Jeffrey Klinger is a financial advisor with UBS Financial Services in Incline Village, NV, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. Prior to joining UBS in 2023, he worked at Bank of America and Merrill from 2013 to 2023. He has a partnership interest in an equine therapy and injury recovery business owned by his wife, established for estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client plans.

Jessica Mustacchio is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. Prior to her current role, she worked at Barnard Dermatology and California State University Monterey Bay. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, providing both brokerage and advisory solutions.

Matthew Iacono is a CFP® with 10 years of experience in the financial services industry. He is currently with Morgan Stanley, where he has worked since 2023, following an eight-year tenure at UBS. Iacono holds the Series 66 license and is based in Incline Village, NV. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Shelby Gallagher is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their priorities and develop strategies aimed at achieving their financial objectives across the short, mid, and long term. Shelby provides guidance on a range of financial matters including investing, retirement planning, and saving for unforeseen events, while also offering access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Shelby holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her Bachelor's Degree from the University of Nevada - Reno. Her approach involves ongoing discussions with clients to address their goals and concerns, providing continuous advice and support as their financial needs evolve.

Tamara Mc Kennon is a financial advisor with Edward Jones in Glenbrook, NV, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009 and has additional self-employment experience dating back to 1991. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large national network of advisors and branch offices.

Scott Cruse is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been associated with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach involves structured discovery and firm-approved planning tools, supporting clients through advisory services without providing individual security recommendations as part of standalone plans.

Gerald Klosterboer is a financial advisor at Cetera with 48 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes over 28 years at First Allied Securities, Inc. and 8 years at First Allied Advisory Services, Inc. Outside of his advisory role, he serves as a board member of the Kiwanis Club of Lake Tahoe. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a wide range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Jeffrey Katz is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 credentials. His career includes roles at Wells Fargo Clearing, Wells Fargo Advisors, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christian Pfeiffer is a CFP® with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. He is based in Carnelian Bay, CA. Outside of his advisory role, he acts as a trustee and power of attorney for a family trust. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with more than 14,000 advisors and utilizes a research-driven investment approach incorporating diversification and modern portfolio theory.

Sean Ali is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. He holds the CFP® designation and has worked previously at Morgan Stanley and its affiliates from 1998 to 2013. Outside of his advisory role, he owns and manages a financial practice under Wells Fargo Advisors Financial Network and has ownership interests in several oil and gas lease ventures. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options including retirement, education, risk management, and specialized services such as business-owner transition and special-needs analysis. Advisors utilize proprietary research and planning tools to develop tailored recommendations for clients.

Tyler Lightcap is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and bringing 16 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, following prior roles at Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank. Lightcap serves as chairman of the High Fives Foundation, a nonprofit focused on injury prevention awareness and support for outdoor sports athletes. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management functions, delivering recommendations on a non-discretionary basis.