Kristin McLaughlin is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Advisory Services Network since 2017. Prior to that, she worked at Coastal Investment Advisors and Coastal Equities, Inc., and she is also an independent insurance agent at McLaughlin Financial Group, where she has been involved since 2013. Kristin is a co-author of a book on general financial and investment topics. Advisory Services Network is a multi-team firm that provides investment advisory and planning services to individuals, families, corporations, and retirement plans through a network of independent representatives. The firm offers a range of services including portfolio management, financial planning, consulting, and retirement plan advisory, using a flexible engagement model and a diverse mix of investment strategies.

Ronnie Howard is a financial advisor with Arkadios Wealth Advisors, holding Series 63 and Series 66 registrations and has 24 years of industry experience. He has worked at Arkadios Wealth Advisors and Arkadios Capital since 2019, following three years at GTS Securities, LLC. Outside of advisory work, he is involved in life insurance and fixed annuity sales. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various internally managed accounts and selected third-party managers, utilizing fundamental, technical, and cyclical analysis methods.

Danielle Arlotta is a CFP® and holds a Series 66 designation with six years of industry experience. She currently works at Core Planning, where she has been since 2026, and previously worked at Brooklyn Plans, LLC for four years. Prior to her financial advisory roles, she was employed at William Paterson University. Core Planning is a fee-only firm serving individual and high-net-worth clients with financial planning, wealth management, and retirement-plan advisory services. The firm uses a range of service models and incorporates third-party model portfolios and automated rebalancing tools in its investment approach.

Philip Simone is a CFP® professional affiliated with Arkadios Wealth Advisors, with four years of industry experience. He has worked at several firms including Spartan Solar, Freedom Forever, and Titanium Solar before joining Arkadios in 2025. He is also involved as an associate in financial planning with Foresight Financial Partners. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans using fundamental, technical, and cyclical analysis, deploying portfolios through internally managed accounts, model portfolios, or third-party managers.

Susan Maes is an investment advisor with NWF Advisory Services Inc, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Her prior roles include positions at OSAIC, The Ameriflex Group, TFS Securities, Inc., LPL Financial LLC, and Ameriprise Financial Services, Inc. Outside of her advisory work, she operates a sole proprietorship under Maes Financial and is licensed to sell and service term life insurance. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of over 100 advisory representatives. The firm primarily serves individual and high-net-worth clients, offering portfolio management, model portfolios, SMA/UMA programs, financial planning, and retirement plan consulting through an open-architecture, technology-driven platform.

Christine La Valle is a financial advisor at Santander Securities LLC with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Santander in various capacities since 2007. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management. The firm offers investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products.

Edward Massari Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has 14 years of industry experience and is currently with International Assets Investment Management, LLC, where he has worked since 2016. His prior experience includes roles at First Allied Advisory Services, Rhino Asset Management, and Blue Ocean Capital Management. Massari also serves as co-successor trustee for two trusts. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm offers customized portfolio management and financial planning with a focus on long-term strategies using mutual funds, ETFs, equities, and fixed income, and employs third-party managers and wrap programs as part of its investment approach.

Grant Shulman is a CFP® professional with two years of experience currently serving as a financial advisor at The AmeriFlex Group. He previously worked at C2P Capital Advisory Group and has been involved with Middletown Sports Complex as an independent marketer. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers customized portfolio management, financial planning, and retirement plan consulting utilizing various investment platforms and model strategies.

James Boyle III is a financial advisor at Alexander Capital Wealth Management LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Cetera Advisors LLC, Morgan Stanley, and Citigroup Global Markets. Outside of advisory services, he serves as managing member of JFB III LLC, acting as a broker for AFLAC supplemental insurance. Alexander Capital Wealth Management LLC provides investment advisory services to individual, high-net-worth, and institutional clients. The firm employs a top-down investment approach that integrates proprietary technical analysis with fundamental review, using discretionary management and third-party platforms to implement diversified strategies.

William Ippolito is a financial advisor at Alexander Capital Wealth Management LLC with three years of industry experience. Prior to joining the firm, he worked at Ameriprise and MassMutual. Outside of his advisory role, he owns and operates a private detective agency that conducts investigations and employee background checks. Alexander Capital Wealth Management LLC serves individual and high-net-worth clients as well as institutional clients, providing investment advisory and capital markets services. The firm employs a top-down, asset-allocation approach combining proprietary technical analysis and fundamental review, utilizing discretionary management, sub-advisers, and model portfolios.

