Matthew Montini is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Advisors since 2012. Outside of his advisory role, Montini serves as a notary public. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Maninder Budwal is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and having 11 years of industry experience. He has been affiliated with Patelco Credit Union since 2010. Outside of his advisory role, he is involved with Patelco Financial Solutions, a business entity related to his LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors utilizing various strategies and technology tools.

Seyednaser Mousavi is a financial advisor at Merrill based in San Jose, CA, holding a Series 66 designation with four years of industry experience. He has previously worked at Bank of America since 2017 and briefly at Bank of the West in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elizabeth Murillo is a Series 66-licensed financial advisor at Edward Jones with five years of industry experience. She worked for Wells Fargo Bank, N.A. for 21 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds.

Robert Min is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining LPL, he worked at MML Investors Services, LLC, MassMutual Life Insurance Company, and Bbsi. Outside of his advisory role, Min is involved with Jackson Hewitt providing tax preparation services and is engaged in trust and estate planning through Solutions Wealth Management. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third‑party subadvisors, and customized strategies supported by advanced operational tools.

Kristi Ellington is a financial advisor with LPL Financial in Gilroy, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with LPL Financial since 2009, following five years at Cetera Investment Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of extensive discretionary assets.

Philip Drews is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at J.P. Morgan Securities and JPMORGAN Chase Bank, where he spent over a decade before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm's advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep options.

Megan Tarpley is a CFP®-credentialed financial advisor with 26 years of industry experience, currently with Wells Fargo Advisors in San Jose, CA. She has held various roles within the Wells Fargo network since 2009. Megan also owns and operates TARPLEYCFP, INC., a financial planning practice based in Pleasanton, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning such as business-owner transition and special-needs analysis, using its research and planning tools to develop tailored recommendations.

David Vanderzwaag is a financial advisor with LPL Financial in San Jose, CA, holding a Series 63 license and having 37 years of industry experience. He previously worked at National Planning Corporation and Whjr Associates, each for about ten years. Vanderzwaag also owns Vander Zwaag Financial, Inc., an investment-related business operating as a DBA for his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Christina Biagi is a financial advisor at Edward Jones in San Jose, CA, holding a Series 66 designation with 15 years of industry experience. She has been with Edward Jones since 2010. Outside of her advisory role, she is involved in managing rental property. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, operating under a fiduciary standard and supported by a nationwide network of over 23,700 advisors.

Adrian Baker is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior work includes roles at Bank of America, Merrill, and Montage Wellness Center. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Glenn Nagamine is a financial advisor with OSAIC who holds a Series 66 designation and has 12 years of industry experience. His prior work includes roles at Lincoln Financial Securities Corporation, The O. N. Equity Sales Company, and Ohio National Financial Services. He also operates a sole proprietorship offering fixed disability insurance, fixed/indexed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, offering various portfolio management options that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Keith France is a financial advisor with Cetera in San Jose, CA, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has worked at Cetera since 2019 and previously held roles at BMO Harris Financial Advisors and M&I Financial Advisors. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Mark Grisedale is a financial advisor with LPL Financial in Morgan Hill, CA, holding a Series 63 license and 29 years of industry experience. He has been with LPL Financial since 1997. Outside of his advisory role, he is a business owner and veterinarian. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Omar Maslic is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including PNC Investments and BBVA Securities Inc. prior to his current role. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Karl James Thoeni is a financial advisor with LPL Financial in Gilroy, California, holding a Series 66 designation and 12 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he owns a small business focused on sharpening knives and tools. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Jose Villalobos is a financial advisor at J.P. Morgan Securities with three years of industry experience. He previously worked at Bank of America, N.A./Merrill Lynch for eight years and has a background that includes legal experience at the Law Offices of Andrew B. Shin. Villalobos holds a Series 66 designation and is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Tony Montini is a financial advisor at Wells Fargo Advisors in San Jose, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he owns and operates LAM Financial Inc., a financial services company based in San Jose. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and other niche areas.

Pierre Robin Dualan is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2011. His background includes a seven-year tenure with the Golden State Warriors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Julius Freeman is a financial advisor at Fidelity with nine years of industry experience. His prior roles include positions at Merrill, Bank of America, JP Morgan, and Wells Fargo. Outside of his advisory work, he is the owner and operator of Sole Surf LLC, a business focused on buying and reselling sports merchandise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory roles to registered investment companies and the use of systematic methodologies and AI in portfolio management.