Omeed Zarrin is a financial advisor at The Herbst Group, LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and has prior roles in analytics and technology companies, including Amazon Web Services, Inc. Outside of his advisory work, Mr. Zarrin is a licensed insurance agent involved in insurance sales and implementation. The Herbst Group provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, college athletes, and employer-sponsored plans. The firm employs a long-term, multi-disciplinary investment approach using diversified portfolios with mutual funds, ETFs, stocks, bonds, options, and derivatives, and offers a wrap-fee program alongside detailed performance reporting and institutional support from Fidelity.

Heather Sevillano is a financial advisor at Agilis Investment Management LLC with nine years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Greenwich Investment Management, Inc. and Round Rock Advisors LLC. Agilis Investment Management serves individuals and various institutional clients, offering discretionary portfolio management and investment counsel focused on fixed income and dividend-producing equity portfolios. The firm emphasizes income-oriented strategies, particularly in Private Activity Bonds and specialized revenue bonds, and employs unique execution techniques such as group bond purchases and cross-client trades.

Nicholas Zizzadoro is a financial advisor with Oaktrust Wealth Advisors, LLC, holding the designations ChFC®, PFS™, and Series 63. He has 26 years of industry experience, including roles at Oaktrust Wealth Advisors since 2014 and LPL Financial since 2001. Oaktrust Wealth Advisors serves individuals, high-net-worth clients, trusts, and estates by providing discretionary portfolio management, financial planning, and access to unaffiliated money managers. The firm employs a long-term, client-specific investment approach using a combination of fundamental, technical, and cyclical analysis with tactical adjustments as needed, and operates as a fiduciary with ongoing portfolio review and oversight.

Neil Kenagy is a CFA® charterholder with 23 years of experience in the financial industry. He has been with Colchester Investment Counsel LLC since 2000. Colchester Investment Counsel provides discretionary investment management and standalone financial planning services to individuals, families, small businesses, and charitable organizations. The firm employs a long-term, relatively conservative investment approach that combines fundamental and technical analysis, focusing on dividend-oriented equities and investment-grade bonds, while tailoring asset allocation to clients’ goals and risk tolerance.

Brandon Pacilio is a financial advisor at Alpine Hill Advisors LLC with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Bridgewater Associates, SumRidge Partners LLC, and B. Riley Wealth Management. Alpine Hill Advisors provides discretionary wealth management, financial planning, and family office services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm focuses on customized asset allocation and a long-term investment approach using a mix of individual stocks, bonds, ETFs, and alternative investments, while also offering expanded family office and lifestyle management services.

Alexandra Lyon is a financial advisor at Quorus Inc. with two years of industry experience. She holds a Series 65 designation and has previously worked at firms including Magnifi LLC, TIFIN Distribution Partners, TIFIN GROW LLC, OpenInvest, and Stone Harbor Investment Partners. Quorus provides professional portfolio management primarily as a sub-advisor to registered investment advisors and wealth managers, while also serving individual and high-net-worth clients through separately managed accounts. The firm combines licensed Models from Quorus and third-party providers with automated processes such as daily account reviews and tax-loss harvesting to manage portfolios aligned with client values and investment policy statements.

Nydia Concepcion is a financial advisor with Agilis Investment Management LLC, holding Series 63 and Series 65 credentials and six years of industry experience. She previously worked at Round Rock Advisors LLC and Greenwich Investment Management, Inc. before joining Agilis in 2025. Agilis Investment Management provides discretionary portfolio management services to individuals and various institutions, including estates, trusts, foundations, endowments, corporations, and pension and profit-sharing plans. The firm’s investment approach emphasizes current income through tax-exempt and taxable fixed income and dividend-paying equities, with a particular focus on Private Activity Bonds and detailed credit and operational due diligence.

Matthew Krusko is a CFP® professional with 13 years of experience in financial advising, currently serving at Golden Bay Advisors LLC since 2013. He holds the Series 66 designation and is based in Chappaqua, NY. Golden Bay Advisors primarily serves individual and high-net-worth clients, offering both discretionary and non-discretionary portfolio management along with financial planning. The firm’s investment strategy emphasizes exchange-traded funds supplemented by individual stocks, mutual funds, and various equity and debt instruments, managing approximately $295.7 million in assets across about 147 accounts.

Anthony Pagano is a financial advisor with Joseph P. Lucia & Associates, LLC, holding a Series 66 credential and bringing 21 years of industry experience. His career includes roles at firms such as Purshe Kaplan Sterling Investments and Client One Securities. Joseph P. Lucia & Associates provides wealth management services to individuals, including high net worth clients, and small businesses, combining portfolio management with financial, insurance, and estate planning. The firm employs a broad investment approach tailored to client suitability and manages portfolios with regular monitoring and annual reviews.

David Settanni is a CFA® charterholder and holds a Series 66 license, with 11 years of experience in the financial industry. He is currently a principal at Settanni Financial LLC and DVS Capital Partners GP, LLC, a private fund management firm. In addition to his advisory work, he is a volunteer firefighter with the Greenwich Fire Department and serves on the board of Special Kids of NY, a nonprofit organization. Settanni Financial is an SEC-registered advisory firm serving individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary investment management, retirement-plan advisory, financial planning, and integrated wealth management, utilizing a fiduciary, long-term approach with diversified portfolios that incorporate mutual funds, ETFs, individual securities, options, private equity, and third-party managers.

Christopher Angle is a financial advisor with Heritage Capital, LLC in Redding, CT, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. He has been with Heritage Capital since 2015 and has worked in asset and risk management since 2005. Outside of his advisory role, he operates a book publishing business and teaches judo to children and adults. Heritage Capital advises individuals, retirement plans, business entities, trusts, estates, and charitable organizations, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs an active, risk-managed investment approach using proprietary models focused on momentum, trend-following, and mean-reversion to reposition assets rather than follow a buy-and-hold strategy.

