Steven Schifino is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Merrill from 2022 to 2025 and previously spent five years at AT&T. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Laura Bozek is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as a power of attorney for her father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Raymond Offenburger is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Equitable Advisors since 2024. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, Sorrento Pacific Financial LLC, and Northwestern Mutual. Outside of his advisory work, he holds treasurer positions with the Sons of the American Legion and the Knights of Columbus. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Daniel Stizza serves as the Senior Resident Director at the Toms River Branch of Merrill, where he leads the Stizza Clawson Group to provide advisory services tailored to affluent individuals and corporations locally and nationally. His expertise includes divorce transition planning, personal retirement planning, tax minimization, and retirement income, underpinned by thoughtful, tax-sensitive investment guidance aimed at supporting clients' lifestyles, retirement needs, and legacy goals. Daniel holds a Bachelor's degree from The College of New Jersey and is a CERTIFIED FINANCIAL PLANNER® professional, also holding the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). He serves as a board member of the RWJ Monmouth Medical Southern Campus Charitable Foundation. Residing in Point Pleasant Beach with his family, Daniel is engaged in his community through involvement with the Make a Wish Foundation, Point Pleasant Beach Little League, and the Point Pleasant Beach Recreation Committee. He coaches his son's little league team and emphasizes giving back, as reflected by the name of his boat, the "Give Back Sea."

Molly Staffordsmith is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Equitable Advisors, she held various roles including Director of Marketing and Online Public Relations at Keller Williams Shore Properties. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels to deliver tailored financial solutions.

Tonnianne Muller is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Bank, NA since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and leverages research from Wells Fargo Investment Institute and third-party sources to guide its investment approach.

Brian Ahearn is a financial advisor with Equitable Advisors in Toms River, NJ, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009, including time when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Joseph Bublewicz is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of finance, he is also active as an artist, musician, and stand-up comic. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Andrew Hatch is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Fidelity and previously worked at Equitable Advisors. Beyond his advisory roles, he has held positions in retail and academic settings, including employment at Buyrite of Brick Beer, Wine and Liquor and Rowan University. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative and algorithmic portfolio construction, managing a range of model portfolios that include mutual funds, ETFs, and ETPs.

Ryan Shea is a financial advisor with Equitable Advisors, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Prudential, where he worked from 2013 to 2023. He is also an independent agent involved in the sales and service of fixed insurance products. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual registration as an SEC-registered investment adviser and broker-dealer.

Gary Clawson is a Senior Financial Advisor and Vice President affiliated with Merrill Lynch Wealth Management in the Toms River office. He leads the Stizza Clawson Group, which focuses on providing a comprehensive advisory experience tailored to affluent individuals and corporations. His team emphasizes thoughtful, tax-sensitive investment guidance designed to support clients’ lifestyles, retirement income needs, and legacy objectives through a disciplined, transparent process. Gary’s expertise spans multiple client focus areas including college education planning, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and values-based investing, tax minimization, and retirement income strategies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Gary earned both his bachelor’s degree and MBA in Strategic Management from Rutgers University and the Rutgers Graduate School of Management. Raised in Ocean County near the shore, Gary currently resides in Old Bridge with his wife, Tracey, and their two children. He is passionate about education, helping others, and financial planning. Outside of his professional role, Gary enjoys outdoor activities, exercise, and spending time with his family.

John Cicala III is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 designations and possessing 26 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor firm AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid advisory and brokerage model that emphasizes tailored client intake and offers both discretionary and non-discretionary investment management solutions.

Albert Kobular is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Merrill since 1987 and has been affiliated with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Welsh is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Prior to joining J.P. Morgan Securities in 2022, he worked at Citizens Securities, Inc. for eight years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gary Lordi (Sr) is a financial advisor with LPL Financial who holds CPA credentials and has 30 years of industry experience. He worked at Cadaret, Grant & Co., Inc. for 28 years before joining LPL Financial in 2023. In addition to his advisory role, he is involved in tax preparation and accounting services through MKN Financial Services and his own CPA practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources to support diversified investment strategies.

Francesco Olmo is a financial advisor with LPL Financial in Toms River, NJ, holding the Series 66 designation and three years of industry experience. His prior work includes roles at Baycrest Partners and law enforcement positions with the Point Pleasant Beach and Little Silver Police Departments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting services supported by model portfolios, research, and both discretionary and non-discretionary management.

Anna Burns is a financial advisor with Morgan Stanley in Lavalette, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and scenario modeling.

Christian Alino is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Financial Life Insurance and Equitable Advisors. Outside of finance, he has been involved with The Shrimp Box and Outside the Box Patio Bar in a non-investment role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gregory Colucci is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked at several firms, including Bank of America, Merrill, Park Avenue Securities, Guardian Life Insurance Company, and Wells Fargo in various capacities. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports that support income planning and Social Security strategies.

James Sturiale is a financial advisor with Merrill holding a Series 66 credential and one year of industry experience. His prior work history includes roles at Bank of America, PNC Bank, and Community Options. Outside of finance, he works as a server at Olive Garden. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.