Tingting Wu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, no additional activities are noted. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Armando Campos is a financial advisor with Wells Fargo Clearing in Montecito, CA, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Thomas Vigil is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2009. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He operates a separate business under the name Live Oak Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions, offering a range of financial planning and investment management solutions.

Clive Fairchild is a financial advisor at Wells Fargo Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at SavantX and operated The Fairchild Group LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth thresholds, utilizing proprietary research and tools to develop personalized recommendations.

Shawn Arner is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following positions with Wells Fargo Advisors, LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related products and bank deposit sweep options among its investment offerings.

Jorge Lozano is a financial advisor with Wells Fargo Clearing in Oxnard, CA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2022 and has prior experience with Wells Fargo Clearing Services, LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Berenice Garcia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she serves as treasurer for the Nipomo Youth Softball League. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in a modern portfolio theory approach and including a broad range of financial product options.

Brian Wiese is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and with 29 years of industry experience. He has been with LPL Financial since 2003 and previously worked at Wells Fargo Clearing from 2000 to 2003. In addition to his advisory role, he is involved with Summit Investment Group, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisory services through various strategies and research tools.

Rigoberto Pena Rankin is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and also operates BMA Wines. Outside of his advisory role, he serves as Treasurer and Finance Committee Chair on the board of the San Luis Obispo Country Club. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its diversified investment strategies.

Iran Zaranda Velazquez is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 1991, he has provided wealth management services to a diverse clientele through The Filsouf Cox Wealth Management Group, which serves clients across 25 states. His client base includes successful business owners, oil and gas executives, retirees, affluent women who have experienced divorce or loss of a spouse, and members of the medical community. Mr. Velazquez is a qualified Portfolio Advisor who assists clients in pursuing their investment objectives by recommending strategies from Merrill Lynch Wealth Management or approved third-party investment managers. His services include aligning investment and retirement planning with wealth transfer, education funding, and liability management. He meets clients according to their schedules and often visits their homes, offices, or hospitals to provide tailored support. He earned a bachelor's degree from West Texas AM University and holds the Personal Investment Advisor (PIA) designation. Fluent in Persian, Polish, and English, Mr. Velazquez is active in community organizations such as March of Dimes, Serra Club, Amarillo Downtown Lions Club, and St. Thomas The Apostle Church. Outside of work, he enjoys chess, football, music, soccer, spending time with his family, and traveling.

Ryan Sutherland is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He is based in Pismo Beach, California. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management services separate.

Peter Patag is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Thrivent Financial, Primerica, Blakeslee & Blakeslee Inc., Farmers Insurance Group, and California Polytechnic State University at San Luis Obispo. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning covering various topics without including implementation, and clients can combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Nelson Pamplona is a financial advisor with Edward Jones in Morro Bay, CA, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Zimmer Biomet and Arthrosurface. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Cheryl Millard is a financial advisor at Merrill with Series 63 and Series 66 credentials and 43 years of industry experience. She has worked at Merrill since 2005 and has been with Bank of America since 2009, both roles held concurrently. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sarah Santana is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and 14 years of industry experience. Her prior roles include positions at Edward Jones, Raymond James Financial Services, Pacific Premier Bank, and Arete Wealth Management. She serves on the boards of several nonprofit organizations, including the Orfalea College of Business, The Whealth Foundation, and Eight Ministries. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolios, third-party asset management, and institutional platforms to individuals, retirement plan participants, banks, and trust companies. The firm supports its network of over 22,800 advisors with a range of advisory and brokerage services that include discretionary and non-discretionary strategies.

Mitchell Wallace is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2012. He has also been associated with JPMorgan Chase Bank, N.A. and Wamu Investments, Inc. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering its programs on a non-discretionary basis.

Melissa Miller is a Series 66-licensed financial advisor with Wells Fargo Advisors in San Luis Obispo, CA, bringing 14 years of industry experience. She has been with Wells Fargo and its affiliated entities since 2011. Outside of her advisory role, she is involved with the LT Michael "Peanut" Miller Memorial Foundation, where she participates in reviewing scholarship applications for a fire science scholarship, and she holds certification as a Divorce Financial Analyst through her separate consulting business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and divorce planning, and develops tailored recommendations using proprietary research and planning tools.

Jeffrey Brown is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He has prior experience with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has worked since 2001. Outside of his advisory role, he owns a small business that rents reusable moving boxes in San Luis Obispo, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menu.

Mark Harasym is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 66 designation and 11 years of industry experience. He is a partner at Gray & Harasym LLP, a tax preparation firm he has been involved with since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-based recommendations that incorporate tax-efficiency and adaptive withdrawal strategies.

Samantha Rodrigues is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their financial goals and builds personalized portfolio strategies to help them pursue those goals. Samantha provides ongoing advice and guidance, adjusting strategies as clients' needs evolve over time. Her areas of focus include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Samantha holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from The University of Arizona Global Campus. Outside of her professional work, Samantha enjoys camping, cooking, golfing, and spending time with her family.