Daniel Kluis is a financial advisor with Thrivent Investment Management in Chico, CA, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2009. Kluis also continues to receive residuals from several insurance companies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering both one-time and ongoing planning engagements. The firm focuses on holistic, goal-based analyses across a broad range of financial planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Ryan Thomas is a financial advisor with Ameriprise in Chico, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. Prior to joining Ameriprise in 2022, he worked at MML Investors Services LLC and MassMutual Life Insurance Company from 2014 to 2022. He serves on the board of the Boys and Girls Club of the North Valley. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, delivering written recommendation reports that incorporate Social Security options, tax-efficient withdrawal strategies, and asset modeling. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Anderson is a Series 66-registered financial advisor with LPL Financial, based in Chico, CA. He has six years of industry experience, including prior roles at Securities America Advisors and work as a CPA. In addition to advising, he is an author involved in investment-related writing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, supported by both discretionary and non-discretionary management options and a wide range of investment research and portfolio management tools.

Jeffrey Johnson is a financial advisor with LPL Financial in Chico, California, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at Cetera Advisor Networks LLC for five years before joining LPL Financial in 2018. Outside of his advisory role, Johnson is involved in managing several real estate rental ventures and has business entities related to property management and development. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by both discretionary and non-discretionary management solutions and access to model portfolios and research.

Lauren La Grande is a financial advisor at Morgan Stanley with a Series 66 designation. She joined Morgan Stanley in 2023 after eight years at Fairway Mortgage. La Grande is based in Chico, CA, and has three years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Wyatt Durkin is a financial advisor at OSAIC with a Series 66 designation and three years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors Corp from 2021 to 2025. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs a range of portfolio construction tools and supports various third-party managed account solutions.

Travis Barker is a Series 66-licensed financial advisor with Edward Jones, based in Paradise, CA, and has six years of industry experience. He has worked at Edward Jones since 2019 and previously spent 12 years at Tri Counties Bank. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory strategies and affiliated investment options supported by a large nationwide network of advisors and branch offices.

Gregory Debord is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He is associated with Bidwell Wealth Advisors and Camelot Wealth Management, where he holds leadership roles. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Rebekah Jager is a financial advisor at Equitable Advisors with six years of industry experience and holds a Series 66 credential. She has been with Equitable Advisors since 2019 and previously worked at Axa Advisors. Outside of her advisory role, she owns All Seasons Travel, LLC and All Seasons Mobile Bar & Rentals, and she has worked as a DoorDash driver. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and endorsed TAMPs, providing both advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Daniel Decaires is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including JPMorgan Chase Bank and JP Morgan Securities LLC. His prior roles also include a position at Lifeline Chico Training Center. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Steven Heithecker is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms, including Heitheckr & Shanks Financial, Bidwell Wealth Advisors, and Heithecker Financial, where he is also an owner or partner. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to provide tailored recommendations and support.

John Dausman is a financial advisor with Edward Jones in Chico, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he worked for United Sun Energy from 2016 to 2020. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Scott Stambaugh is a financial advisor with LPL Financial based in Chico, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Cetera Advisor Networks LLC from 2013 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio management solutions.

Mason Marshburn is a financial advisor with LPL Financial in Chico, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2025, he worked at NorCal Financial for eight years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various investment strategies.

Robert Anderson is a CFP®-certified financial advisor with 43 years of industry experience. He is currently affiliated with LPL Financial and has previously served 15 years at Securities America Advisors, Inc., along with nearly three decades working with various insurance companies. Based in Chico, CA, Anderson also manages a farm through a revocable living trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

David Nelson is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 33 years of industry experience. He previously worked at LPL Financial, LLC for 21 years before joining Cetera in 2025. Nelson is also the owner of Optimize Retirement Group and is licensed as an insurance agent for fixed insurance products. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management, financial planning, and retirement services through a multi-manager platform with access to various program structures and third-party managers.

Michael Murphy is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Morgan Stanley Private Bank, National Association for 10 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment searches and recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Melissa Begbie is a Series 66–licensed financial advisor at Stifel with 15 years of industry experience. She has been with Stifel since 2009. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations by offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and allocation guidance.

Frederick Shanks III is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and having eight years of industry experience. He has worked with Raymond James since 2013 and is also associated with Parker Wealth Advisors. Shanks is involved in ownership and advisory roles at Heithecker & Shanks Financial and Shanks Financial in Chico, California. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and governmental entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through risk profiling and asset allocation analysis.

Daniel Harvey is a financial advisor with LPL Financial, holding Series 65 and Series 66 credentials and 16 years of industry experience. His prior work includes roles at CETERA Advisor Networks LLC and BCD Group. Outside of his financial advisory duties, he serves as the Director of Classical Conversation Challenge, a tutoring and educational program in Chico, CA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from various subadvisors and its own LPL Research team.