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Renae E

Series 63, Series 65

Bloomington, IL

Thrivent Investment Management

Renae Etka is a financial advisor with Thrivent Investment Management in Bloomington, IL, holding Series 63 and Series 65 licenses and having seven years of industry experience. She has worked with Thrivent Financial and Thrivent Investment Management since 2018. Prior to her financial career, she spent 28 years at VanderWaal Orthodontics. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial planning topics. The firm emphasizes goal-based analyses and allows clients to integrate planning with managed-account services through a consolidated billing option called “WealthPlan,” while keeping planning and investment management separate.

Business ownership considerations
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Marc J

CFP®, Series 66

Bloomington, IL

Cetera

Marc Jacobs is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cetera. His prior work includes roles at Redox, Kyruus, and Oracle-Cerner. He is also involved with Cornerstone Advisers, LLC as a Client Success Manager. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts through a multi-manager platform that offers a variety of portfolio management and financial planning services. The firm supports over 10,000 advisors nationwide and manages more than $256 billion in assets.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Griffin K

Series 66

Morton, IL

Raymond James Financial

Griffin Kliewer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. His prior work includes roles at First Security Bank and Midwestern Securities Trading Company, as well as involvement with nonprofit and educational organizations such as Nexus Financial Discipleship Center and Summit Christian Academy. Outside of advisory work, he is connected to Beyond Basketball. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting implementation through various advisory programs.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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David S

Series 63, Series 66

Bloomington, IL

Edward Jones

David Stokes is a financial advisor with Edward Jones in Bloomington, IL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Outside of advising, he owns and operates a small family farm growing corn and soybeans and serves as a board member for ABC Counseling & Family Services in Normal, IL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of over 23,000 advisors and 15,000 branches.

General retirement planning Retired Founder/Business Owner Executive
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Craig M

CFP®, Series 63, Series 65

Bloomington, IL

Cetera

Craig Mc Cormick is a CFP® with nine years of industry experience, currently with Cetera. He previously worked at CliftonLarsonAllen Wealth Advisors and CliftonLarsonAllen LLP. Outside of his advisory role, he serves as Board President of the nonprofit Project OZ, is Treasurer for the Bloomington Public Library board, and is a board member of the Four Seasons Health Club. Mc Cormick also serves as a Major in the United States Marine Corps Reserves. Cetera Investment Advisers LLC is a large SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Brooke D

Series 63, Series 66

Normal, IL

Raymond James & Associates

Brooke Davis is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Lincoln Financial Distributors, Inc. and COUNTRY Capital Management Company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional and pension plans, charitable organizations, and government entities, offering financial planning and investment consulting services through various advisory programs.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Glenn R

Series 63, Series 66

Bloomington, IL

Edward Jones

Glenn Raufer is a financial advisor with Edward Jones in Bloomington, IL, holding Series 63 and Series 66 licenses. He has 43 years of industry experience, all spent at Edward D. Jones & Co., L.P. since 1982. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Darrell D

Series 63, Series 65

Pontiac, IL

Cambridge Investment Research Advisors

Darrell Douglass is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and has worked in related roles at Cambridge Investment Research, Inc. and Pensions Plus since the mid-1990s. Outside of his advisory work, he is president of Pensions Plus, a business involved in health insurance sales, limited tax preparation, and small business consulting. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm employs a variety of portfolio management strategies and platform arrangements, including proprietary models and third-party managers, with both discretionary and non-discretionary investment options.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Eric O

Series 66

Washington, IL

Cambridge Investment Research Advisors

Eric Obalil is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at LPL Financial, Ic Advisory Services, The Investment Center, and Royal Alliance Associates. He serves on the board of the Washington Township United Fund and owns Alexander Financial, an insurance and benefits business. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through financial planning, investment management, and retirement advisory services. The firm offers a variety of investment solutions, including proprietary models and access to unaffiliated strategists, tailored to client objectives across multiple custody platforms.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Cranston S

Series 63, Series 65

Bloomington, IL

LPL Enterprise

Cranston Sparks is a financial advisor at LPL Enterprise with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including New York Life Insurance Company, NYLIFE Securities LLC, and The Prudential Insurance Company of America. Outside of advisory work, he serves as an agent for a non-variable insurance business in Griggsville, Illinois. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm utilizes primarily model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Tax-loss harvesting
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Christopher H

