Edward Garruto is a CFP® and Series 66 licensed advisor with M Financial Planning Services, Inc. in Marlton, NJ. He has 14 years of industry experience and has been with M Financial Planning Services and LPL Financial LLC since 2011. M Financial Planning Services offers standalone financial planning and consulting for individual and high-net-worth clients, focusing on estate, retirement, college, and insurance planning. The firm operates on a planning-only model with fixed, hourly, and subscription fees rather than managing assets directly.

James Boyle is a CFP® with nine years of experience in financial advising. He is currently with Plan First Wealth LLC and previously worked at LPL Financial LLC, Bank of America, Merrill, and FIS Brokerage & Securities Services. Outside of advising, he has taken a year for extended travel. Plan First Wealth LLC advises British expatriates and higher-net-worth individuals in the U.S. on investment management, lifestyle financial planning, and cross-border retirement matters, including UK pension reviews and transfer options. The firm utilizes model portfolios based on third-party research and offers both discretionary and non-discretionary management with a focus on cross-border tax coordination.

Thomas Goldsmith is a financial advisor at Flagship Capital Management Inc with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Flagship Capital Management since 2013. Flagship Capital Management provides investment management and advisory services to individual and institutional clients, including corporations, pension plans, foundations, and trusts. The firm emphasizes discretionary portfolio management using both fundamental and technical analysis and manages approximately $200 million in assets through a small, team-based approach.

Robert Dowd is a CFP® professional with seven years of industry experience. He is currently with Bullogic Wealth Management, where he has worked since 2023. His prior experience includes roles at TGS Financial Advisors, Hoover Financial Advisors, Inc., and Kelmar Associates. Bullogic Wealth Management serves individual clients and employer plan sponsors, providing portfolio management, comprehensive financial planning, and employee benefit-plan services. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, supplemented by various analytical approaches and access to outside managers when appropriate.

Debra Gaglioti is a financial advisor at Capital Planning Associates, Incorporated with 24 years of industry experience. She holds a Series 66 designation and has worked at Capital Planning Associates since 2011, following eight years at FSC Securities Corporation. Outside of her advisory role, she is involved in managing captive insurance companies through related business entities. Capital Planning Associates serves business owners, high-net-worth individuals, and employer retirement plans by providing personalized investment counseling, portfolio monitoring, and comprehensive financial planning. The firm emphasizes pension consulting and ERISA-related services, operating primarily on a non-discretionary basis while integrating insurance and accounting expertise through affiliated activities.

Steven Tambone is a CFP® and ChFC® with 23 years of industry experience. He has been the sole advisor at S & A Financial Strategies & Services, LLC since 2012. S & A Financial Strategies & Services, LLC is a fee-only registered investment adviser serving primarily individual clients and a smaller number of small businesses and corporations. The firm focuses on life-goals financial planning and ongoing tracking combined with investment management, typically using low-expense, no-load mutual funds and ETFs, with accounts monitored weekly and managed in a primarily non-discretionary manner.

David Rosenberg is a financial advisor at Wealthwise Advisors with 14 years of industry experience. He holds a Series 65 license and has worked in various roles including independent insurance agent and at firms such as Compass Pennsylvania LLC and Berkshire Hathaway HomeServices Fox & Roach. Outside of his advisory work, he maintains involvement in a real estate-related business. Wealthwise Advisors provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages accounts on a non-discretionary basis and integrates fundamental, technical, and cyclical analysis in its investment approach.

Michael Pallozzi is an investment advisor representative at HFM Investment Advisors, Inc. with 24 years of industry experience. He has been associated with various entities within the HFM group since 2004. Pallozzi is also licensed as an insurance agent and is involved in insurance product sales. HFM Investment Advisors serves individual and institutional clients, providing discretionary investment management and comprehensive financial planning. The firm employs a fundamental, diversified asset-allocation approach and manages approximately $493 million with a small advisory team.

Mark Friedenthal is a financial advisor at Friedenthal Financial, LLC, holding a Series 65 designation and with 17 years of industry experience. He has been with Friedenthal Financial since 2009. Friedenthal Financial provides investment supervisory services and financial planning to individuals—including high-net-worth clients—as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm manages client portfolios internally using both strategic and tactical asset-allocation approaches and maintains a client-specific Investment Policy Statement for each engagement.

Daniel Gordon is a Series 65-licensed advisor at Shaker Financial Services in Sewell, NJ, with 20 years of industry experience. He has been with Shaker Financial Services since 2006. Shaker Financial Services is a discretionary investment adviser managing approximately $280 million for around 330 clients, including individuals, families, trusts, IRAs, small-business retirement accounts, and some institutional entities. The firm’s investment approach focuses on closed-end funds and a quantitative “discount capture” strategy, employing daily monitoring and statistical analysis to build diversified portfolios across equity CEFs, bond CEFs, and fixed-income positions.