Lawrence Blau is a CFP® professional with five years of industry experience, currently serving at LL Financial Services, LLC, where he has worked since 2016. In addition to his advisory role, he owns and operates a photography business, Larry's Eyes, LLC, based in Ossining, NY. He also provides tax preparation and accounting services through LL Financial Services, dedicating the majority of his time to these activities alongside his financial advisory duties. LL Financial Services, LLC is a small, state-registered advisory firm that serves individual clients, including high-net-worth households, as well as retirement plan sponsors and participants. The firm offers written financial planning, portfolio management, and retirement-plan consulting, emphasizing an individualized investment approach grounded in fundamental analysis and tax-aware asset allocation tailored to client goals and circumstances.

Joseph Lucia is a financial advisor with Joseph P. Lucia & Associates, LLC, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Great American Investors while leading his own firm since 2008. Lucia also engages in insurance and annuity business through Ash Brokerage. Joseph P. Lucia & Associates serves individuals, including high net worth clients, and small businesses with integrated wealth management services encompassing portfolio management, financial planning, insurance planning, and estate planning. The firm emphasizes client suitability in its investment strategies, utilizes both long-term and tactical techniques, and manages an unusually high client load relative to its size.

John Maguire is a financial advisor at LCR Wealth Management LLC with Series 65 and Series 66 credentials. He has one year of industry experience and has previously worked at Client Edge Consulting and The Alfond INN. LCR Wealth Management provides discretionary investment advisory services primarily to high-net-worth individuals and families. The firm emphasizes broad diversification, long-term holding, and tax considerations in its portfolio management, and also sponsors venture capital pooled vehicles and manages private funds.

Jay Goodgal is a financial advisor with J.C. Goodgal, Inc. based in Pound Ridge, NY, holding Series 63 and Series 65 licenses and four years of industry experience. He has served as Chief Executive Officer of Pawwtners Inc., a social media company, since 2021. His background includes involvement with multiple investment and agricultural companies in director and managing partner roles. J.C. Goodgal, Inc. provides discretionary investment advisory and asset management services to individuals, high-net-worth clients, small pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation approach combining passive index and ETF core holdings with active satellite positions, managing globally diversified portfolios across various asset classes.

Ethan Blinder is a financial advisor at Calm River Capital LLC with a Series 65 designation and two years of industry experience. He has been with Calm River Capital since 2022 and is also involved with Nesor New York, LLC. Outside of his advisory role, Blinder holds multiple leadership positions in real estate investment and management companies. Calm River Capital LLC provides discretionary portfolio management, consulting, and subadvisory services to accredited individual and high-net-worth clients. The firm focuses on equity and ETF investments, utilizing covered-call option strategies and a combination of fundamental, technical, and quantitative analysis.

Daniel Griffin is a financial advisor at Wesfair Advisory Group, Inc. with five years of industry experience. He holds a Series 65 credential and has held leadership roles at Wesfair Advisory Group and affiliated entities since 2014. Outside of advising, he is co-owner of JH Solutions LLC DBA Wesfair Tax, a company providing accounting and tax preparation services, and owner of Wesfair Agency, Inc., a property casualty insurance firm. Wesfair Advisory Group provides portfolio management, pension consulting, and financial planning to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm operates primarily on a non-discretionary basis, emphasizing individualized investment strategies and quarterly reviews, and maintains affiliations with licensed insurance and tax services.

James Osborn is a financial advisor at Envest Asset Management, LLC with seven years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Energy Power Management I, LLC. Osborn maintains membership interests in Energy Power Investment Holdings, an activity that occupies less than 10% of his time. Envest Asset Management advises individuals, including high-net-worth clients, as well as pension and employee benefit plan sponsors, charitable organizations, and corporations. The firm offers portfolio management and financial planning services, applying a holistic approach that may include socially responsible and ESG investing alongside traditional strategies.

I help pre-retirees and early retirees who need assistance making their money last in order to secure the retirement lifestyle they envision. By using a combination of comprehensive financial planning and investment management services I help my clients think through difficult financial tradeoffs and come up with solutions that provide peace of mind. If you are looking for someone you can trust to explain complicated financial issues in a clear way and want to delegate your investment program to a financial advisor, you’ve come to the right place. ★ WHAT MAKES ME DIFFERENT I was previously an art director at Money Magazine and Mutual Funds Magazine where I worked for nearly 12 years helping readers better understand personal finance topics. I am adept at making complex financial issues easy to understand, love solving problems, and skilled at keeping people on task to accomplish their goals. As a career changer and father of two teenage boys, I know what it takes to care for a family while simultaneously working toward achieving personal goals. I truly enjoy collaborating with my clients and helping them transition into their vision of a successful retirement. ★ SPECIALTIES • Retirement Planning • Portfolio Management • Approaching Retirement • Late-Career • Retirement Income Planning • Asset Allocation Strategies • Fund Selection • Ongoing investment monitoring • Life Transitions • Sudden Money Situations • Dealing with the loss of a spouse • Dealing with an Inheritance • Dealing with Stock Options • Help with 401(k) and IRAs • College Education Planning • Cash Flow Planning • Coordination with other professionals

John Sloan is a financial advisor at Joseph P. Lucia & Associates, LLC with Series 63 and Series 65 licenses and four years of industry experience. He has been with Joseph P. Lucia & Associates since 2008. Joseph P. Lucia & Associates serves individuals, including high net worth clients, and small businesses by providing integrated wealth management services such as portfolio management, financial planning, insurance planning, and estate planning. The firm uses a combination of fundamental, technical, and cyclical analysis with both long-term and tactical trading strategies, maintaining a high client-to-advisor ratio.