Dennis Asaro is a financial advisor with Commonwealth Financial Network, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for nine years before joining Commonwealth in 2018. Outside of his advisory role, he owns Asaro Consulting, Inc., which supports securities business operations. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice management.

Elizabeth Bingham is a financial advisor at Oppenheimer with eight years of industry experience. She holds a Series 66 designation and previously worked at The Limited and Western Michigan University. Bingham has been with Oppenheimer since 2017. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services such as investment management, consulting, retirement services, and financial planning, using strategic and tactical asset allocation alongside a variety of investment strategies.

James Montmorency is a financial advisor with Oppenheimer in Portage, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Fahnestock & Co., Inc. for 27 years and serves as trustee of the James Montmorency Living Trust. Oppenheimer provides advisory services to individuals, corporations, pooled vehicles, and retirement plans, offering a variety of portfolio management, consulting, and financial planning programs with both discretionary and non-discretionary investment approaches.

Debra Kalleward is a financial advisor at Oppenheimer with 30 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fahnestock & Co., Inc. since 1995. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with a focus on strategic and tactical asset allocation, manager selection, and a variety of investment strategies, while also acting as a qualified custodian.

Travis Morse is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Raymond James & Associates for 13 years before joining Janney Montgomery Scott. Morse is a member of the Battle Creek AMBUCS, a nonprofit organization that raises funds to help people with disabilities. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Chris Vanderwaal is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Kestra Advisory since 2016 and has a longer tenure with Kestra Investment Services, LLC dating back to 2004, as well as experience with Massachusetts Mutual Life Insurance Company since 1998. Vanderwaal also operates under the Worgess Agency Inc., providing insurance and investment advisory services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse client base including institutional and individual investors. The firm provides services such as plan design, fiduciary consulting, employee education, and utilizes multiple management platforms and third-party solutions to support its offerings.

Eber Horacio Alvarez Leos is a financial advisor at PNC Wealth Management with Series 66 registration. He has been with PNC Bank since 2012 and started his advisory role at PNC Investments LLC in 2025. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessments and approved model strategies managed by PNC or third parties.

Mari Katherine Ambro is a financial advisor at Oppenheimer with Series 63 and Series 65 credentials and two years of industry experience. Her prior work includes roles at Boesky Chiropractic, Natural Health Center, and Gull Lake View Golf Club and Resort, as well as positions in education at Miami University and Saint Mary's School. Oppenheimer serves a diverse client base, including individuals, corporations, pension plans, and charitable organizations, offering various advisory and brokerage services. The firm uses strategic and tactical asset allocation and manager selection to construct client solutions, with a notable focus on both discretionary and non-discretionary investment management programs.

Daniel Faett is a CFP® with eight years of industry experience, currently serving as a financial advisor at Kestra Advisory Services, LLC. His prior experience includes roles at Ford Estates, LLC, Bank of America, N.A., Merrill, and Kestra Financial Services, Inc. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, offering services such as plan design, fiduciary consulting, employee education, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions within its supervisory framework.

Tyler Ewen is a CFP® professional with nine years of industry experience, currently serving as a financial consultant at Kestra Advisory in Battle Creek, MI. He has worked within Kestra Advisory and affiliated entities since 2015. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Lori Bumgart is a CFP® professional with 31 years of experience in the financial services industry. She is currently with Mercer Global Advisors Inc. and has held prior roles at Raymond James Financial Services Advisors Inc. and Sanford Advisory Services. In addition to her advisory work, she serves as a township trustee for Otsego Township, participating in legislative and administrative decisions since 2013. Mercer Global Advisors provides investment advisory and comprehensive financial planning services to individuals, families, and institutional clients, employing a globally diversified, risk-appropriate investment approach that includes low-cost ETFs, separate account managers, and customized portfolio strategies.

Paul Townsend is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Janney since 2020 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a combination of in-house portfolio management and third-party managers across multiple advisory programs.

Edward Heidema is a financial advisor at Oppenheimer with a Series 66 designation and no prior industry experience. His work history includes roles at Oppenheimer & Co. Inc. and various companies outside the financial sector, such as Terra GR and Mitten Brewing Company. Oppenheimer serves a diverse client base including individuals, corporations, pooled vehicles, and retirement plans, offering a range of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and advisor, encompassing asset allocation, manager selection, and periodic rebalancing, with approximately $36.7 billion in assets under management as of the end of 2025.

Biju Suseelan is a financial advisor with SPC in Kalamazoo, MI, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He worked at LPL Financial, LLC for 23 years before joining Sigma Planning Corporation and Sigma Financial Corporation. His related activities include managing Olympia Wealth Management, a business name under LPL Financial. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through its SIGMA Managed Account and other program offerings.

Brent Kerstetter is a CFP® with 21 years of experience in the financial services industry. He is currently with Mercer Global Advisors Inc. and has previously worked at Sanford Advisory Services and Raymond James Financial Services Advisors. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm utilizes a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts, employing a variety of implementation options and offering both discretionary and non-discretionary portfolio management.

Justin Pruett is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 designation and five years of industry experience. He has been with Bankers Life Advisory Services since 2020 and concurrently works with Bankers Life and Casualty as an insurance agent assisting clients with health and life insurance products. Prior to his current roles, he worked briefly at Hooters of Kalamazoo. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and ongoing portfolio management aligned with clients’ goals and risk tolerances.

Hunter Feraco is a financial advisor with First Command Advisory Services in Battle Creek, MI, holding a Series 66 designation and six years of industry experience. He has been affiliated with various First Command entities since 2019 and concurrently operates Feraco Holdings LLC, an S-corp related to his First Command business activities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Michael Oursler is a financial advisor at Janney Montgomery Scott with 24 years of industry experience. He has been with Janney since 2018 and previously worked at Raymond James & Associates for 14 years. Outside of his advisory role, he coaches youth baseball and serves as finance director on the board of the local baseball organization. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Christopher Barton is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and 11 years of industry experience. He has been with Bankers Life Advisory Services, Inc. since 2016 and also serves as a Unit Field Trainer and Insurance Agent for Bankers Life & Casualty, providing training and support to new insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management, with options for both wrap and non-wrap programs.

Richard Ingber is an investment advisor with Bankers Life Advisory Services, Inc. in Portage, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with several affiliated firms including Bankers Life Securities, Inc. and Ingber & Associates. Ingber also serves as president of Richard Ingber, LLC, through which he provides life, health, and annuity insurance sales alongside investment advisory services. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals, offering discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across multiple asset classes.