Ryan Root is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He has worked at Integrated Wealth Concepts since 2023 and served as a principal at Grimbleby Coleman CPAs since 2021. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers customized portfolios primarily using mutual funds, ETFs, individual equities, and fixed income, and provides discretionary investment management, financial planning, family office, and retirement plan advisory services.

Christopher Romero is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at BancWest Investment Services, Bank of the West, and Chase Investment Services Corp. Outside of his advisory work, he is involved in managing a family LLC related to buying and selling sports trading cards. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and various overlay services.

Nathan Miller is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding three years of industry experience. He is also a principal at Grimbleby Coleman CPAs, where he has worked since 2000. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios and a combination of internal management and third-party asset managers.

Yuchen Tang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Transamerica Financial Advisors since 2012, with a break between 2016 and 2017, and also has experience with World Financial Group and Covered California Health Insurance. Outside of advisory work, he is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement investment strategies across multiple platforms, managing approximately $1.7 billion in assets under management.

Kathleen Fitts is a financial advisor at VALIC Financial Advisors with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with VALIC Financial Advisors since 2006. Outside of her advisory role, she owns and operates a general construction contracting business. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed models to construct client portfolios.

Leeanne Cardoza is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She is also a partner at Grimbleby & Coleman Accountants, a CPA firm where she has worked for over 12 years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach supplemented by shorter-term trades for specific needs.

Ryan Formanek is a Series 65-licensed financial advisor at Focus Partners Wealth, LLC with 14 years of industry experience. He previously worked for nine years at Churchill Management Group before joining Focus Partners Wealth in 2025. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using a mix of active and passive strategies and provides customized portfolios based on clients’ risk tolerance and financial circumstances.

Douglas Deboer is a financial advisor at Integrated Wealth Concepts LLC with three years of industry experience. He is also a principal at Grimbleby Coleman CPAs, where he has worked for over 15 years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, individual equities, and fixed income.

Calvin Heim is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding a Series 63 designation and 32 years of industry experience. He worked at A. G. Edwards & Sons, Inc. for 11 years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research from the Wells Fargo Investment Institute and third-party sources to evaluate investment options based on diversification and modern portfolio theory.

Madeline Mc Carthy is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab and JPMorgan Chase Bank. Outside of her advisory role, she owns Feather & Fibers, a business that designs and makes custom pillow covers, and is a partner in Performance Advantage Baseball, a nonprofit youth baseball organization where she serves as Secretary and CFO. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Jairus Bryant is a Series 66-registered financial advisor with LPL Financial, based in Modesto, CA, and has eight years of industry experience. Prior to joining LPL Financial in 2017, he worked at 1st Light Energy Inc for five years. He is also a certified notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by advanced research tools and maintains oversight of over $819 billion in discretionary assets.

Tina Wells Lee is a CFP® professional with 30 years of experience in the financial services industry, currently affiliated with LPL Financial. Her prior experience includes roles at First Allied Advisory Services, Wells Fargo Clearing, and A. G. Edwards & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of advisors with model portfolios, third-party subadvisors, and technology tools, managing over $819 billion in discretionary assets.

Eric Chu is a Wealth Management Advisor with Merrill Lynch Wealth Management, operating within the Global Wealth Management Division. He is a senior partner of Nan/Chu & Associates, a team of financial professionals providing banking solutions and investment advisory services. Eric works with individuals, families, trustees, and business owners to develop customized wealth management strategies tailored to their financial goals. His expertise includes wealth preservation, retirement planning, trust and estate matters, college education planning, family wealth management strategies, and legacy planning. Eric holds the Certified Investment Management Analyst® (CIMA®) designation and the Personal Investment Advisor (PIA) designation. He completed his education at the University of California system and furthered his studies through The University of Chicago Booth School of Business. Leveraging his credentials and experience, he assists clients in managing and distributing family wealth, including the establishment and administration of estate and trust accounts, fiduciary advisory services, recordkeeping for court filings, and the development of tax-sensitive wealth management strategies. Eric serves clients throughout Modesto, Merced, and the Central Valley and engages in community involvement through organizations such as Merced Sunrise Rotary and University Friend's Circle. He speaks English and Chinese and holds personal interests in chess, golfing, and skiing.

Kyle Crawford is a CFP® professional with 12 years of industry experience, currently serving as an advisor at LPL Financial in Modesto, CA. He has been with LPL Financial since 2014 and also works as an assistant baseball coach at Central Catholic High School in Modesto. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with a variety of investment strategies and technology tools.

Jaime Castellanos is a financial advisor with Thrivent Investment Management in Stockton, CA. He holds a Series 66 designation and has five years of industry experience. Prior to his current role at Thrivent, he held positions at Sportsmans Warehouse and Ruffaloe Noel Levitz LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial planning topics without discretionary trading authority.

Manpreet Kaur is a financial advisor with J.P. Morgan Securities in Tracy, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. She has previously worked at Bank of America, Merrill, Wells Fargo, and JPMorgan Chase Bank. Outside of her advisory role, she serves as Secretary for AnchorJoy Properties LLC, a property management entity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm focuses on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, employing a centralized due diligence process supported by quantitative and qualitative research.

Randolph Cook is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Shad Roundy is a financial advisor with OSAIC based in Tracy, CA, holding a Series 66 designation and 13 years of industry experience. His work history includes positions at Edward Jones, Merrill, Bank of America, and Cambridge Investment Research Advisors. Roundy is also an appointed insurance agent, selling life insurance and annuities through a sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process and a multi-advisor platform.

Glenda Robles is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 63 designation and bringing 31 years of industry experience. Her career includes long tenures at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets from 1985 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning arrangements.

Mike Phan is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2018 and previously worked at Ericsson for six years. Outside of his advisory role, he is involved in collectible sales in Stockton, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.