Desmond Scott is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has held roles at multiple firms, including Grober Imbey Agency, Inc., Netlaw, and World Financial Group, Inc. In addition to advisory work, he supports small businesses with accounting and planning needs through his own firm, D. Scott and Associates, LLC. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services with access to proprietary and third-party investment models, managing over $2 billion in client assets across discretionary and non-discretionary accounts.

Maria Montenegro is a financial advisor with Empower Advisory Group in Clark Summit, PA, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. Her prior roles include positions at GWFS Equities, Prudential Investment Management Services, Prudential Insurance Company of America, and PNC Bank. Outside of her advisory work, she serves as president of K & M Sales, Inc., a non-stocking supplier of plumbing and heating supplies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Bernard Martin Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Private Advisor Group since 2016 and concurrently associated with LPL Financial since 2002. Outside of his advisory roles, he subleases his parents' barn for weddings through The Barn at Glistening Pond LLC and provides tax preparation services. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and its own WealthSuite separately managed account program.

Sean Mcandrew is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 15 years of industry experience. He has been affiliated with Commonwealth Financial Network since 2012 and is also co-owner of I&M Wealth Advisors, a private entity engaged in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice-management services.

Barry King is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and has been affiliated with World Financial Group since 2001. King also serves as a representative for WealthWave, focusing on marketing activities. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and offers multiple program platforms such as Transamerica ONE and TFA365.

Sandra Harper is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She holds Series 63 and Series 65 licenses. Harper has been with Janney Montgomery Scott since 2004, except for a brief period in 2021 when she worked at Chapin, Davis. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services, combining in-house portfolio management with third-party managers across multiple programs.

Malo Carpenter is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked with firms including World Financial Group and WealthWave and currently holds a role at Netlaw focused on estate planning. Carpenter is also involved in the sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, retirement plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers across multiple platforms, delivering services through a large network of advisors and managing approximately $1.7 billion in regulatory assets under management.

Lisa Probanski Bonito is a Series 66-licensed financial advisor at &PARTNERS with one year of industry experience. She previously worked at Wells Fargo Clearing, Maximus, and Navient. &PARTNERS serves a diverse client base including individual investors, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services, utilizing a combination of proprietary and third-party portfolio management strategies across fundamental, technical, and quantitative approaches.

Adrian Malave is a financial advisor at Integrity Alliance, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at firms including Keystone Legacy Financial, Bankers Life Securities, and Northwestern Mutual. Outside of his advisory roles, Malave previously operated Malave Financial Services and has diverse work experience including roles at Wilkes University and A Squared Pool Management. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and a range of investment programs delivered through discretionary accounts, model portfolios, and third-party sub-advisers.

Richard Kearney is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Janney Montgomery Scott and its predecessor firm since 1991. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services.

John Begley is a CFP® with 25 years of industry experience, currently affiliated with Eagle Strategies (NY Life). He has a long tenure with New York Life and its related entities, including Eagle Strategies since 2011. Outside of his advisory role, he serves as a basketball official for a local youth league. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a wide range of individual and institutional clients. The firm emphasizes tailored advice delivered through multiple program types, with a majority of assets managed on a non-discretionary basis.

Derek Thompson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 13 years of industry experience. His prior roles include positions at JP Morgan securities and Chase Bank, as well as driver and business owner roles with companies such as Uber, Lyft, and Apex Business LLC. He is also involved with Netlaw, a firm that provides estate planning services including wills and trusts. Transamerica Financial Advisors serves a diverse client base, including individuals, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services with proprietary and third-party investment models, managing both discretionary and non-discretionary assets.

Megan Alpert is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. She holds the Series 66 designation and has worked at firms including Bank of America and Merrill. Megan also works as a success and fulfillment coach outside of her financial advisory practice. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad range of managed-account programs, third-party asset manager access, and back-office services including trading and reporting.

Tyler Mulligan is a financial advisor at Empower Advisory Group with a Series 66 designation. He has been in the industry since 2022, previously working at Bank of America and Merrill. Prior to his financial services career, he spent several years at Joyce Outdoor Advertising. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and participants, as well as selected retail clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, emphasizing long‑term portfolio returns and annual rebalancing.

David Tarantini is a financial advisor at &PARTNERS with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. &PARTNERS serves a diverse clientele including individual and institutional investors such as retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services using a combination of proprietary models and third-party managers, with capabilities spanning fundamental, technical, and quantitative analysis.

Salvatore Schiavone is a financial advisor at PNC Wealth Management with 21 years of industry experience. He holds a Series 66 designation and has been with PNC Investments since 2006. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessment and investment strategies managed by PNC or third-party strategists.

Patrick Hannon is a financial advisor with PNC Wealth Management in Scranton, PA, holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. He has been with PNC Investments since 2007. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only Portfolio Solutions Strategist Digital Offering for employees that uses algorithmic risk assessment and approved model strategies implemented via mutual funds and ETFs.

Robert Gover is a CFP® professional with 17 years of industry experience. He is currently with &Partners, LLC and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. &Partners serves a diverse range of individual and institutional clients, providing investment advisory and brokerage services along with financial planning, retirement plan consulting, and investment banking. The firm utilizes both proprietary and third-party investment strategies and operates as both a broker-dealer and registered investment advisor.

Michael Gibson is a Certified Financial Planner® with 21 years of experience, currently serving as an advisor at Money Concepts Capital Corp since 2015. He owns Media Publishing Group, a self-publishing business focused on selling books, and Gibson Financial Services, which offers tax preparation, mortgage referrals, and property-casualty insurance services. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion for about 14,700 clients. The firm provides portfolio management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and corporations, utilizing a range of managed programs and investment strategies.

Claude Hicks is a financial advisor with Transamerica Financial Advisors and holds a Series 65 designation. He has no prior industry experience but has been involved with Transamerica Financial Services since 2026 and concurrently with Axianta Financial Partners and Wfgia since 2024. Outside of finance, he has operated Highstreet IT Solutions, LLC since 2011. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including proprietary model portfolios and third-party money managers, with discretionary and non-discretionary program options.