Robert Gover is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at \u0026Partners, LLC since 2024 and previously spent 15 years at Wells Fargo Clearing and Wells Fargo Advisors LLC. \u0026Partners serves a broad range of individual and institutional clients, including high-net-worth individuals, retirement plans, charitable organizations, foundations, universities, trusts, private businesses, and corporations. The firm offers investment management and financial planning services, utilizing a combination of fundamental, technical, and quantitative analysis alongside proprietary and third-party strategies.

Claude Hicks is a financial advisor with Transamerica Financial Advisors, holding a Series 65 designation and currently based in Kingston, PA. He has experience with several firms since 2024 and has been involved with Highstreet IT Solutions, LLC since 2011. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

James Murphy is a ChFC® credentialed financial advisor with 29 years of industry experience. He has been with Primerica Advisors since 1999 and also maintains a longstanding association with Guardian Life Insurance Co of America beginning in 1996. Murphy serves on the board of directors at Fox Hill Country Club. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm utilizes a combination of proprietary and third-party investment strategies and offers a range of account-level services.

Melissa Seitchek is a financial advisor at TIAA-CREF with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several financial institutions, including Santander Securities, Citizens Bank, and PNC Investments. Seitchek serves as a voting member of the Penn Lake Association board, where she helps plan community and children’s events. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, including customized strategies managed under client-approved investment policies.

Carolyn Ruiz is a financial advisor with PNC Wealth Management who holds Series 63 and Series 65 licenses and has 26 years of industry experience. She previously worked at M&T Securities, Inc. for over two decades and had shorter tenures at LPL Financial and PNC Investments LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that utilizes algorithmic risk assessment and delegated portfolio management using mutual funds and ETFs.

Tammy Hudacek is a financial advisor at Creative Planning with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Empower Advisory Group, GWFS Equities, and Prudential, where she spent 20 years in various roles. Outside of her advisory work, Hudacek serves on the boards of Valley Santa, a charitable organization providing holiday toys to children in need, and the F.M. Kirby Center for the Performing Arts. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and affiliated non-investment businesses.

Scott Mizenko is a financial advisor with Foundations Investment Advisors LLC and holds a Series 65 designation. He has two years of experience operating as a sole proprietor and has worked with Local Union 1456/1556, NY Dock for 28 years. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm employs various analytical approaches and utilizes model portfolios, third-party sub-advisers, and custodians to tailor investment strategies.

Christian Stoltz is a Series 63 licensed advisor with Centaurus Financial, Inc., where he has worked since 2007. He has 32 years of industry experience. Outside of his advisory role, Stoltz is the owner of Stoltz Financial, a business engaged in sales of fixed insurance and fixed annuities. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts, utilizing both discretionary and non-discretionary arrangements with a range of analytical approaches and model overlay programs.

Susan Whitesell is a financial advisor with Janney Montgomery Scott in Wilkes-Barre, PA, holding a Series 63 credential and 32 years of industry experience. She has been with Janney Montgomery Scott since 1997. Outside of her advisory role, she has been involved with the Wyoming Avenue Christian Church since 2015 and was affiliated with the Perfect Harmony Center for the Arts in 2017. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and various advisory programs through a combination of in-house and third-party portfolio management.

Rebecka Waller is a financial advisor at &PARTNERS with seven years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and the Airborne and Special Operations Test Directorate. &PARTNERS serves a broad mix of individual and institutional clients, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and ERISA 3(21) consulting, employing a combination of fundamental, technical, and quantitative analysis across discretionary and non-discretionary services.

Jason Wood is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. He holds a Series 66 designation and has been with Janney Montgomery Scott since 2015. Wood serves on the board of directors for the Marian Sutherland Kirby Library in Mountain Top, PA, participating in monthly meetings and fundraisers. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory services through a range of in-house and third-party managed portfolio programs.

Kevin Rest is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He also provides accounting and tax preparation services for small businesses on a part-time basis. His prior work includes roles at D&L Distributors, Gimont and Associates, Quick Courier Service, and Wfg. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms, managing approximately $1.7 billion in assets under management.

Mandie Hendricks is a CFP® with 14 years of industry experience currently serving at Janney Montgomery Scott since 2021. Her prior experience includes roles at Bank of America and Merrill. She is active in her community as a volunteer board member for both the Freeland YMCA and the Luzerne County Community College Foundation. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations. The firm offers brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Alycia Rodriguez is a financial advisor at Integrity Alliance, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at Keystone Legacy Financial LLC, Bankers Life and Casualty Company, and Aveanna Healthcare. Integrity Alliance is a large advisory and brokerage firm serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and access to third-party managers through various platforms, employing a range of investment approaches and maintaining dual registration as an SEC-registered adviser and broker-dealer.

Thomas Dettore is a CFP® with 38 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. His prior roles include positions at LPL Financial and INVEST Financial Corporation. Outside of financial advising, he is president of two real estate-related companies, Bona Student Housing and Stacks, Inc. United Planners Financial Services is a national wealth-management firm serving a diverse client base including individuals, retirement plans, corporations, and trusts. The firm uses independent Investment Adviser Representatives and a combination of custodians and third-party managers to offer both advisory and brokerage services, primarily on a non-discretionary basis.

Evan Murphy is a financial advisor with Primerica Advisors, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Murphy Wealth Management. He has also worked in non-financial roles at Fox Hill Country Club and Grico's Restaurant. Primerica Advisors serves a broad retail client base, offering both brokerage and advisory services along with financial planning and consulting. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports a range of account-level services.

Keith Kleinman is a financial advisor at Janney Montgomery Scott with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Janney Montgomery Scott since 2009. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate retirement plans, charitable organizations, and municipalities, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Francis Nockley is a financial advisor with Janney Montgomery Scott in Wilkes-Barre, PA. He holds a Series 66 designation and has two years of industry experience. Prior to joining Janney Montgomery Scott, he worked at Savello USA and spent several years in full-time education. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base, ranging from individuals and families to corporate and municipal clients, offering a combination of brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Steven Jordan is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds the Series 66 designation and has worked at Janney Montgomery Scott since 2021, previously holding roles at Bank of America and Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Reshma Patel is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.