Dominic Carfora is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Corbin Advisors, and Delphian Trading, as well as various engagements with Quinnipiac University and involvement with the Conny Lacrosse Tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

Jane Cohen is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2019. Prior to that, she was employed by the Town of Norwell for twelve years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Holloway is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on connecting clients with tailored financial plans that support their personal goals, including education funding, retirement planning, and long-term family objectives. He emphasizes transparency and simplicity in navigating the complexities of investing and wealth planning. Christopher holds a Bachelor's Degree from Salve Regina University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His expertise encompasses senior vice president responsibilities, portfolio advising, and comprehensive financial advisory services. Beyond his professional duties, Christopher is active in his community through various roles such as a baseball manager and coach for East Lyme Babe Ruth and Old Lyme Little League Baseball. He volunteers with organizations including Junior Achievement, Lyman Allyn Museum, Old Lyme Youth Soccer, and the Salvation Army. He also serves on several advisory boards, reflecting his commitment to community involvement.

Sandra Cross is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Lisa Fratoni is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 34 years of industry experience. She worked at Stifel Nicolaus & Co Inc for 20 years prior to joining Wells Fargo. Outside of her advisory role, she is a commissioned notary in Oakdale, Connecticut. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Santino Funaro is a Financial Advisor at Merrill Lynch Wealth Management based in the Mystic, CT office. He joined Merrill Lynch in 2022, bringing experience from four years in the financial services industry in East Greenwich, Rhode Island. Santino works with families and business owners, focusing on retirement planning, college education planning, and family wealth management strategies. He adopts a relationship-first approach, providing consistent and transparent financial guidance tailored to clients' personal goals. As a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA), Santino collaborates with clients’ accountants, attorneys, and other advisors to ensure a coordinated and comprehensive planning process. He leverages the full range of resources available at Merrill Lynch to develop customized strategies that help grow and preserve client wealth. Santino earned his bachelor's degree from Roger Williams University, where he was a member of Beta Alpha Psi and Beta Gamma Sigma honor societies. Outside of his professional work, he enjoys basketball, boxing, hiking, interior decorating, music, traveling, spending time with his family, watching movies, and writing.

Joseph Mariani Jr. serves as a Senior Resident Director and Financial Advisor with Merrill Lynch Wealth Management. He specializes in capital preservation and growth strategies, including wealth-management services, asset allocation, investment selection, options and hedging, and income tax minimization for both individuals and business owners. Joe also focuses on asset management through the utilization of top managers worldwide. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Joe earned a Bachelor's Degree in Political Science from Providence College in 1989. He began his career as a Naval Aviator, flying two different carrier-based aircraft before joining Merrill Lynch Wealth Management. In 2007, he earned the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning Institutes Corp. He also holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joe has been named to the Forbes "Best-in-State Wealth Advisors" list multiple times, as well as the Forbes "Best-in-State Wealth Management Teams" list as a member of the McBride Mariani Group. Residing in Waterford, Connecticut, Joe lives with his wife, Gwen, and their two sons, Joe and Nicholas. He is involved in the community through participation in Waterford American Legion Baseball, serving on the Mitchell College Board of Trustees, and membership in the VFW and American Legion. His personal interests include baseball, cooking, and skiing.

Daniel Spring is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 43 years of industry experience. His prior work includes 20 years at Stifel Nicolaus & Co Inc and six years at Advest, Inc. He is based in Mystic, CT. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Allen Smith is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 33 years with MetLife Securities Inc. In addition to his advisory role, Smith operates as an independent insurance agent offering a range of insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written recommendations tailored to clients' goals.

Nicholas Moura is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Glastonbury, CT. He previously worked at UBS Financial Services for 10 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized retirement income plans through a centralized consulting team.

Karli Nielsen is a Series 66-credentialed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

David Cikatz is a Series 66-licensed financial advisor with Edward Jones, based in Waterford, CT. He has seven years of industry experience, all with Edward Jones, where he has worked since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Dana Kopp Jr. is a financial advisor at Edward Jones in Mystic, CT, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he was self-employed for five years and worked at Norwegian Cruise Line Holdings for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and affiliated investment products with approximately $1.01 trillion in assets under management.

Robert Sartori is a financial advisor with Morgan Stanley based in Mystic, CT, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools but does not include individual security recommendations as part of standalone planning.

Neil Anthes is a CFP® professional with nine years of industry experience, currently serving at Raymond James Financial Services Advisors since 2022. Prior to this, he was with Edward Jones from 2016 to 2022. Outside of his advisory role, he is president of Sound Financial Partners and CEO of Sound Financial Planning, LLC, both firms engaged in financial planning and investment management. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Nishant Sahoo is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 2014 and assists clients by helping them manage their wealth to meet their individual needs. Nishant employs a comprehensive, goals-based approach that starts with understanding each client's unique situation, family, job, and aspirations to create tailored wealth management strategies. He holds a Bachelor's Degree from Fordham University with a focus on Finance and Economics. Nishant's professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His areas of expertise include family wealth management, small business strategies, retirement planning, philanthropic planning, and portfolio management. In addition to his professional work, Nishant has been actively involved in his community, serving as Vice President of the Stonington Volunteer Ambulance Corps and as an EMT. He also contributes to organizations such as the Mystic Lions Club, Southeastern CT Cultural Coalition, Fordham University EMS Advisory Board, and the Fordham University Mentorship Program. His personal interests include biking, cooking, running, and spending time with his family.

Thomas Wright is a Series 66-credentialed financial advisor with Morgan Stanley, bringing 25 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and currently serves at Morgan Stanley Private Bank, N.A. Thomas is involved in several community organizations, including serving as treasurer for a youth soccer program and holding board roles with the Manchester Rotary and Plan of CT. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and advanced modeling techniques to support client financial plans.

Mark Catullo is a financial advisor with Raymond James Financial in Waterford, CT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2001 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Lee Couture is a financial advisor at Cambridge Investment Research Advisors with 36 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He serves as a board member and volunteer for Habitat for Humanity and holds board roles with the Waterford Library and the Town of Waterford. Couture is also the owner of Couture Tax Planning Services LLC and Couture Financial Services LLC. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals, offering a range of discretionary and non-discretionary portfolio solutions across multiple platforms.

Brenda Ayers is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Wells Fargo, Sullivan Financial LLC, and TD Bank. Outside of financial services, she is the sole proprietor of a retail business that publishes the children's book "Construction A to Z." Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and integrates planning and investment services across its wide retail and institutional platform.