Shiloh Penn Henry is a financial advisor with IFC holding a Series 65 designation and is based in Auburn, CA. Henry has no prior industry experience and has previously worked in the banking and hospitality sectors, as well as serving in the US Army. IFC provides advisory services to individuals, trusts, pension and retirement plans, and businesses, offering financial planning, consulting, and investment management. The firm uses no-load, load-waived, or institutional mutual funds and ETFs in portfolio construction, implements independent sub-advisors, and conducts ongoing account monitoring with quarterly reviews and annual client meetings.

Michael Shea is a financial advisor at WealthPlan Investment Management LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Five Star Bank and Mechanics Bank. WealthPlan Investment Management LLC is an SEC-registered advisory firm with a team of 29 investment professionals managing approximately $2.18 billion in assets. The firm serves individual, high-net-worth, and institutional clients, providing comprehensive financial planning, investment management, and retirement plan services using a range of strategies and vehicles, including model-based portfolios, mutual funds, ETFs, and private placements.

Michael Di Dio is a financial advisor at Roseman Wagner Wealth Management with nine years of industry experience. He has worked at Roseman Wagner since 2017 and previously spent two years at Dasher, Inc. Outside of his advisory role, he serves as Secretary for the Campania Homeowners Association. Roseman Wagner Wealth Management offers financial planning and discretionary portfolio management to individuals, high-net-worth clients, retirement plans, corporations, charities, and investors in an affiliated pooled vehicle. The firm combines comprehensive financial planning with a discounted cash-flow valuation approach and manages approximately $1.54 billion in assets across five advisors.

Aleksandar Glebov is a financial advisor with Signature Resources Capital Management, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Mass Mutual Life Insurance Company and MML Investors Services. Signature Resources Capital Management advises individual and high-net-worth clients, trusts and estates, and sponsors of employer-sponsored retirement plans, offering investment management, financial planning, and retirement-plan consulting. The firm uses a Global Target Risk strategy focused on diversified mutual funds and ETFs, equity tilts, and customized model portfolios.

Paul Booth is a CFP® and CFA® with 32 years of experience in financial advising. He has been the sole advisor at Delta Wealth Management since 1993. Based in Granite Bay, CA, Booth holds a Series 63 license. Delta Wealth Management provides discretionary portfolio management and wealth counseling to individuals and families, including trust assets, retirement plans, and charitable foundations. The firm manages roughly $485 million in assets with a concentrated client roster, employing a formal five-step investment process and primarily using pooled vehicles such as mutual funds and ETFs.

Scott Vlahon is a financial advisor with Bulman Wealth Group in Roseville, CA, holding a Series 65 designation and 10 years of industry experience. He has worked at Chris Bulman Inc. since 2021 and was previously with Retirement Wealth Advisors LLC and Bulman Wealth Group dba BWG Insurance Agency. Vlahon is also involved in insurance sales, independently selling life, disability, and long-term care insurance as well as annuities. Bulman Wealth Group serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans by providing comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm uses a variety of investment approaches tailored to client objectives and maintains a notable active role in insurance distribution through licensed professionals and an affiliated insurance agency.

Sara Wise is a financial advisor at Roseman Wagner Wealth Management with 11 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Eagle Strategies LLC and NYLife Securities LLC. Roseman Wagner Wealth Management provides financial planning, discretionary investment management, and retirement plan consulting to individuals, pension and profit-sharing plans, corporations, charitable organizations, and a pooled private investment vehicle. The firm employs a fundamental, discount-from-value investment approach and manages both individual and pooled accounts using tailored income and growth strategies.

Ronie Drori is a CFP® professional with 35 years of industry experience. He has been with Modern Capital Advisors, LLC since 2020 and has also worked at Modern Capital Securities, Inc. since 2004. Modern Capital Advisors provides financial planning, portfolio and wealth management, and retirement-plan consulting to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a core-and-satellite investment approach with globally diversified portfolios and offers Strategic Portfolio Management strategies through custodial platforms.

Scott Mehren is a financial advisor with American Investors Company and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, including over 25 years with American Investors Company. Outside of his advisory role, he is a partner in a bookkeeping, payroll, and tax services business. American Investors Company provides investment advisory and financial planning services to a range of clients, including individuals, pension plans, trusts, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, and 401(k) services, combining broker-dealer and SEC-registered adviser functions.

Joseph Hendrickson is a CFP® professional at PCM Encore, LLC with one year of industry experience. He previously worked at Berkshire Partners LLC, RSM US LLP, Apercen Partners LLC, and California Polytechnic State University. PCM Encore serves a range of clients including high-net-worth individuals, trusts, estates, charitable organizations, corporations, and retirement plans with services such as family office support, wealth management, financial planning, and outsourced CIO engagements. The firm focuses on diversified, long-term portfolio construction, combining passive and active investment strategies with tax-aware approaches, and manages approximately $2.045 billion in discretionary assets across ten advisers.

