Sean Kelleher is a CFP® with eight years of industry experience and is currently with Empower Advisory Group. His prior roles include positions at Towerpoint Wealth, Cetera Advisors LLC, and CalPERS. He is also a licensed insurance agent. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm utilizes an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans alongside optional managed account solutions.

Marina Armbruster is a financial advisor at PlanMember Securities Corporation with 37 years of industry experience. She holds a Series 63 designation and has worked previously at Securities America Advisors and Securities America, Inc. Armbruster also owns and operates School Benefit Services, Inc., where she provides financial advisory services. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education, support services, and personalized retirement planning to its clients.

Malik Robinson is a Series 66-credentialed financial advisor with seven years of industry experience. He is currently with Voya Financial Advisors, Inc., having joined in 2026. His prior experience includes roles at Nationwide Investment Services Corporation, Mutual of Omaha, LPL Financial, Morgan Stanley, Edward Jones, and several other firms. Voya Financial Advisors, Inc. serves a diverse client base that includes individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting, with a focus on recommendation-based, primarily non-discretionary advisory services.

Raquel Salas Bramasco is a CFP® professional with over 10 years of experience in financial advisory. She has been with First Command Advisory Services since 2015. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs supported by a centralized Investment Management Team and Wealth Portfolio Managers who select and manage model portfolios using preapproved mutual funds, ETFs, and third-party managers.

Grant Mathews is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His prior roles include positions at Northwestern Mutual and The Thakar Group, Inc. Outside of finance, he has worked in retail and community settings, including In N' Out Burger and Bayside Church. Guardian Life’s Park Avenue Wealth Management is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and advisory services, including discretionary and non-discretionary model portfolios and digital advisory solutions.

Michael Millen is a financial advisor at Brookstone Capital Management LLC with a Series 65 credential. He joined Brookstone in 2025 and has prior experience managing a team focused on automation in the home health industry at Alita Systems, Inc. Millen previously worked with the Watchtower Bible and Tract Society. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Teodoro Uytingban is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Hannah Peterson is a financial advisor at Merrill with six years of industry experience and holds Series 63 and Series 65 licenses. She has worked at Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party teams.

James Lowczyk is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Securities LLC for five years before joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Thomas Demarois is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1996. Prior to joining Merrill Lynch, he spent five years as a Bond Trader for a regional bank. His professional focus includes personal retirement planning, portfolio management services, and retirement income. A native of Chico, California, Thomas earned a Bachelor's degree in Business from Chico State University, where he also participated in rugby. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his advisory role, Thomas enjoys fishing, golfing, and playing tennis. He has served as a board member of The Cast Hope Foundation, a nonprofit organization dedicated to teaching underprivileged youth the art of fly fishing and an appreciation for the outdoors.

Colin Usrey is a financial advisor at Merrill in Sacramento, CA, holding a Series 66 designation. He has been with Merrill and Bank of America, N.A. since 2026. Outside of his advisory work, he has been involved with the McAllister Foundation since 2021 and previously worked at Tempest Nutrition. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacarri Williams is a Certified Financial Planner (CFP®) with 19 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, and previously held roles at J.P. Morgan Securities and BOK Financial Securities. He is also associated with Tri Counties Advisors in Sacramento, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kenna Stukas serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on creating personalized wealth management strategies tailored to her clients' unique financial goals. She leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support her clients' financial objectives. Kenna has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a bachelor's degree from Sonoma State University. She is affiliated with The Fendley Group and follows Merrill's tradition of community involvement by volunteering with local organizations.

Senh Ly is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. He has been with LPL Financial since 2007 and has also served at Golden 1 Credit Union since 2005. Additionally, he works as a real estate agent in the Sacramento area, assisting clients with buying and selling properties. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, combining technology-driven tools with a broad platform of advisory and non-advisory financial activities.

Allyssa Clayworth is a financial advisor at Merrill with a Series 66 designation and four years at the firm. She has previously worked at California State University, Sacramento, and San Joaquin Delta College. Clayworth’s background also includes roles at Woodbridge Golf & Country Club and Sycamore Lane Kennels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albert Solano is a Financial Advisor at Merrill Lynch Wealth Management, where he works closely with personal and business clients to help build, manage, and preserve their wealth. He focuses on understanding each client's unique situation to provide tailored financial strategies aimed at growth, stability, and long-term success. His expertise includes college education planning, family wealth management strategies, retirement planning, portfolio management, and tax minimization. Albert holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his Bachelor's Degree from the University of California Davis. Albert is a member of the Folsom Rotary Club and the Woodland Chamber of Commerce. He is fluent in English and Spanish, and his personal interests include golfing, music, soccer, spending time with his family, traveling, and watching movies.

Thomas Cleary is a financial advisor with Merrill in Sacramento, CA, holding Series 65 and Series 66 licenses and 18 years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, he serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mark Johnson is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Prudential Overall Supply and several educational institutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors, offering various advisory programs and investment strategies under a fiduciary standard.

Jonathan Noel is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Soraya Rodriguez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 21 years of industry experience. She has worked at Wells Fargo Bank NA since 2001 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.