Stevan Raseta is a financial advisor with Raymond James Financial, holding a Series 66 credential and 18 years of industry experience. He previously worked for Cambridge Investment Research Advisors and Cambridge Investment Research, INC for 13 years. Outside of his advisory work, he owns Peak 28 LLC, a business related to real estate scouting. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides non-discretionary planning tailored to client goals and supports a broad advisor network, with notable expertise in municipal and public-finance work.

Malcolm Walker Jr. is a financial advisor at Cetera with 29 years of industry experience and holds the ChFC® and Series 63 credentials. He previously worked at Commonwealth Financial Network and Kestra Investment Services. Outside of his advisory role, he is co-owner of a tax and accounting firm and serves as treasurer on multiple homeowners association boards. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Parker Sherry is a financial advisor at Raymond James Financial Services Advisors, Inc. with three years of industry experience. He holds the Series 66 credential and has worked at Cambridge Investment Research Advisors and Raymond James Financial. Sherry is also licensed as an insurance agent through WRS Insurance Solutions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Richard Sacui is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 credential and has 25 years of industry experience. Prior to joining Raymond James in 2026, he worked at Cambridge Investment Research Advisors and New England Securities. Outside of his advisory role, he is an independent insurance agent with WRS Insurance Solutions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional customers. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs.

James Fitz Simmons is a financial advisor with LPL Financial in Monaca, PA, holding Series 63 and Series 65 licenses and six years of industry experience. He previously worked at Lincoln Financial Securities and ADP and is the owner and producer at Beaver Valley Independent Insurance Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and both discretionary and non-discretionary strategies.

James Luckey is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 23 years of industry experience. His career includes roles at Kestra Investment Services, Commonwealth Financial Network, and Excella Wealth Consulting. Outside of advisory work, he is involved with the Luckey Agency, Inc., focusing on payroll personal and commercial insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party money managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Todd Todorich is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He worked at Merrill for 16 years before joining Raymond James. He is also a partner in Tesera LLC, an entity involved in owning undeveloped real estate for potential future development. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Gunn is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Metlife Securities Inc., among other firms. Outside of his advisory role, he is involved in real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives and comprehensive operational tools.

Cameron Hiltz is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Huntington Investment Company, WesBanco Bank, and Edward Jones. Outside of finance, he is involved in an auto detailing business. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing retirement-income planning advice and written Recommendation Reports focused on income sources and tax-aware withdrawal strategies.

Kristen Gratton is a financial advisor with Mass Mutual Investors Services in Beaver Falls, PA, holding the CFP® and ChFC® designations and with 15 years of industry experience. She has worked with MML Investors Services and MassMutual Life Insurance Company since 2011. Outside of her advisory role, Gratton is involved as a sales agent for health and property/casualty insurance through The Kerr Agency, Inc., and is an owner of Gratton & Kerr Financial Group LLC, which provides insurance, advisory, and financial services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, emphasizing annual, collaborative client relationships and goal-based planning using firm-approved analytical tools.

Norman Ballard Sr. is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He has been with Ameriprise and its predecessor firm since 1998. Outside of finance, he is involved in film production and screenwriting as President and Executive Producer of barefloor productions, inc. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing retirement-income planning advice through a written Recommendation Report and ongoing support focused on dependable income sources and tax-aware withdrawal strategies.

James Martin is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services and Martin Financial Services for 14 years. Martin is also the owner of Martin Financial Group, LLC, where he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mark O'Leary is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. He has worked at Raymond James since 2014 and previously held positions at Merrill from 2005 to 2011 and 2013 to 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and nonprofit entities. The firm offers tailored financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Michele Obenauf is a financial advisor at Cetera with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked at Cetera and its affiliates since 2019. Prior to that, she was with First National Bank of Pennsylvania from 2006 to 2018. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies, financial planning, and retirement services, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Robert Notary is a financial advisor with Ameriprise in Youngstown, OH, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its predecessor firms since 1989. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Mirko Loncar is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. He has been with Raymond James Financial and affiliated entities since 2018, and prior to that, he worked at UCB, Inc. Loncar is also a partner in a start-up real estate investment LLC, Dives Terram LLC, which currently has no active business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting services to client goals while supporting a large advisor network and institutional consulting.

Christy Verenski is a financial advisor at OSAIC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Sterne Agee and Securities America Advisors. Outside of her advisory work, she serves as a board member and secretary for the United Way of Lawrence County. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and Unified Managed Accounts. The firm uses a model-based investment approach with portfolio optimization and offers access to various discretionary and third-party managed strategies.

Eric Hansen is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 32 years of industry experience. Since 2013, he has been associated with Raymond James Financial Services and also owns several companies including Covenant Annuity and Insurance and Covenant Financial Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Vickie Barilaro is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has worked with Raymond James since 2014 and previously spent nine years at Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a variety of portfolio management styles and affiliated research.

Jeffrey Sonntag is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliated entities since 2005. His practice is based in New Castle, PA. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic tools, with a focus on Ameriprise-managed accounts.