Evan Naves is a financial advisor at IFC with one year of industry experience. He holds a Series 65 designation and previously worked at Umpqua Bank and The Ridge Golf Club. IFC provides advisory services to individuals, trusts, pension and retirement plans, and businesses, offering financial planning, consulting, and investment management. The firm uses no-load, load-waived, or institutional mutual funds and ETFs, engages in active account monitoring, and serves as a fiduciary for retirement accounts.

John Kelly is a CFP® with 41 years of industry experience and is associated with RiverPath Investments LLC since 2016. He has a long tenure at Acacia Mutual Life beginning in 1984. Kelly serves as Vice President and Trustee for Statewide Educational Outreach, focusing on education related to retirement issues. RiverPath Investments LLC provides individualized asset management and pension consulting services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm’s portfolios are tailored to client objectives using fundamental, technical, and cyclical analysis, and predominantly managed on a non-discretionary basis.

Forrest Blair is a financial advisor at American Investors Company with 30 years of industry experience. He has been with the firm since 1997 and holds a Series 63 designation. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines brokerage and advisory services, offering a range of solutions including asset management, financial planning, and retirement plan consulting.

Joseph Demeo is a financial advisor with Adviser Alliance, LLC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Adviser Alliance since 2017 and has been president of JRD Insurance & Financial Services, dba Money Bridge Wealth & Income Planning, since 2012, where he is involved in the sales of fixed insurance and annuities. Adviser Alliance, LLC provides discretionary investment management to individuals and certain entities, typically serving a non-high-net-worth client base. The firm implements managed portfolios using a variety of securities and relies on third-party providers for billing and custody services.

Garrett Konrad is a financial advisor with IFC in Auburn, CA, holding a Series 65 designation and bringing 10 years of industry experience. He has held leadership roles outside of finance, serving as President of Konrad Auto Group since 2013 and as Chief Financial Officer of the charitable organization Upper Hand, Inc. since 2005. IFC provides advisory services to individuals, trusts, pension and retirement plans, and businesses, focusing on financial planning, consulting, and investment management. The firm employs portfolios primarily composed of mutual funds and ETFs, engages in active account monitoring, and offers periodic educational seminars open to non-clients.

Hao Dang is a financial advisor at Consilio Wealth Advisors, LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Strategic Wealth Advisors Group, Inc. and LPL Financial, LLC. Consilio Wealth Advisors is a fiduciary registered investment advisor serving individuals and high-net-worth clients with discretionary investment management and financial planning. The firm utilizes Modern Portfolio Theory and fundamental analysis with a long-term orientation, and it incorporates strategies including options and derivatives within separately managed accounts.

Forrest Means is a Series 65-licensed advisor at Cross State Financial Group LLC with five years of industry experience. He has worked at Cross State Financial Group since 2022 and previously at Financial Depot from 2020 to 2022. Outside of finance, he serves as an instructor at Nor Cal Emergency Medical Training and NCTI/AMR. Cross State Financial Group serves individuals, charities, and retirement plans with financial planning, portfolio management, and third-party adviser recommendations. The firm employs a combination of fundamental analysis and tactical asset allocation and operates from nine offices with a team of nine advisors managing approximately $166.8 million in discretionary assets.

Zachary Weirich is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Fermata Advisors and has previously worked at Sonoma Wealth Advisors, Cetera, Walnut Creek Wealth Management, and Edward Jones. In addition to his advisory work, he holds an insurance license in California. Fermata Advisors offers investment management, financial planning, and retirement-plan consulting primarily to individuals, small businesses, and plan fiduciaries. The firm employs a coaching-centered client relationship model and utilizes a blend of behavioral, charting, cyclical, fundamental, and technical analysis in managing portfolios.

Loy Holt is a financial advisor with Secure Investment Management, LLC, holding Series 63 and Series 65 licenses, and has 23 years of industry experience. He has worked at Secure Investment Management since 2024 and previously spent 10 years at The DC Group Advisory Services, Inc. Holt is also president of Divot Enterprises Financial and Insurance Services, Inc., where he is involved in the sale of fixed insurance and annuity products. Secure Investment Management serves individuals, business entities, trusts, and estates with financial planning and portfolio management services. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing diversified, low-cost strategies including mutual funds, ETFs, and direct indexing.

Michael Mcelmoyl is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, MUFG Union Bank, and Prudential Equity Group. He is also the founder of Affluent Strategies, a virtual sales and sales leadership training business offering online programs and masterclasses. Bulman Wealth Group serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, providing comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs various analytical approaches to tailor portfolio allocations and maintains an active role in insurance distribution through an affiliated insurance agency.