones since 2013. He holds the Series 66 designation and is based in Hixson, TN. Outside of his advisory role, he is a minority member in multiple LLCs, including Catalina Capital Enterprises LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a nationwide network of more than 23,700 financial advisors.

Andrew Carson is a Series 66-licensed financial advisor with Edward Jones in Cleveland, TN, where he has worked since 2014. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of more than 23,700 financial advisors.

William Abercrombie is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. He previously worked for Unum for ten years. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored non-discretionary advisory services using analytical tools and supports its clients through a broad network of advisors and specialized programs.

James Scotchie is a financial advisor at Ameriprise with 30 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he serves on the Board of Directors and as Treasurer and Chair of the Finance Committee for Girls Preparatory School in Chattanooga, TN, and is involved in a consulting business unrelated to investments. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support to deliver tailored retirement income plans, with an emphasis on assets managed within Ameriprise accounts.

Merrie Crawford is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 65 and Series 63 licenses and possessing 29 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody through Pershing, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Gregory Highwood is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1999. Outside of his advisory role, he has involvement with Gold's Gym and Creswell Enterprises LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and offers limited discretionary separately managed account options.

Thomas Tanner is a financial advisor with OSAIC in Ooltewah, Tennessee, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Outside of his advisory work, he has experience in entrepreneurial ventures with T&B Designs Jewelry. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services supported by advanced portfolio construction tools and access to third-party money managers.

Richard Cox Sr. is a CFP® and ChFC® credentialed advisor with 40 years of industry experience. He is currently with OSAIC and has previously worked at American Portfolios Advisors, Inc., American Portfolios Financial Services, Inc., and Advisor Planning Corporation. Outside of his advisory role, he owns a hobby car club called Southeast Chevelles and serves as a study group leader mentoring other Christian advisors. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services using asset-allocation tools and third-party platforms to construct portfolios tailored to client needs.

Ronald Mc Kelvy is a financial advisor with Ameriprise, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a board member of the Catoosa County Elections Board. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Looney is a CFP® and holds a Series 66 license with Edward Jones, where he has worked since 2012, accumulating 13 years of industry experience. He serves as a deacon at Oakwood Baptist Church in Chickamauga, GA, and holds board positions with the Chickamauga Public Library and the Cherokee Regional Library Board. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors.

William French is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and five years of industry experience. He has been with MML Investors Services since 2020 and has additional experience at BD Planning Partners. Outside of finance, he participates in a local business, Blair's Estate Sales, as a moving team member. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing tools such as Monte Carlo simulations and automated asset-allocation software to develop client recommendations.

Kyle Luthy is a financial advisor with Ameriprise in Chattanooga, TN, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has worked with Ameriprise and its affiliates since 2009. Additionally, he provides client service and administrative support through Mainstay Service Group, LLC. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis.

Tyler Matchack is a financial advisor with Cetera in Cleveland, TN, holding a Series 66 license and one year of industry experience. Prior to joining Cetera, he worked at MassMutual and MML Investors Services, LLC. Outside of finance, he has experience working with community organizations including Mercy Ridge Church Of God and Silverdale Baptist Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a mix of discretionary and non-discretionary authorities.