Gary Votto is a financial advisor with Bishop & Associates Inc in Philadelphia, PA, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. His work history includes roles at PHL Futures LLC, Bishop Capital Advisers LLC, Systra LLC, and Kingsview Asset Management. He is a managing member involved in commodity pool operations and managing trading activities through affiliated entities. Bishop & Associates is a small registered investment adviser managing approximately $32 million across individuals, retirement accounts, charitable organizations, foundations, pension plans, and trusts. The firm offers discretionary portfolio management featuring a large-cap core equity strategy, fixed-income management, and an options overlay, with an emphasis on risk management and diversification through its Panoramic Portfolio Management approach.

Devin Rainone is a CFP® and CFA® with four years of industry experience. He currently works at MOR Wealth Management, LLC and has prior experience with Commonwealth Financial Network, SK Wealth Management, and Massachusetts Mutual Life Insurance Company. MOR Wealth Management provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm emphasizes a long-term investment approach using low-cost, diversified mutual funds and ETFs, supplemented by individual stocks and bonds as appropriate, and manages accounts on a discretionary basis aligned with each client’s goals and risk tolerance.

Harvey Dekrafft is a financial advisor at Legacy Investment Advisors, LLC with 38 years of industry experience. He holds a Series 63 designation and has previously worked at Atlantic Equity Research, LLC and Sturdivant & Co., Inc. He has been with Legacy Investment Advisors since 2008 in various capacities. Legacy Investment Advisors provides discretionary portfolio management and advisory services to institutional and individual clients, including defined contribution plans and state and municipal government clients. The firm employs a long-term, global macro asset-allocation strategy using top-down quantitative analysis and fundamental research, managing accounts primarily on a discretionary basis.

William Small is a financial advisor with RMAS, Inc., holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. He has been president of multiple related businesses, including Kings Management Company, which focuses on insurance sales and estate work, and SKS Plan Administration, Inc., a third-party pension and retirement plan administrator. Small is also the sole owner of TAAP LLC, a management company. Risk Management Advisory Services, Inc. offers discretionary investment supervisory services and portfolio management to individuals, pension and profit-sharing plans, charitable organizations, and small businesses. The firm’s approach combines fundamental analysis with tailored strategies aligned to each client’s investment policy and risk profile.

Stephen Mcdade is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Foundation Wealth Management, LLC since 2013. In addition to his advisory role, he teaches a personal finance class as an adjunct professor at Temple University. Foundation Wealth Management serves individual and high-net-worth clients with integrated wealth management, providing comprehensive financial planning and discretionary investment management tailored to clients’ objectives and risk tolerance. The firm distinguishes itself by combining multiple advisers with CPA and CFP designations and integrating tax and accounting services within its fee-only, independent advisory model.

Matthew Montenero is a CFP® professional with 26 years of experience in the financial industry. He is currently affiliated with MK3 Wealth LLC, where he has worked since 2019. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Montenero serves as a committee member on the District Ethics Committee, District IIIB of Burlington County. MK3 Wealth LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, non-profits, and small businesses. The firm uses proprietary model portfolios and a combination of fundamental and technical analysis to customize asset allocation and manage client accounts.

Donald Hill is a Series 65-licensed financial advisor with Hill and Labarre Wealth Management, where he has worked since 2021. He has three years of industry experience and previously spent over three decades with the Southeastern Pennsylvania Transportation Authority. Outside of his advisory role, Hill serves as the General Chairman of the Brotherhood of Locomotive Engineers and Trainmen Division 71, representing commuter Locomotive Engineers in contract negotiations and arbitration. Hill and Labarre Wealth Management provides asset management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a value-oriented, primarily long-only approach supplemented by tactical and strategic asset allocation and option strategies, offering both active and passive portfolio management programs along with educational offerings.

Rachel Allison is a financial advisor at Haddonfield Financial Planning LLC with two years of industry experience. She holds a Series 65 designation and previously worked at Bank of America. Allison serves as Treasurer for the Friends of the Indian King Tavern Museum. Haddonfield Financial Planning provides investment advisory and financial planning services to individuals, trust and estate beneficiaries, retirement plans, and institutional clients, using a diversified, long-term investment approach with strategic asset allocation and discretionary management.

Joseph Purcell is a CFP® credentialed financial advisor with 16 years of industry experience. He has worked at Wissahickon Wealth Management LLC since 2017 and previously held positions at Bank of America, Merrill Lynch, and Morgan Stanley. Wissahickon Wealth Management LLC provides wealth planning and investment management services to individuals, trusts, charitable organizations, and businesses. The firm focuses on tailored asset allocation and life-transition planning, managing portfolios with a fundamental security-selection approach and sponsoring its own wrap fee program.

Carey Morgan is a CFP® and ChFC® with seven years of experience in financial advising. He is a partner at Livelhood LLC in Philadelphia, where he has worked since 2016, and previously spent three years at New Century Trust. Morgan serves as Treasurer and Board Member of The Merchant Fund, a nonprofit that makes grants to small businesses, where he advises on financial matters and develops long-term financial strategy. Livelhood LLC provides fee-only, advice-only financial planning and educational services to individuals, business owners, and families. The firm emphasizes long-term, globally diversified investment recommendations without managing client assets and offers public and employer-sponsored educational seminars.