Vincent Lucchesi is a financial advisor at Kingswood Wealth Advisors, LLC with 28 years of industry experience. He holds the Series 66 designation and previously worked for UBS Financial Services for 18 years, followed by roles at Alden Investment Advisors LLC and J. Alden Associates, Inc. Lucchesi is also president of VSL Wealth Advisory LLC, an entity established to pay expenses. Kingswood Wealth Advisors serves a diverse client base, including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, utilizing an open-architecture platform with both discretionary and non-discretionary investment advice tailored to client profiles.

Daniel Delrosso is a financial advisor with Aegis Capital Corp. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. Prior to joining Aegis in 2023, he worked at IC Advisory Services Inc and The Investment Center Inc from 2015 to 2023. He is also president of D.DELRO CORP-PERSONAL PORTFOLIO, a personal asset holding company established in 2006. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by providing investment advisory and brokerage services, financial planning, and access to managed account programs. The firm offers both discretionary and non-discretionary account options and supports a variety of client objectives through multiple program platforms.

Joseph Merkle is a financial advisor at NorthCoast Asset Management LLC with 12 years of industry experience. He holds the Series 65 designation and has worked at Kovitz Investment Group Partners, LLC, Connectus Wealth, and NorthCoast Asset Management. Outside of his advisory role, he is a partner in Arthur & Associates, LLC, a real estate business focused on identifying and funding investment opportunities. NorthCoast Asset Management provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as institutional and intermediary clients. The firm employs a quantitatively driven, systematic investment approach and offers a range of strategies including equity, fixed income, options overlays, and alternative interval funds.

William Skillender is a financial advisor at Madison Avenue Securities, LLC with 18 years of industry experience. He holds the Series 66 designation and previously worked at Broker Dealer Financial Services Corp from 2009 to 2017. Outside of his advisory role, he owns and operates William Skillender Wealth Management Tax Advisory, focusing on insurance products, and is involved in a book promotion venture as well as a Medicare partnership program. Madison Avenue Securities, LLC serves individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through various account platforms and employs multiple investment strategies across discretionary and non-discretionary accounts.

Joseph Giacchi is a financial advisor with International Assets Investment Management, LLC, holding a Series 66 designation and 15 years of industry experience. He has worked with International Assets Investment Advisory LLC and Sterling Noble since 2010 and is also involved in the restaurant business as wait staff at Lubrano's Trattoria. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm offers customized portfolio management, financial planning, and access to third-party wrap and manager programs, utilizing a range of investment vehicles and strategies tailored to client objectives and risk tolerance.

Gregory Shulman is a CFP® and ChFC® with 33 years of experience in financial advisory roles. He is currently affiliated with The AmeriFlex Group and has held positions at multiple firms, including Cambridge Investment Research, C2P Capital Advisory Group, and M Holdings Securities. Outside of his advisory work, Mr. Shulman serves as President and Elder on the board of Manasquan Presbyterian Church and chairs its finance committee. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies via various model asset allocations and discretionary or non-discretionary management relationships.

Thomas Price is a financial advisor with Capital Analysts and holds Series 63 and Series 65 licenses. He has 39 years of industry experience, including a long tenure at Lincoln Investment Planning, Inc. since 1986. Outside of his advising work, he is the managing director of Collegebound Solutions, LLC, where he assists students and parents with college selection, affordability, and related applications. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, and charitable organizations. The firm provides portfolio management through discretionary and non-discretionary approaches, leveraging an in-house investment research team and third-party managers, and works with institutional partners such as Pershing/BNY.

Jeffrey Farrell is a financial advisor with World Equity Group, Inc., holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with World Equity Group since 2010. In addition to his advisory role, Farrell is a sales agent for fixed insurance products. World Equity Group provides fee-based investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, estates, and charitable organizations. The firm offers managed portfolios through its wrap-fee program and combines discretionary portfolio management with access to third-party money managers.

Alan Berger is a financial advisor with Arkadios Wealth Advisors, holding a Series 63 designation and over 46 years of industry experience. Prior to joining Arkadios Wealth Advisors and its affiliated broker-dealer Arkadios Capital in 2019, he worked at Triad Advisors, Inc. from 2014 to 2019. In addition to his advisory role, Berger is involved with Foresight Financial Partners, providing financial planning, estate, business planning, insurance, and investment management services. Arkadios Wealth Advisors offers investment and wealth management services to individuals, trusts, businesses, and retirement plans, employing a combination of advisor-managed accounts, third-party money managers, and in-house portfolio management. The firm integrates fundamental, technical, and cyclical analysis in its approach and provides discretionary account management supported by an internal portfolio team.

Edward Grampp Jr. is a financial advisor at Santander Securities LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Santander Securities and Santander Bank since 2010. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across 10,800 client relationships. The firm offers investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products.