Nikolaus Kober is a financial advisor with Cetera and holds a Series 66 designation. He has been in the industry since 2024 and has experience working at firms including RockBridge Investment Group and Avantax Investment Services. Outside of his advisory role, he works at Kober & Company PC, a CPA firm providing tax and accounting services primarily to small business clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Jason Edwards is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 license and two years of industry experience. Prior to joining Edward Jones, he worked at Medtronic for seven years. Outside of his advisory role, he manages a rental property listed on vacation rental platforms. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Nathan Canada is a CFP® with two years of industry experience, currently affiliated with Cetera. He has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions, and has a background that includes positions at Salisbury University and Key Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management alongside financial planning and access to third-party managers through a multi-manager platform with a variety of program options.

Aaron Collins is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors. Outside of his advisory role, he owns a business providing rental electric scooters and is involved in an insurance brokerage. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for individual and institutional clients.

Zachary Newton is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 2016 after transitioning from the Energy Procurement Industry. Zach partners with clients to develop personalized, goals-based financial plans that address a broad range of needs, including family wealth management, retirement income strategies, legacy planning, liquidity management, tax minimization, and small business strategies. Zach holds a Bachelor of Arts degree in Political Science from Salisbury University and has earned the CERTIFIED FINANCIAL PLANNER® designation from The Certified Financial Planner Board of Standards, Inc., supporting his commitment to comprehensive lifetime financial planning. He is also a Personal Investment Advisor (PIA). In addition to his professional work, Zach serves as a board member for the Ocean City Light Tackle Club and the Ocean City Surf Club. He has volunteered with the Ocean City Chamber of Commerce Young Professionals and the United Christmas Spirit Campaign. Zach resides in Bishopville, Maryland, with his wife and business partner, Anna, and their two children.

James Whitlock is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and previously worked at Cetera ADVISORS LLC for six years before joining Fidelity. Fidelity's Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm’s investment approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, providing model portfolios through systematic methodologies and long-term asset allocation frameworks.

Denise Mersinger is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2001 and Bank of America, N.A. since 2009. Denise serves as Vice President for the local chapter of BNI Maryland, a business networking group, and is an advisory board member of the National Academy Foundation’s Academy of Finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

Elizabeth Brittingham is a CFP® with eight years of industry experience, currently affiliated with Cetera. She has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions since 2017. In addition to her advisory work, she serves as adjunct faculty at Salisbury University, teaching wealth management tax planning. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Alexis Mumford is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Before joining Edward Jones, she held roles in the hospitality and construction sectors, including positions at The Atlantic Hotel and Becker Morgan Group, Inc. Outside of her advisory work, she is involved in the local food service industry as a part-time server for restaurant and catering businesses in Maryland. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment advisory programs and services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Adam Dopkowski is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Salisbury University and Camp Hill School District. Outside of finance, he is involved with Hoppers Tap House. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients across wealth levels, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform and supports various program structures and custodial relationships.

Robert Sidell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. His prior work includes roles at RBC Capital Markets, Ferris, Baker Watts, and Waddell & Reed. Outside of his financial career, he is also active as an artist and poet under the pen name Icky. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and a wide network of advisors.

Christopher Hoen is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a commercial real estate business through CJ Holdings LLC. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations supported by a centralized consulting team.

Robert Kober is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has operated Kober & Company PC, a CPA public accounting firm providing tax, accounting, and bookkeeping services, since 2007. The firm serves individuals and small businesses with tax planning and representation before tax authorities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment programs and third-party managers.

Matthew Parker is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 14 years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for nine years and The Insurance Market Inc for another nine years. Outside of his advisory role, Parker serves as a football official for the Del Mar VA Football Officials Association and is a board member of the Western Sussex Chamber of Commerce. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a portfolio approach that incorporates asset allocation tools, risk tolerance assessments, and both discretionary and non-discretionary management options.

Roger Martinson is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he serves as a director for The Greater Delmar Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Michael Magee is a Series 65-licensed financial advisor with LPL Financial in Salisbury, MD, holding six years of experience at LPL and sixteen years at Granger & Magee, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary research and third-party asset management, supported by advanced operational tools.

Daniel Livingston is a CFP® professional with 29 years of experience in the financial industry. He has worked at LPL Financial since 2016 and previously spent nine years at Capitol Securities Management, Inc. Outside of his advisory work, he pursues woodworking as a hobby. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Dylan Thompson is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked previously in the food and hospitality sectors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a comprehensive range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

John Kilian Jr. is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. He previously worked at Grand Hyatt Washington before joining Merrill and Bank of America, where he has been since 2017 and 2018 respectively. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm combines multiple program strategies with oversight from its CIO and platform, leveraging its affiliation with Bank of America to support a wide range of trading, lending, and capital-markets activities.

John Arrington is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Equitable Advisors, Atlantic Plastic Surgery, and University of Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.