Series 66

Normal, IL

LPL Financial

Christopher Hudgens is a financial advisor with LPL Financial in Normal, Illinois, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Cetera Investment Advisers, Cetera Advisors, Keplr Vision, First Financial Bank NA, and First State Bank of Bloomington. He is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered primarily through a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Robert B

Series 66

Bloomington, IL

Thrivent Investment Management

Robert Borchers is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Bloomington, Illinois. He has 10 years of industry experience and has been with Thrivent Financial and Thrivent Investment Management since 2015. Outside of his advisory role, Borchers serves as the grounds coordinator and a voting member on the board of directors for the Oakridge Property Owners Association. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan, while maintaining separate planning and portfolio management services.

Business ownership considerations
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Julie S

Series 66

Bloomington, IL

Ameriprise

Julie Smith is a Series 66-licensed financial advisor with Ameriprise in Hudson, IL, bringing 16 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she coaches Special Olympics athletes and volunteers to present information on the Illinois ABLE account to families of individuals with special needs. She also serves on the development committee of the Illinois Prairie Community Foundation. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, offering detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions and employs algorithmic tools alongside a consulting team to deliver personalized retirement income strategies.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Dena W

Series 63, Series 66

Bloomington, IL

Merrill

Dena Whitney is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill since 1998 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tax-loss harvesting Active portfolio management Wealth management
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Steven D

Series 66

Bloomington, IL

LPL Financial

Steven Dobski is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Bank of America and Merrill from 2015 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Gary C

Series 66

Bloomington, IL

Thrivent Investment Management

Gary Cates III is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. His career includes roles at Thrivent Financial and Thrivent Investment Management, as well as earlier positions outside the financial sector including bartending at a local bar and grill. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based planning without discretionary trading authority and providing a range of written recommendations across financial and estate planning topics.

Business ownership considerations
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Payton M

Series 66

Bloomington, IL

Merrill

Payton Miller is a Senior Financial Advisor with Miller McDaniel & Associates, affiliated with Merrill Lynch Wealth Management. He joined the firm in 2017 and contributes to the team by providing customized service support to clients and internal support to the advisor team. Payton works alongside experienced Merrill financial advisors to design financial strategies aimed at helping clients achieve their financial objectives. His client focus areas include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Payton holds a Bachelor of Business degree from Florida College, earned in 2016, and is a Personal Investment Advisor (PIA). Payton prioritizes faith and family in both his personal and professional life. He and his wife, Bethany, are members of the Church of Christ in Normal and are actively involved in their church community. Outside of work, Payton enjoys baseball, basketball, football, racquetball, table tennis, volleyball, reading, board games, athletic competition, and spending time with his family.

Wealth management Retirement income strategy General retirement planning Charitable giving & philanthropy General estate planning guidance Religious/faith focused
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Steven S

Series 63, Series 65

Bloomington, IL

OSAIC

Steven Smith is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. for 18 years. He also engages in fixed insurance sales part-time. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services supported by firm-provided tools for portfolio construction and access to third-party investment solutions.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Everett F

ChFC®, Series 63

Washington, IL

Cambridge Investment Research Advisors

Everett Freeberg is a ChFC® credentialed financial advisor with 44 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and previously with Cambridge Investment Research, Inc. since 2004. In addition to his advisory role, he operates as an independent insurance agent in Washington, IL. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a range of portfolio management approaches and proprietary and third-party strategies.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Jeffrey S

CFP®, Series 63, Series 65

Bloomington, IL

Cetera

Jeffrey Secord is a CFP® with 52 years of industry experience, currently serving at Cetera since 2023. He has held roles at Renaissance Wealth Management BN and Cetera Wealth Services, LLC since 2019, and previously worked with Investment Planners and IPI Wealth Management, Inc. In addition to his advisory work, he is the owner of Renaissance Wealth Management BN, LLC, a financial services DBA, and acts as a power of attorney for a friend. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and planning services through multiple program structures and utilizes both affiliated and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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