Michael Berling is a financial advisor with Mass Mutual Investors Services in New London, CT, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 15 years with Metlife Securities and Metropolitan Life Insurance Company, as well as six years at Ameriprise. Berling is also the managing partner and owner of Berling & Associates since 2016. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using advanced tools and emphasizes tailored investment strategies without discretionary authority.

Michael Mondello is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at Wells Fargo Clearing, Edward Jones, and A.G. Edwards & Sons. He is also involved with Mystic Financial Group LLC, an entity associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Ryan Pellegrini is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has previously worked at Commonwealth Financial Network and Chelsea Groton Bank. Pellegrini also operates Doherty Financial Services, LLC, an entity related to his advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Leah Goldenthal is a financial advisor at Stifel with seven years of industry experience. She has held positions at Stifel since 2018, as well as roles at GroupeConnect and Digitas prior to that. She holds the Series 66 designation. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide asset allocation, retirement, insurance, and estate planning analyses.

Viola Hubert is a financial advisor at Fidelity with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Stifel Nicolaus & Co Inc and Janney Montgomery Scott. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various investment vehicles.

Brian Cacace is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2008 and is currently associated with Bank of America, N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies primarily for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dominic Carfora is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Corbin Advisors, and Delphian Trading, as well as various engagements with Quinnipiac University and involvement with the Conny Lacrosse Tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

Jane Cohen is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2019. Prior to that, she was employed by the Town of Norwell for twelve years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Holloway is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients develop personalized financial plans aligned with their unique ambitions and priorities. His approach emphasizes transparency and simplicity in navigating the complexities of investing and wealth planning. Christopher holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. He earned a Bachelor's Degree from Salve Regina University. His professional expertise includes serving as Senior Vice President, Senior Financial Advisor, and Portfolio Advisor. He is actively involved in his community, participating in organizations such as the Catholic Charities of SE CT Advisory Board and Junior Achievement of Connecticut Advisory Board. Christopher also volunteers as a coach and manager for local youth baseball and soccer leagues and contributes time to fundraising and other activities for groups including the Lyman Allyn Museum and Salvation Army.

Sandra Cross is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Lisa Fratoni is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 34 years of industry experience. She worked at Stifel Nicolaus & Co Inc for 20 years prior to joining Wells Fargo. Outside of her advisory role, she is a commissioned notary in Oakdale, Connecticut. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Cormier is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 36 years of industry experience. He previously worked at Janney Montgomery Scott for 16 years and Citigroup Global Markets for four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Santino Funaro is a Financial Advisor with Merrill Lynch Wealth Management, based in the Mystic, Connecticut office. He joined Merrill Lynch in 2022, bringing four years of experience in the financial services industry from East Greenwich, Rhode Island. Santino serves as the primary point of contact for clients' financial goals and collaborates with the firm's specialists to provide comprehensive support. Holding the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation and Personal Investment Advisor (PIA) credential, Santino works closely with families and business owners to develop tailored financial plans focused on retirement planning, college education planning, and family wealth management strategies. He emphasizes a relationship-first approach, ensuring consistent and transparent financial guidance aligned with clients' personal goals. Santino earned his Bachelor's Degree from Roger Williams University, where he was a member of Beta Alpha Psi and Beta Gamma Sigma, international honors societies in accounting, finance, and business. Outside of his professional work, he enjoys basketball, boxing, hiking, interior decorating, music, spending time with family, traveling, watching movies, and writing.

Joseph Mariani Jr. serves as a Senior Resident Director and Financial Advisor with Merrill Lynch Wealth Management. He specializes in capital preservation and growth strategies, including wealth-management services, asset allocation, investment selection, options and hedging, and income tax minimization for both individuals and business owners. Joe also focuses on asset management through the utilization of top managers worldwide. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Joe earned a Bachelor's Degree in Political Science from Providence College in 1989. He began his career as a Naval Aviator, flying two different carrier-based aircraft before joining Merrill Lynch Wealth Management. In 2007, he earned the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning Institutes Corp. He also holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joe has been named to the Forbes "Best-in-State Wealth Advisors" list multiple times, as well as the Forbes "Best-in-State Wealth Management Teams" list as a member of the McBride Mariani Group. Residing in Waterford, Connecticut, Joe lives with his wife, Gwen, and their two sons, Joe and Nicholas. He is involved in the community through participation in Waterford American Legion Baseball, serving on the Mitchell College Board of Trustees, and membership in the VFW and American Legion. His personal interests include baseball, cooking, and skiing.

Daniel Spring is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 43 years of industry experience. His prior work includes 20 years at Stifel Nicolaus & Co Inc and six years at Advest, Inc. He is based in Mystic, CT. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Thevenet is a CFP® and ChFC® with 28 years of experience in the financial industry. He has worked at Cambridge Investment Research Advisors since 2011 and previously held roles at Eagle Strategies and UBS Financial Services. Outside of his advisory work, he serves as a board member for Jewett City Savings Bank and is involved with the National Ski Patrol as an instructor and patroller. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Allen Smith is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 33 years with MetLife Securities Inc. In addition to his advisory role, Smith operates as an independent insurance agent offering a range of insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written recommendations tailored to clients' goals.

Nicholas Moura is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Glastonbury, CT. He previously worked at UBS Financial Services for 10 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized retirement income plans through a centralized consulting team.

Karli Nielsen is a Series 66-credentialed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Sharon Dufresne is a CFP®-designated financial advisor with 22 years of industry experience, currently with Cetera. She has an extensive background with Avantax Insurance and Advisory Services, spanning nearly two decades, and has operated her own firm, Dufresne & Associates, since 1979. Outside of her advisory work, she is the owner and sole proprietor of a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a nationwide network of over 10,000 independent advisors.